Risk of Difficulties in Implementing Business Strategies and Management Plans and Failure to Achieve Plan Targets
First written in FY2017-Q2. 3 of 6 entries say "Restated". Latest entry: FY2026.
Japan Post Bank moved to the "Worse" side of this theme in 2024.
The whole theme swung hardest in 2022: 1 of 6 companies on the "Worse" side.
1 other company's latest entry also says "Reframed".
- FY2026ReframedAnnual report
「As announced in May 2026, our banking group is implementing a medium-term management plan covering fiscal 2026 through fiscal 2028.」
The planning framework changed from the previous fiscal 2021–2025 plan to the new medium-term management plan for fiscal 2026–2028, aimed at achieving the medium- to long-term vision for 2040. - FY2024ReframedAnnual report
「In light of these changes in the business environment, we have decided to review the plan for the remaining 2 years, fiscal 2024 through fiscal 2025.」
Regarding the medium-term management plan for fiscal 2021 through fiscal 2025, the plan for the remaining 2 years was revised in light of rising interest rates in Japan and overseas, digitalisation and growing awareness of the cost of capital. - FY2022RestatedAnnual report
「However, the Bank Group’s business strategies and management plans for these objectives may become difficult to implement or cease to be effective due to various risks.」
The disclosure continues to identify the risk that the medium-term management plan will be difficult to implement or fail to meet its targets, citing market interest rates, foreign-currency funding costs, credit spreads, DX and personnel as specific impact factors. - FY2019RestatedAnnual report
「However, the Bank Group’s business strategies and management plans for these objectives may become difficult to implement or cease to be effective due to various risks.」
The disclosure continues to identify the risk that the medium-term management plan will not be achieved because of various risks or changes in underlying assumptions as the plan is carried out. - FY2018RestatedAnnual report
「The Bank is working to achieve the management targets, including ordinary profit and net income, set out in its new medium-term management plan. However, the Bank Group’s business strategies and management plans for these objectives may become difficult to implement or cease to be effective due to various risks.」
The disclosure continues to identify the risk that the management targets in the new medium-term management plan will not be achieved because implementation becomes difficult or underlying assumptions change. - FY2017-Q2First statedAnnual report
「However, the Bank’s business strategies and management plans for these objectives may become difficult to implement or cease to be effective due to various risks. There is also a possibility that the originally planned results will not be achieved because the various assumptions underlying the formulation of the business strategies and management plans do not materialize as expected.」
For multiple business strategies and management plans, the disclosure identifies as a separate risk the possibility that changes in assumptions or various risks could make implementation difficult or result in failure to meet the plans’ targets.