Risk of increasingly sophisticated and large-scale financial crime
First written in FY2018. 1 of 4 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2026: 5 of 8 companies on the "Worse" side.
0 other companies' latest entry also says "Other".
- FY2026The risk of financial crime facilitated by the misuse of AI and social media has materialized.Annual report
「However, if increasingly sophisticated and large-scale financial crime resulting from the misuse of AI, social media and other means requires substantial expenditures to strengthen security or prevent harm before it occurs, or if the occurrence of large-scale financial crime exceeding expectations requires costs related to countermeasures, compensation to affected customers or damages, the Group's operating results and financial position may be adversely affected.」
In addition to the existing financial crime risks, the misuse of AI and social media was expressly identified as a factor driving greater sophistication and scale. - FY2022RestatedAnnual report
「The Group has implemented various measures to prevent financial crime, including the counterfeiting and theft of cash cards, bank transfer fraud and money laundering. However, if increasingly sophisticated and large-scale financial crime requires substantial expenditures to strengthen security or prevent harm before it occurs, or if the occurrence of large-scale financial crime exceeding expectations requires costs related to countermeasures, compensation to affected customers or damages, the Group's operating results and financial position may be adversely affected.」
The risks of countermeasure costs and compensation related to increasingly sophisticated and large-scale financial crime, money laundering and other matters remain. - FY2021Expansion of the scope of financial crime riskAnnual report
「The Group has implemented various measures to prevent financial crime, including the counterfeiting and theft of cash cards, bank transfer fraud and money laundering. However, if increasingly sophisticated and large-scale financial crime requires substantial expenditures to strengthen security or prevent harm before it occurs, or if the occurrence of large-scale financial crime exceeding expectations requires costs related to countermeasures, compensation to affected customers or damages, the Group's operating results and financial position may be adversely affected.」
The existing financial crime risk description was expanded to expressly include cash card counterfeiting and theft, bank transfer fraud and money laundering. - FY2018First statedAnnual report
「If increasingly sophisticated and large-scale financial crime requires substantial expenditures to strengthen security or prevent harm before it occurs, or if the occurrence of large-scale financial crime exceeding expectations requires costs related to countermeasures, compensation to affected customers or damages, the Group's operating results and financial position may be adversely affected.」
Describes the possibility of costs for countermeasures, customer compensation and damages arising from increasingly sophisticated and large-scale financial crime.