Intensifying competition in the financial industry and risk of failure to achieve management strategies
First written in FY2017. 3 of 5 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2026: 2 of 6 companies on the "Worse" side.
5 other companies' latest entry also says "Restated".
- FY2026RestatedAnnual report
「Our banking group is implementing various strategies, but these strategies may fail to produce results or may not deliver the results originally anticipated for various reasons.」
The disclosure continues to state the possibility that various strategies may fail to produce results or deliver the anticipated outcomes. - FY2022RestatedAnnual report
「Our banking group is implementing various strategies, but these strategies may fail to produce results or may not deliver the results originally anticipated for various reasons.」
The disclosure continues to state the possibility that various strategies may fail to produce results or deliver the anticipated outcomes. - FY2021RestatedAnnual report
「Our banking group is implementing various strategies, but these strategies may fail to produce results or may not deliver the results originally anticipated for various reasons.」
The disclosure continues to state the possibility that various strategies may fail to produce results or deliver the anticipated outcomes. - FY2018Explicit identification of the risk of unsuccessful management strategiesAnnual report
「Our banking group is implementing various strategies, including the 14th Medium-Term Management Plan, which began in fiscal 2017, but these strategies may fail to produce results or may not deliver the results originally anticipated for various reasons.」
In addition to intensifying competition, the disclosure explicitly identified as a separate risk the possibility that strategies such as the medium-term management plan may fail to produce results or deliver the anticipated outcomes. - FY2017First statedAnnual report
「If competition intensifies further because other financial institutions pursue more aggressive business development or companies in other industries newly enter our business fields, and our banking group is unable to gain a competitive advantage, this may adversely affect the operations, performance and financial condition of our banking group.」
The disclosure identifies as risks intensified competition from other financial institutions and entrants from other industries, and the impact if a competitive advantage cannot be achieved.