Worth reading
59In focus
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
18.2
% (non-consolidated, percentage change in ordinary profit for the cumulative second quarter)Wording
Avoiding a definitive answer
How definitive the wording is.Revised forecast
Fiscal year ending March 2027 · Six months and full yearPrevious forecast published 12 May 2026Ordinary incomeConsolidated—→—million
—
Ordinary incomeNon-Consolidated (Standalone)—→—million
—
Profit attributable to owners of the parentConsolidated—→—million
—
Profit attributable to owners of the parentNon-Consolidated (Standalone)—→—million
—
Net income per shareConsolidated—→—yen
—
Net income per shareNon-Consolidated (Standalone)—→—yen
—
The bar length represents the relative magnitude of change, based on the item that changed the most in this document.
Reason for the revision
Under the non-consolidated earnings forecast, gains and losses on securities and credit-related expenses are expected to improve more than initially forecast, with gains on securities increasing and credit-related expenses decreasing. The revision to the consolidated earnings forecast mainly reflects the revision to the bank's non-consolidated earnings forecast. For the full year, net interest income is expected to increase in light of higher interest rates.
Previous-period resultsConsolidated: ordinary profit of ¥10,098 million, interim net income attributable to owners of the parent of ¥7,303 million, and interim earnings per share of ¥115.55 for the cumulative second quarter of the fiscal year ending March 2027. Full-year ordinary profit of ¥20,989 million, net income attributable to owners of the parent of ¥15,055 million, and earnings per share of ¥238.88. Non-consolidated: ordinary profit of ¥9,548 million, interim net income of ¥7,094 million, and interim earnings per share of ¥112.24 for the cumulative second quarter. Full-year ordinary profit of ¥20,306 million, net income of ¥14,786 million, and earnings per share of ¥234.59.
Dividend forecast revisionThe second-quarter dividend was changed from ¥37.50 to ¥41.00, the year-end dividend from ¥37.50 to ¥41.00, and the annual dividend from ¥75.00 to ¥82.00.
Consolidated / non-consolidatedConsolidated / non-consolidated (standalone)
| Item | Details |
|---|---|
| Ordinary income | Consolidated Cumulative second-quarter results 11,000 / Full year 18,000 / Non-Consolidated (Standalone) Cumulative second-quarter results 11,000 / Full year 18,000 → Consolidated Cumulative second-quarter results 12,600 / Full year 19,700 / Non-Consolidated (Standalone) Cumulative second-quarter results 13,000 / Full year 19,700（Consolidated Cumulative second-quarter results 14.5 / Full year 9.4 / Non-Consolidated (Standalone) Cumulative second-quarter results 18.2 / Full year 9.4） |
| Profit attributable to owners of the parent | Consolidated Cumulative second-quarter results 8,000 / Full year 13,000 / Non-Consolidated (Standalone) Cumulative second-quarter results 8,000 / Full year 13,000 → Consolidated Cumulative second-quarter results 8,900 / Full year 14,000 / Non-Consolidated (Standalone) Cumulative second-quarter results 9,300 / Full year 14,000（Consolidated Cumulative second-quarter results 11.3 / Full year 7.7 / Non-Consolidated (Standalone) Cumulative second-quarter results 16.3 / Full year 7.7） |
| Net income per share | Consolidated Cumulative second-quarter results 130.48 / Full year 212.83 / Non-Consolidated (Standalone) Cumulative second-quarter results 130.48 / Full year 212.83 → Consolidated Cumulative second-quarter results 145.69 / Full year 229.18 / Non-Consolidated (Standalone) Cumulative second-quarter results 152.24 / Full year 229.18 |
| Fiscal Period Covered | Fiscal year ending March 2027 |
| Period Covered | Six months and full year |
| Publication date of previous forecast | 12 May 2026 |
| Previous-period results | Consolidated: ordinary profit of ¥10,098 million, interim net income attributable to owners of the parent of ¥7,303 million, and interim earnings per share of ¥115.55 for the cumulative second quarter of the fiscal year ending March 2027. Full-year ordinary profit of ¥20,989 million, net income attributable to owners of the parent of ¥15,055 million, and earnings per share of ¥238.88. Non-consolidated: ordinary profit of ¥9,548 million, interim net income of ¥7,094 million, and interim earnings per share of ¥112.24 for the cumulative second quarter. Full-year ordinary profit of ¥20,306 million, net income of ¥14,786 million, and earnings per share of ¥234.59. |
| Reason for the revision | Under the non-consolidated earnings forecast, gains and losses on securities and credit-related expenses are expected to improve more than initially forecast, with gains on securities increasing and credit-related expenses decreasing. The revision to the consolidated earnings forecast mainly reflects the revision to the bank's non-consolidated earnings forecast. For the full year, net interest income is expected to increase in light of higher interest rates. |
| Dividend forecast revision | The second-quarter dividend was changed from ¥37.50 to ¥41.00, the year-end dividend from ¥37.50 to ¥41.00, and the annual dividend from ¥75.00 to ¥82.00. |
| Consolidated / non-consolidated | Consolidated / non-consolidated (standalone) |
Items this document does not state (3)
Net SalesOperating profitDetails and amount of extraordinary loss
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.For the cumulative second quarter, gains and losses on securities and credit-related expenses are expected to improve more than initially forecast, with gains on securities increasing and credit-related expenses decreasing. For the full year, net interest income is expected to increase in light of higher interest rates. The consolidated revisions mainly reflect revisions to the bank's non-consolidated earnings forecast.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.