Komori
Yokohama Financial Group (7186) · TargetAchieved

Targets for ROE, Common Equity Tier 1 Ratio and OHR

First written in FY2017-Q1. 21 of 27 entries say "Restated". Latest entry: FY2025.

27entries
10years
0from disclosures
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How it moved
ProgressHeldSoftenedWorseRestatedFY2017-Q1 – FY2019-Q3RestatedFY2020-Q1 – FY2022-Q2AdvancedFY2024 – FY20252016: 220162017: 320172018: 320182019: 420192020: 320202021: 320212022: 320222023: 320232024: 220242025: 12025
Same theme, other companies
Bank targets for ROE, the expense ratio and the Common Equity Tier 1 ratioA theme 3 companies write about · 0 as a headwind · 4 as a tailwind

0 other companies' latest entry also says "Achieved".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2025AchievedAnnual report

    「As a result, performance improved steadily and the target metrics of the medium-term management plan were achieved.」

    For the medium-term management plan covering fiscal 2022 through fiscal 2024, the company stated that, in the final year, ROE reached 7.0%, OHR 51.5% and the Common Equity Tier 1 ratio approximately 11.9%, achieving the target metrics.
  2. FY2024AdvancedAnnual report

    「Fiscal 2023 results: consolidated ROE, 5.8%; consolidated OHR, 59.7%; consolidated Common Equity Tier 1 ratio, approximately 11.6%. Medium-term management plan targets (fiscal 2024): consolidated ROE, approximately 6.0%; consolidated OHR, low 50% range; consolidated Common Equity Tier 1 ratio, mid-11% range.」

    The company disclosed fiscal 2023 results against the fiscal 2024 targets: ROE was 5.8%, OHR was 59.7% and the Common Equity Tier 1 ratio was approximately 11.6%.
  3. FY2024-Q3RestatedAnnual report

    「During the cumulative third quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    It was reconfirmed that there were no material changes to target metrics including ROE, OHR and the Common Equity Tier 1 ratio.
  4. FY2024-Q2RestatedAnnual report

    「During the cumulative second quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    It was reconfirmed that there were no material changes to the objective indicators for management targets related to the medium-term management plan.
  5. FY2024-Q1RestatedAnnual report

    「During the cumulative first quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    It was reconfirmed that there were no material changes to target metrics related to the medium-term management plan, including ROE, OHR and the Common Equity Tier 1 ratio.
  6. FY2023AdvancedAnnual report

    「Fiscal 2022 results: consolidated ROE, 5.0%; consolidated OHR, 58.0%; consolidated Common Equity Tier 1 ratio, 11.87%. Medium-term management plan targets (fiscal 2024): consolidated ROE, approximately 6.0%; consolidated OHR, low 50% range; consolidated Common Equity Tier 1 ratio, mid-11% range.」

    The company disclosed first-year results against the fiscal 2024 targets of the new medium-term management plan: ROE of 5.0%, OHR of 58.0% and a Common Equity Tier 1 ratio of 11.87%.
  7. FY2023-Q2RestatedAnnual report

    「During the cumulative second quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    It was reconfirmed that there were no material changes to target metrics related to the medium-term management plan, including ROE, OHR and the Common Equity Tier 1 ratio.
  8. FY2023-Q1RestatedAnnual report

    「During the cumulative first quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    It was reconfirmed that there were no material changes to the objective indicators for management targets related to the medium-term management plan.
  9. FY2022ReframedAnnual report

    「Target metrics (consolidated): fiscal 2024 target (final year); long-term target level. Profitability: consolidated ROE, approximately 6.0%; approximately 7.0%. Efficiency: consolidated OHR, low 50% range; approximately 50%. Soundness: consolidated Common Equity Tier 1 ratio, mid-11% range; mid-11% range.」

    The targets were updated from the previous plan’s fiscal 2021 targets to the new plan’s fiscal 2024 targets and long-term levels, with ROE, OHR and the Common Equity Tier 1 ratio established as target metrics.
  10. FY2022-Q2RestatedAnnual report

    「During the cumulative second quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    It was reconfirmed that there were no material changes to the objective indicators for management targets related to the medium-term management plan.
  11. FY2022-Q1RestatedAnnual report

    「During the cumulative first quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    It was reconfirmed that there were no material changes to the objective indicators for management targets related to the medium-term management plan.
  12. FY2021RestatedAnnual report

    「Consolidated gross operating profit RORA declined by 0.2 percentage points from the previous consolidated fiscal year to 2.3%, due to a decrease in consolidated gross profit and an increase in risk-weighted assets. Consolidated OHR rose by 5.3 percentage points to 67.7%, due to a decrease in consolidated gross profit and an increase in operating expenses. Consolidated ROE declined by 2.0 percentage points to 2.3%, as net income attributable to owners of the parent decreased by ¥21.210 billion from the previous consolidated fiscal year. The consolidated Common Equity Tier 1 ratio was 12.40%, and the group maintained a sufficient capital level to prepare for future risks through the use of its risk appetite framework.」

    The target metrics for the fiscal 2019–2021 plan were maintained. Fiscal 2020 results disclosed were RORA of 2.3%, OHR of 67.7%, ROE of 2.3% and a Common Equity Tier 1 ratio of 12.40%.
  13. FY2021-Q2RestatedAnnual report

    「During the cumulative second quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    It was reconfirmed that there were no material changes to the objective indicators for management targets related to the medium-term management plan.
  14. FY2021-Q1RestatedAnnual report

    「During the cumulative first quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    It was reconfirmed that there were no material changes to the objective indicators for management targets related to the medium-term management plan.
  15. FY2020RestatedAnnual report

    「Even in a continued low-interest-rate environment, we will maintain gross operating profit RORA, a profitability metric relative to risk-weighted assets, by enhancing solution-based sales and taking appropriate risks. We will improve OHR, an efficiency metric, by raising productivity through structural reforms, and increase ROE, a return metric on the equity entrusted to us by our shareholders.」

    The fiscal 2021 and long-term targets continued to be disclosed. For the current fiscal year, results were RORA of 2.5%, OHR of 62.4%, ROE of 4.3% and a Common Equity Tier 1 ratio of 12.27%, with progress against the target metrics disclosed numerically.
  16. FY2020-Q2RestatedAnnual report

    「During the cumulative second quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    It was reconfirmed that there were no material changes to the objective indicators for management targets related to the medium-term management plan.
  17. FY2020-Q1RestatedAnnual report

    「During the cumulative first quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    It was reconfirmed that there were no material changes to the objective indicators for management targets related to the medium-term management plan.
  18. FY2019ReframedAnnual report

    「Alongside the target levels for fiscal 2021, the final year of the planning period, the following levels were established as long-term targets: consolidated gross operating profit RORA in the mid-2% range, consolidated OHR of approximately 60%, consolidated ROE in the mid-5% range, and a consolidated Common Equity Tier 1 ratio of approximately 12%.」

    Compared with the previous plan’s targets of approximately 7% ROE and approximately 50% OHR, the plan beginning in fiscal 2019 added RORA and established fiscal 2021 and long-term targets. The long-term targets were approximately 7% ROE, approximately 50% OHR and a Common Equity Tier 1 ratio in the mid-11% range.
  19. FY2019-Q3RestatedAnnual report

    「During the cumulative third quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    Reconfirmed that there were no material changes to the objective metrics used to assess progress toward the management policy, management strategy and targets.
  20. FY2019-Q1RestatedAnnual report

    「During the cumulative first quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    Reconfirmed that there were no material changes to the management policy, management strategy or metrics used to assess progress toward targets.
  21. FY2018RestatedAnnual report

    「Target metrics for the final year (fiscal 2018): consolidated ROE, approximately 7%; consolidated Common Equity Tier 1 ratio, mid-11% range; OHR (combined standalone basis for the 2 banks), approximately 50%.」

    The 3 final-year targets were reiterated without change. Fiscal 2017 results, including consolidated ROE of 5.88%, a Common Equity Tier 1 ratio of 12.47% and OHR of 56.3%, were also disclosed, but the company did not state that the targets had been achieved.
  22. FY2018-Q3RestatedAnnual report

    「During the cumulative third quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    It was reconfirmed that there were no material changes to target metrics related to the medium-term management plan, including ROE, the Common Equity Tier 1 ratio and OHR.
  23. FY2018-Q2RestatedAnnual report

    「During the cumulative second quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    It was reconfirmed that there were no material changes to the objective indicators for management targets related to the medium-term management plan.
  24. FY2018-Q1RestatedAnnual report

    「During the cumulative first quarter of the current consolidated fiscal year, there were no material changes to management policies, management strategies or other matters, or to the objective indicators used to assess achievement of management objectives.」

    It was stated that there were no material changes to the objective indicators for management targets related to the medium-term management plan.
  25. FY2017-Q3RestatedAnnual report

    「Target metrics for the final year (fiscal 2018): consolidated ROE, approximately 7%; consolidated Common Equity Tier 1 ratio, mid-11% range; OHR (combined standalone basis for the 2 banks), approximately 50%.」

    The fiscal 2018 targets for ROE, Common Equity Tier 1 ratio and OHR were reiterated without change.
  26. FY2017-Q2RestatedAnnual report

    「Target metrics for the final year (fiscal 2018): consolidated ROE, approximately 7%; consolidated Common Equity Tier 1 ratio, mid-11% range; OHR (combined standalone basis for the 2 banks), approximately 50%.」

    The fiscal 2018 targets for ROE, Common Equity Tier 1 ratio and OHR were reiterated without change.
  27. FY2017-Q1First statedAnnual report

    「Target metrics for the final year (fiscal 2018): consolidated ROE, approximately 7%; consolidated Common Equity Tier 1 ratio, mid-11% range; OHR (combined standalone basis for the 2 banks), approximately 50%.」

    The final year of the medium-term management plan was set as fiscal 2018, with 3 numerical targets established.
Moved together

"Maximizing Corporate Value through Improved Management Efficiency, Profitability and Shareholder Returns" moved the same way as this thread, in the same document, in 5 of its 27 moves.

543333★123456
  1. ★This thread
  2. 1Maximizing Corporate Value through Improved Management Efficiency, Profitability and Shareholder Returns5×
  3. 2Capital Adequacy Regulations and Capital Conservation Buffer4×
  4. 3Share buybacks3×
  5. 4Strengthening lending to local small and medium-sized enterprises and individuals3×
  6. 5Increase in Nonperforming Loans and Credit-Related Expenses Due to Economic and Financial Conditions and Borrower Conditions3×
  7. 6Improving Productivity and Employee Satisfaction through Work-Style Reform and Operational Streamlining3×

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