Credit Deterioration among Investees and Borrowers and Uncertainty Associated with Investment Diversification
First written in FY2016. 1 of 3 entries say "Restated". Latest entry: FY2026.
Japan Post Bank moved to the "Worse" side of this theme in 2026.
1 other company's latest entry also says "Worsened".
- FY2026WorsenedAnnual report
「Shortfall from the expected exit timing of private equity funds」
As a top risk, the disclosure newly identifies the risk that private equity funds may exit later than expected, with longer investment periods and longer funding periods for illiquid assets identified as areas requiring attention. - FY2022RestatedAnnual report
「The Bank seeks to manage credit risk appropriately by assigning internal ratings to debtors, including securities issuers and borrowers, and monitoring them regularly, as well as managing exposure limits for individual companies and corporate groups and for countries and regions, among other measures, but」
The disclosure continues to identify deterioration in the credit quality of investees and borrowers and uncertainty surrounding portfolio diversification, citing internal ratings, monitoring and exposure-limit management as measures to address these risks. - FY2016First statedAnnual report
「The financial condition of the Bank's counterparties, issuers of debt securities such as corporate bonds held by the Bank, other investees and borrowers may deteriorate rapidly due to domestic and overseas economic conditions, including economic and credit conditions, changes in the business environment surrounding specific industries, misconduct or other unforeseen events.」
It also states that diversification into foreign securities, private equity and other investments may not produce the intended results.