Increase in Guarantee Performance Burden Due to Rent Arrears
First written in FY2016. 34 of 35 entries say "Worsened", first in FY2017-Q2. Latest entry: FY2026.
Anshin Guarantor Service moved to the "Worse" side of this theme in 2016.
1 other company's latest entry also says "Worsened".
- FY2026WorsenedAnnual report
「Outstanding guarantee obligations (monthly) ¥20,269 million ¥22,194 million 109.5% Number of guarantee obligations 356 thousand 380 thousand 106.8%」
Outstanding guarantee obligations (monthly) increased from ¥20,269 million to ¥22,194 million, while the number of guarantee obligations rose from 356 thousand to 380 thousand, expanding the exposure related to the fulfillment of guarantees. - FY2026-H1WorsenedAnnual report
「Guarantee obligations (monthly) (Note 1) ¥20,269,399 thousand ¥20,981,130 thousand Re-guarantees (Note 2) ¥665,191 thousand ¥605,505 thousand Provision for guarantee claims △¥65,221 thousand △¥78,214 thousand Net amount ¥20,869,369 thousand ¥21,508,422 thousand」
From the end of the previous fiscal year to the end of the interim accounting period, guarantee obligations (monthly) increased from ¥20,269,399 thousand to ¥20,981,130 thousand, while the net amount after deducting the provision for guarantee claims rose from ¥20,869,369 thousand to ¥21,508,422 thousand, expanding the exposure related to the fulfillment of guarantees. - FY2025WorsenedAnnual report
「Outstanding guarantee obligations (monthly) ¥17,979 million ¥20,269 million 112.7% Number of guarantee obligations 325 thousand 356 thousand 109.5%」
Outstanding guarantee obligations increased from ¥17,979 million to ¥20,269 million, while the number of guarantee obligations rose from 325 thousand to 356 thousand, expanding the exposure related to the fulfillment of guarantees. - FY2025-H1WorsenedAnnual report
「Guarantee obligations (monthly) (Note 1) ¥17,979,059 thousand ¥18,768,992 thousand Re-guarantees (Note 2) ¥697,333 thousand ¥666,195 thousand Provision for guarantee claims △¥78,856 thousand △¥75,563 thousand Net amount ¥18,597,536 thousand ¥19,359,624 thousand」
Guarantee obligations (monthly) increased from ¥17,979,059 thousand at the end of the previous fiscal year to ¥18,768,992 thousand, while the net amount after deducting the provision for guarantee claims rose from ¥18,597,536 thousand to ¥19,359,624 thousand, expanding the exposure related to the burden of fulfilling guarantees. - FY2024WorsenedAnnual report
「Outstanding guarantee obligations (monthly) ¥16,405 million ¥17,979 million 109.6% Number of guarantee obligations 303 thousand 325 thousand 107.3%」
Outstanding guarantee obligations (monthly) increased from ¥16,405 million to ¥17,979 million, while the number of guarantee obligations rose from 303 thousand to 325 thousand, expanding the exposure related to the burden of fulfilling guarantees. - FY2024-Q3WorsenedAnnual report
「Guarantee obligations (monthly) (Note 1) ¥16,405,300 thousand ¥17,423,482 thousand Re-guarantees (Note 2) ¥672,919 thousand ¥649,790 thousand Provision for guarantee claims △¥80,056 thousand △¥78,666 thousand Net amount ¥16,998,163 thousand ¥17,994,606 thousand」
From the end of the previous fiscal year to the end of the third quarter under review, guarantee obligations (monthly) increased from ¥16,405,300 thousand to ¥17,423,482 thousand, while the net amount after deducting the provision for guarantee claims rose from ¥16,998,163 thousand to ¥17,994,606 thousand, expanding the exposure related to the burden of fulfilling guarantees. - FY2024-Q2WorsenedAnnual report
「Guarantee obligations (monthly) (Note 1) ¥16,405,300 thousand ¥16,856,766 thousand Re-guarantees (Note 2) ¥672,919 thousand ¥670,523 thousand Provision for guarantee claims △¥80,056 thousand △¥80,554 thousand Net amount ¥16,998,163 thousand ¥17,446,734 thousand」
Guarantee obligations (monthly) increased from ¥16,405,300 thousand at the end of the previous fiscal year to ¥16,856,766 thousand, while the net amount after deducting the provision for guarantee claims rose from ¥16,998,163 thousand to ¥17,446,734 thousand, expanding the exposure related to the burden of fulfilling guarantees. - FY2024-Q1WorsenedAnnual report
「Guarantee obligations (monthly) (Note 1) ¥16,405,300 thousand ¥16,673,502 thousand Re-guarantees (Note 2) ¥672,919 thousand ¥688,500 thousand Provision for guarantee claims △¥80,056 thousand △¥80,978 thousand Net amount ¥16,998,163 thousand ¥17,281,024 thousand」
From the end of the previous fiscal year to the end of the first quarter under review, guarantee obligations (monthly) increased from ¥16,405,300 thousand to ¥16,673,502 thousand, while the net amount after deducting the provision for guarantee claims rose from ¥16,998,163 thousand to ¥17,281,024 thousand, expanding the exposure related to the burden of fulfilling guarantees. - FY2023WorsenedAnnual report
「Outstanding guarantee obligations (monthly) ¥15,118 million ¥16,405 million 108.5% Number of guarantee obligations 284 thousand 303 thousand 106.9%」
Outstanding guarantee obligations (monthly) increased from ¥15,118 million to ¥16,405 million, while the number of guarantee obligations rose from 284 thousand to 303 thousand, expanding the exposure related to the burden of fulfilling guarantees. - FY2023-Q3WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥15,118,214 thousand ¥16,069,527 thousand Re-guarantees (Note 2) ¥568,054 thousand ¥610,697 thousand Provision for guarantee performance △¥76,827 thousand △¥82,522 thousand Net amount ¥15,609,441 thousand ¥16,597,702 thousand」
From the end of the previous fiscal year to the end of the third quarter, guarantees of debt (monthly) increased from ¥15,118,214 thousand to ¥16,069,527 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥15,609,441 thousand to ¥16,597,702 thousand. - FY2023-Q2WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥15,118,214 thousand ¥15,766,100 thousand Re-guarantees (Note 2) ¥568,054 thousand ¥629,890 thousand Provision for guarantee performance △¥76,827 thousand △¥82,085 thousand Net amount ¥15,609,441 thousand ¥16,313,905 thousand」
From the end of the previous fiscal year to the end of the second quarter, guarantees of debt (monthly) increased from ¥15,118,214 thousand to ¥15,766,100 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥15,609,441 thousand to ¥16,313,905 thousand, expanding exposure related to guarantee-performance obligations. - FY2023-Q1WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥15,118,214 thousand ¥15,677,951 thousand Re-guarantees (Note 2) ¥568,054 thousand ¥621,540 thousand Provision for guarantee performance △¥76,827 thousand △¥81,319 thousand Net amount ¥15,609,441 thousand ¥16,218,171 thousand」
From the end of the previous fiscal year to the end of the first quarter, guarantees of debt, re-guarantees and the net amount after deducting the provision for guarantee performance increased, expanding exposure related to guarantee-performance obligations. - FY2022WorsenedAnnual report
「Balance of guaranteed obligations (monthly) ¥14,637 million ¥15,118 million 103.3% Number of guaranteed obligations 277 thousand 284 thousand 102.5%」
The balance of guaranteed obligations increased from ¥14,637 million in the previous fiscal year to ¥15,118 million, while the number of guaranteed obligations increased from 277 thousand to 284 thousand, expanding exposure related to guarantee performance. - FY2022-Q3WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥14,637,040 thousand ¥15,161,605 thousand Re-guarantees (Note 2) ¥568,280 thousand ¥543,669 thousand Provision for guarantee performance △¥79,314 thousand △¥81,036 thousand Net amount ¥15,126,006 thousand ¥15,624,238 thousand」
The balance of guaranteed obligations (monthly) increased from ¥14,637,040 thousand at the end of the previous fiscal year to ¥15,161,605 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥15,126,006 thousand to ¥15,624,238 thousand, expanding exposure related to guarantee-performance obligations. - FY2022-Q2WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥14,637,040 thousand ¥15,015,513 thousand Re-guarantees (Note 2) ¥568,280 thousand ¥536,119 thousand Provision for guarantee performance △¥79,314 thousand △¥79,254 thousand Net amount ¥15,126,006 thousand ¥15,472,378 thousand」
From the end of the previous fiscal year to the end of the second quarter, guarantees of debt (monthly) increased from ¥14,637,040 thousand to ¥15,015,513 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥15,126,006 thousand to ¥15,472,378 thousand, expanding exposure related to guarantee-performance obligations. - FY2022-Q1WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥14,637,040 thousand ¥14,936,507 thousand Re-guarantees (Note 2) ¥568,280 thousand ¥561,853 thousand Provision for guarantee performance △¥79,314 thousand △¥80,363 thousand Net amount ¥15,126,006 thousand ¥15,417,997 thousand」
Guarantees of debt (monthly) increased from ¥14,637,040 thousand at the end of the previous fiscal year to ¥14,936,507 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥15,126,006 thousand to ¥15,417,997 thousand, expanding exposure related to guarantee-performance obligations. - FY2021WorsenedAnnual report
「Balance of guaranteed obligations (monthly) ¥13,821 million ¥14,637 million 105.9% Number of guaranteed obligations 262 thousand 277 thousand 105.6%」
The balance of guaranteed obligations (monthly) was 105.9% of the previous fiscal year-end level, and the number of guaranteed obligations was 105.6%, increasing exposure related to guarantee-performance obligations. - FY2021-Q3WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥13,821,630 thousand ¥14,432,338 thousand Re-guarantees (Note 2) ¥683,494 thousand ¥528,967 thousand Provision for guarantee performance △¥85,577 thousand △¥76,674 thousand Net amount ¥14,419,546 thousand ¥14,884,631 thousand」
From the end of the previous fiscal year to the end of the third quarter, guarantees of debt (monthly) increased from ¥13,821,630 thousand to ¥14,432,338 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥14,419,546 thousand to ¥14,884,631 thousand, expanding exposure to guarantee-performance obligations. - FY2021-Q2WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥13,821,630 thousand ¥14,211,588 thousand Re-guarantees (Note 2) ¥683,494 thousand ¥527,297 thousand Provision for guarantee performance △¥85,577 thousand △¥75,808 thousand Net amount ¥14,419,546 thousand ¥14,663,077 thousand」
The balance of guaranteed obligations (monthly) increased from ¥13,821,630 thousand at the end of the previous fiscal year to ¥14,211,588 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥14,419,546 thousand to ¥14,663,077 thousand, expanding exposure to guarantee-performance obligations. - FY2021-Q1WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥13,821,630 thousand ¥13,983,598 thousand Re-guarantees (Note 2) ¥683,494 thousand ¥585,101 thousand Provision for guarantee performance △¥85,577 thousand △¥80,964 thousand Net amount ¥14,419,546 thousand ¥14,487,735 thousand」
From the end of the previous fiscal year to the end of the first quarter, guarantees of debt increased from ¥13,821,630 thousand to ¥13,983,598 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥14,419,546 thousand to ¥14,487,735 thousand, expanding exposure to guarantee-performance obligations. - FY2020WorsenedAnnual report
「Balance of guaranteed obligations (monthly) ¥12,829 million ¥13,821 million 107.7%」
The balance of guaranteed obligations (monthly) increased from ¥12,829 million at the end of the previous fiscal year to ¥13,821 million, expanding exposure to guarantee-performance obligations. - FY2020-Q3WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥12,829,690 thousand ¥13,473,157 thousand Re-guarantees (Note 2) ¥751,982 thousand ¥674,304 thousand Provision for guarantee performance △¥79,307 thousand △¥73,246 thousand Net amount ¥13,502,365 thousand ¥14,074,215 thousand」
From the end of the previous fiscal year to the end of the third quarter, guarantees of debt increased from ¥12,829,690 thousand to ¥13,473,157 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥13,502,365 thousand to ¥14,074,215 thousand, expanding exposure to guarantee-performance obligations. - FY2020-Q2WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥12,829,690 thousand ¥13,262,226 thousand Re-guarantees (Note 2) ¥751,982 thousand ¥728,910 thousand Provision for guarantee performance △¥79,307 thousand △¥76,344 thousand Net amount ¥13,502,365 thousand ¥13,914,792 thousand」
From the end of the previous fiscal year to the end of the second quarter, guarantees of debt increased from ¥12,829,690 thousand to ¥13,262,226 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥13,502,365 thousand to ¥13,914,792 thousand, expanding exposure to guarantee-performance obligations. - FY2020-Q1WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥12,829,690 thousand ¥13,102,385 thousand Re-guarantees (Note 2) ¥751,982 thousand ¥785,407 thousand Provision for guarantee performance △¥79,307 thousand △¥80,818 thousand Net amount ¥13,502,365 thousand ¥13,806,973 thousand」
From the end of the previous fiscal year to the end of the first quarter, guarantees of debt increased from ¥12,829,690 thousand to ¥13,102,385 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥13,502,365 thousand to ¥13,806,973 thousand, expanding exposure to guarantee-performance obligations. - FY2019WorsenedAnnual report
「Balance of guaranteed obligations (monthly) ¥11,469 million ¥12,829 million 111.9%」
The balance of guaranteed obligations (monthly) increased from ¥11,469 million at the end of the previous fiscal year to ¥12,829 million, expanding exposure to guarantee-performance obligations. The number of guaranteed obligations also increased from 217 thousand to 245 thousand. - FY2019-Q3WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥11,469,485 thousand ¥12,494,594 thousand Re-guarantees (Note 2) ¥756,707 thousand ¥759,428 thousand Provision for guarantee performance △¥39,447 thousand △¥36,340 thousand Net amount ¥12,186,746 thousand ¥13,217,682 thousand」
From the end of the previous fiscal year to the end of the third quarter, guarantees of debt increased from ¥11,469,485 thousand to ¥12,494,594 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥12,186,746 thousand to ¥13,217,682 thousand, expanding exposure to guarantee-performance obligations. - FY2019-Q2WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥11,469,485 thousand ¥12,197,403 thousand Re-guarantees (Note 2) ¥756,707 thousand ¥761,883 thousand Provision for guarantee performance △¥39,447 thousand △¥36,742 thousand Net amount ¥12,186,746 thousand ¥12,922,545 thousand」
From the end of the previous fiscal year to the end of the second quarter, guarantees of debt increased from ¥11,469,485 thousand to ¥12,197,403 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥12,186,746 thousand to ¥12,922,545 thousand, expanding exposure to guarantee-performance obligations. - FY2019-Q1WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥11,469,485 thousand ¥12,064,026 thousand Re-guarantees (Note 2) ¥756,707 thousand ¥796,844 thousand Provision for guarantee performance △¥39,447 thousand △¥41,074 thousand Net amount ¥12,186,746 thousand ¥12,819,797 thousand」
From the end of the previous fiscal year to the end of the first quarter, guarantees of debt increased from ¥11,469,485 thousand to ¥12,064,026 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥12,186,746 thousand to ¥12,819,797 thousand, expanding exposure to guarantee-performance obligations. - FY2018-Q3WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥10,193,556 thousand ¥11,030,349 thousand Re-guarantees (Note 2) ¥705,171 thousand ¥709,928 thousand Provision for guarantee performance △¥31,832 thousand △¥29,641 thousand Net amount ¥10,866,896 thousand ¥11,710,637 thousand」
From the end of the previous fiscal year to the end of the third quarter, guarantees of debt increased from ¥10,193,556 thousand to ¥11,030,349 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥10,866,896 thousand to ¥11,710,637 thousand, expanding exposure to guarantee-performance obligations. - FY2018-Q2WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥10,193,556 thousand ¥10,762,974 thousand Re-guarantees (Note 2) ¥705,171 thousand ¥686,116 thousand Provision for guarantee performance △¥31,832 thousand △¥29,703 thousand Net amount ¥10,866,896 thousand ¥11,419,387 thousand」
From the end of the previous fiscal year to the end of the second quarter, guarantees of debt increased from ¥10,193,556 thousand to ¥10,762,974 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥10,866,896 thousand to ¥11,419,387 thousand, expanding exposure to guarantee-performance obligations. - FY2018-Q1WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥10,193,556 thousand ¥10,639,947 thousand Re-guarantees (Note 2) ¥705,171 thousand ¥701,003 thousand Provision for guarantee performance △¥31,832 thousand △¥31,396 thousand Net amount ¥10,866,896 thousand ¥11,309,555 thousand」
From the end of the previous fiscal year to the end of the first quarter, guarantees of debt increased from ¥10,193,556 thousand to ¥10,639,947 thousand, while the net amount after deducting the provision for guarantee performance increased from ¥10,866,896 thousand to ¥11,309,555 thousand, expanding exposure to guarantee-performance obligations. - FY2017WorsenedAnnual report
「Operating revenue was ¥2,323,660 thousand, up 6.9% year on year, as the balance of guaranteed obligations and the number of new guarantees executed increased steadily as a result of proactive sales activities, including product diversification and efforts to develop new member stores.」
As the business expanded, the balance of guaranteed obligations and the number of new guarantees executed increased, and the company disclosed an increase in exposure to guarantee-performance obligations. - FY2017-Q3WorsenedAnnual report
「Guarantees of debt (monthly) (Note 1) ¥9,932,886 thousand Re-guarantees (Note 2) ¥672,285 thousand Provision for guarantee performance △¥41,224 thousand Net amount ¥10,563,948 thousand」
Compared with the end of the previous fiscal year, guarantees of debt increased from ¥9,159,676 thousand to ¥9,932,886 thousand, while the net amount increased from ¥9,801,515 thousand to ¥10,563,948 thousand. - FY2017-Q2WorsenedAnnual report
「Guarantees of debt (monthly) ¥9,159,676 thousand ¥9,696,161 thousand Re-guarantees ¥680,408 thousand ¥686,874 thousand Provision for guarantee performance △¥38,570 thousand △¥40,021 thousand Net amount ¥9,801,515 thousand ¥10,343,015 thousand」
From the end of the previous fiscal year to the end of the second quarter, guarantees of debt, re-guarantees and the net amount after deducting the provision for guarantee performance increased, quantifying the exposure to guarantee-performance obligations. - FY2016First statedAnnual report
「If residents (tenants) fail to pay rent or other amounts, we are required to make subrogation payments to credit card issuers (Life Card Co., Ltd.) and real estate management companies (including lessors).」
The possibility that contingent liabilities may increase due to a sudden change in the economic environment and other factors is identified as a risk.