Risk of failure to meet regulatory capital ratio requirements
First written in FY2017. 2 of 4 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2017: 10 of 45 companies on the "Worse" side.
2 other companies' latest entry also says "Restated".
- FY2026RestatedAnnual report
「If this ratio exceeds 20%, the Financial Services Agency may require improvement measures.」
The disclosure continues to identify the risk of improvement measures if the banking book interest rate risk ratio exceeds the 20% threshold. - FY2022RestatedAnnual report
「If this ratio exceeds 20%, the Financial Services Agency may require improvement measures.」
The disclosure continues to identify the risk of improvement measures if the banking book interest rate risk ratio exceeds the 20% threshold. - FY2021Addition of a 20% interest rate risk ratio thresholdAnnual report
「In addition, based on the supervisory guidelines issued by the authorities, our banking group measures the ratio of the decrease in the economic value of banking book assets and liabilities due to interest rate movements to core capital. If this ratio exceeds 20%, the Financial Services Agency may require improvement measures.」
In addition to the risk of failing to meet regulatory capital ratio requirements, the disclosure explicitly identified the risk of improvement measures if the banking book interest rate risk ratio exceeds 20%. - FY2017First statedAnnual report
「As our banking group has no overseas offices, we must maintain our standalone and consolidated capital ratios at 4% or higher, the domestic standard prescribed by the Banking Act. If either ratio falls below this standard, the Commissioner of the Financial Services Agency may issue various orders, including orders to suspend all or part of our operations.」
The disclosure indicates that standalone and consolidated capital ratios must be maintained at 4% or higher under the domestic standard, and that failure to meet the standard may result in orders such as suspension of operations.