ALM Management Using Base and Satellite Portfolios
First written in FY2016. 9 of 13 entries say "Restated". Latest entry: FY2025.
Japan Post Bank moved to the "Worse" side of this theme in 2025, 4 years after the typical company in this theme (2021).
The whole theme swung hardest in 2026: 8 of 35 companies on the "Worse" side.
0 other companies' latest entry also says "Reframed".
- FY2025ReframedAnnual report
「Finance Portfolio (renamed the Regional Relations Portfolio from fiscal 2025)」
Within the ALM framework comprising 7 portfolios, the Finance Portfolio, which covers lending and regional revitalization funds, among other areas, was renamed the Regional Relations Portfolio from fiscal 2025. - FY2024-Q3RestatedAnnual report
「Most of the financial assets and liabilities held by the group are subject to changes in value resulting from market fluctuations and other factors. To secure earnings over the medium to long term, the bank conducts flexible portfolio management under its ALM (Asset Liability Management) framework for integrated management of assets and liabilities, taking into account changes in market conditions and risk-return considerations. It also seeks to appropriately manage market and other risks by conducting stress tests, profit and loss simulations and other analyses.」
The bank's policy of conducting flexible portfolio management under its ALM framework and managing risk through stress tests and profit and loss simulations is reaffirmed. - FY2024-Q2RestatedAnnual report
「The bank has established 7 portfolios as part of its ALM (asset-liability management) framework and manages them using management accounting based on the bank's internal rules.」
The ALM management framework using 7 portfolios continues to be described. - FY2023-Q2RestatedAnnual report
「The bank has established 7 portfolios as part of its ALM (asset-liability management) framework and manages them using management accounting based on the bank's internal rules.」
The ALM management framework using 7 portfolios continues to be described. - FY2021RestatedAnnual report
「The bank has established 7 portfolios as part of its ALM (asset-liability management) framework and manages them using management accounting based on the bank's internal rules.」
The ALM management framework using 7 portfolios continues. - FY2020RestatedAnnual report
「The bank has established 7 portfolios as part of its ALM (asset-liability management) framework and manages them using management accounting based on the bank's internal rules.」
ALM management using 7 portfolios continues. - FY2019RestatedAnnual report
「The bank has established 7 portfolios as part of its ALM (asset-liability management) framework and manages them using management accounting based on the bank's internal rules.」
The ALM management framework subdivided from the previous 2 categories into 7 portfolios continues to be used in the annual report. - FY2019-Q2AdvancedAnnual report
「The bank has established 7 portfolios as part of its ALM (asset-liability management) framework and manages them using management accounting based on the bank's internal rules.」
This confirms that the framework for subdividing the 2-category structure presented in the previous fiscal year into 7 portfolios has been introduced into actual ALM management. - FY2018ReframedAnnual report
「Furthermore, beginning in fiscal 2018, as investment management became more sophisticated and diversified and the balance of the satellite portfolio grew to a significant level, the bank will transition from the previous management framework consisting of base and satellite portfolios to a framework that manages 7 portfolios tailored to their characteristics.」
The policy was presented to transition from the previous 2-category BP and SP framework to management using 7 portfolios beginning in fiscal 2018. - FY2018-Q2RestatedAnnual report
「The bank has established base and satellite portfolios as part of its ALM (asset-liability management) framework and manages them using management accounting based on the bank's internal rules.」
The framework for ALM management using base and satellite portfolios is presented again. It also states that the current framework may be reviewed if investment management becomes more sophisticated and diversified. - FY2017RestatedAnnual report
「The bank has established base and satellite portfolios as part of its ALM (asset-liability management) framework and manages them using management accounting based on the bank's internal rules.」
The framework for ALM management centered on two portfolios is presented again. - FY2017-Q2RestatedAnnual report
「The bank has established base and satellite portfolios as part of its ALM (asset-liability management) framework and manages them using management accounting based on the bank's internal rules.」
The framework for ALM management using base and satellite portfolios is presented again. - FY2016First statedAnnual report
「The bank has established base and satellite portfolios as part of its ALM (asset-liability management) framework and manages them using management accounting based on the bank's internal rules.」
This presents a framework for integrated management of the interest-rate and maturity profiles of assets and liabilities, as well as market, credit and liquidity risks.