Intensifying Competition Among Financial Institutions and from Nontraditional Entrants
First written in FY2017-Q1. 3 of 5 entries say "Restated". Latest entry: FY2019.
Yokohama Financial Group moved to the "Worse" side of this theme in 2019, 5 years before the typical company in this theme (2024).
The whole theme swung hardest in 2025: 11 of 21 companies on the "Worse" side.
17 other companies' latest entry also says "Worsened".
- FY2019WorsenedAnnual report
「If competition arises because other financial institutions expand their business activities more aggressively in the markets where our group operates, or because FinTech companies and others with highly convenient system platforms newly enter the market as digital technology advances, this could affect our group's business operations, results of operations and financial position.」
In addition to competition from traditional financial institutions and companies from other industries, entry by digital technology-based FinTech companies was explicitly identified as a competitive factor. - FY2018RestatedAnnual report
「Competition could intensify if other financial institutions expand their business activities more aggressively in our Group's operating region, or if companies from other industries newly enter our Group's business fields.」
Reiterated the risk of intensifying competition with financial institutions and companies from other industries. - FY2017-Q3RestatedAnnual report
「Competition could intensify if other financial institutions expand their business activities more aggressively in our Group's operating region, or if companies from other industries newly enter our Group's business fields.」
Reiterated the risk of intensifying competition with financial institutions and companies from other industries. - FY2017-Q2RestatedAnnual report
「Competition could intensify if other financial institutions expand their business activities more aggressively in our Group's operating region, or if companies from other industries newly enter our Group's business fields.」
Reiterated the risk of intensifying competition with financial institutions and companies from other industries. - FY2017-Q1First statedAnnual report
「Competition could intensify if other financial institutions expand their business activities more aggressively in our Group's operating region, or if companies from other industries newly enter our Group's business fields.」
The risk of competition with financial institutions and companies from other industries in the Tokyo metropolitan operating region was stated.