Worth reading
23Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Mixed performance
Direction inferred from the company’s description.Scale
214941
Millions of yenWording
Conditional
How definitive the wording is.Contents of this document
Supplementary materials to the earnings summaryFiscal year ending March 2027, second quarter (interim period)3 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Full-year earnings forecast
Premium and other incomeExpected to increase
Underlying profitExpected to be approximately ¥400 billion
Investment-related profit and lossExpected to be approximately ¥250 billion
Positive spreadExpected to be approximately ¥300 billion
What the company explained in this material
New initiatives
- From the fiscal year ending March 2027, disclose investment-related gains and losses and insurance-related gains and losses as components of core profit
Key KPIsA metric the company considers important as a management benchmark.
- Annualized premiums from new business66,503 Millions of yenYear on year against the same period last year+17.4%
- Annualized premiums from in-force policies2,087,927 Millions of yenYear on year against the same period last year-5.1%
- Premium and other income1,126,700 Millions of yenYear on year against the same period last year-6.0%
- Amount of in-force policies33,046,584 Millions of yenYear on year against the same period last year-5.1%
- Amount of cancellations and lapses397,864 Millions of yenYear on year against the same period last year-7.7%
- Total assets58,449,103 Millions of yenYear on year against the same period last year-0.9%
- Underlying profit214,941 Millions of yenYear on year against the same period last year-5.2%
Number of employees
Sales staff
9,646 people
vs. fiscal year ending March 20261.4
vs. fiscal year ending September 2025-1.4
Administrative staff
8,449 people
vs. fiscal year ending March 20263.1
vs. fiscal year ending September 2025-0.5
| Item | Details |
|---|---|
| Document type | Supplementary materials to the earnings summary |
| Fiscal Period Covered | Fiscal year ending March 2027, second quarter (interim period) |
| Full-year earnings forecast | Premium and other income Expected to increase / Underlying profit Expected to be approximately ¥400 billion / Investment-related profit and loss Expected to be approximately ¥250 billion / Positive spread Expected to be approximately ¥300 billion |
| Key KPIs | Indicator name Annualized premiums from new business / Value 66,503 Millions of yen / Year on year against the same period last year 17.4 Millions of yen, Indicator name Annualized premiums from in-force policies / Value 2,087,927 Millions of yen / Year on year against the same period last year -5.1 Millions of yen, Indicator name Premium and other income / Value 1,126,700 Millions of yen / Year on year against the same period last year -6 Millions of yen, Indicator name Amount of in-force policies / Value 33,046,584 Millions of yen / Year on year against the same period last year -5.1 Millions of yen, Indicator name Amount of cancellations and lapses / Value 397,864 Millions of yen / Year on year against the same period last year -7.7 Millions of yen, Indicator name Total assets / Value 58,449,103 Millions of yen / Year on year against the same period last year -0.9 Millions of yen, Indicator name Underlying profit / Value 214,941 Millions of yen / Year on year against the same period last year -5.2 Millions of yen |
| Number of employees | Sales staff Value 9,646 people / vs. fiscal year ending March 2026 1.4 people / vs. fiscal year ending September 2025 -1.4 people / Administrative staff Value 8,449 people / vs. fiscal year ending March 2026 3.1 people / vs. fiscal year ending September 2025 -0.5 people |
| New initiatives | From the fiscal year ending March 2027, disclose investment-related gains and losses and insurance-related gains and losses as components of core profit |
Items this document does not state (25)
Net SalesOperating profitOrdinary incomeNet incomeGross Profit MarginOperating profit marginSelling, general and administrative expensesResults for the three months of the current quarterProgress against full-year forecastSelf-assessment against the planSegment resultsBreakdown of Factors Affecting the ChangeUnit price and quantity metricsNumber of stores and locationsAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsAnnual DividendPayout ratioAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&A
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.No reasons for the changes in results are provided. The company explained that, from the fiscal year ending March 2027, it changed its policy to disclose investment-related gains and losses and insurance-related gains and losses as components of core profit.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.