Worth reading
40Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Mixed performance
Direction inferred from the company’s description.Scale
-71981
Millions of yenWording
Definitive
How definitive the wording is.Contents of this document
Supplementary materials to the earnings summaryFiscal 2026 second quarter (interim period)5 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Ordinary income113,945 Millions of yen
Net income88,982 Millions of yen
What the company explained in this material
Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
- Increase in investment income¥152.2 billion increase year on year
- Increase in asset management costs¥204.1 billion increase year on year
- Decrease in net investment result¥51.9 billion decrease year on year
- Decrease in ordinary profit¥71,981 million decrease
New initiatives
- Share repurchases (up to 50 million shares and ¥47 billion)
Key KPIsA metric the company considers important as a management benchmark.
- In-force policies: individual insurance policies11,973 thousand transactionsYear on year against the same period last year98.5% of the previous fiscal year-end level
- In-force policies and amount of individual insurance¥326,632 100 millionYear on year against the same period last year97.9% of the previous fiscal year-end level
- New contracts and number of individual insurance policies323 thousand transactionsYear on year against the same period last year129.9% year on year
- New contracts and amount of individual insurance¥8,402 100 millionYear on year against the same period last year123.3% year on year
- Annualized premiums from new business: Total¥665 100 millionYear on year against the same period last year117.4% year on year
- Underlying profit214,941 Millions of yen
Medium-term management plan targets
Target a medium-term average total payout ratio of approximately 55% (target fiscal year: Not disclosed)Acquisition of treasury shares
Amount under the acquisition limit¥47,000,000,000 (maximum)
Number of shares under the acquisition limit50,000,000 shares (maximum)
PeriodFrom 16 November 2026 through 31 March 2027
| Item | Details |
|---|---|
| Document type | Supplementary materials to the earnings summary |
| Fiscal Period Covered | Fiscal 2026 second quarter (interim period) |
| Ordinary income | 113,945 Millions of yen |
| Net income | 88,982 Millions of yen |
| Breakdown of Factors Affecting the Change | Factors Increase in investment income / Amount ¥152.2 billion increase year on year, Factors Increase in asset management costs / Amount ¥204.1 billion increase year on year, Factors Decrease in net investment result / Amount ¥51.9 billion decrease year on year, Factors Decrease in ordinary profit / Amount ¥71,981 million decrease |
| Key KPIs | Indicator name In-force policies: individual insurance policies / Value 11,973 thousand transactions / Year on year against the same period last year 98.5% of the previous fiscal year-end level, Indicator name In-force policies and amount of individual insurance / Value ¥326,632 100 million / Year on year against the same period last year 97.9% of the previous fiscal year-end level, Indicator name New contracts and number of individual insurance policies / Value 323 thousand transactions / Year on year against the same period last year 129.9% year on year, Indicator name New contracts and amount of individual insurance / Value ¥8,402 100 million / Year on year against the same period last year 123.3% year on year, Indicator name Annualized premiums from new business: Total / Value ¥665 100 million / Year on year against the same period last year 117.4% year on year, Indicator name Underlying profit / Value 214,941 Millions of yen / Year on year against the same period last year Not disclosed |
| Medium-term management plan targets | Target a medium-term average total payout ratio of approximately 55% (target fiscal year: Not disclosed) |
| Acquisition of treasury shares | Amount under the acquisition limit ¥47,000,000,000 (maximum) / Number of shares under the acquisition limit 50,000,000 shares (maximum) / Period From 16 November 2026 through 31 March 2027 |
| New initiatives | Share repurchases (up to 50 million shares and ¥47 billion) |
Items this document does not state (22)
Net SalesOperating profitGross Profit MarginOperating profit marginSelling, general and administrative expensesResults for the three months of the current quarterFull-year earnings forecastProgress against full-year forecastSelf-assessment against the planSegment resultsUnit price and quantity metricsNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookFinancial targetsAnnual DividendPayout ratioCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&A
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Investment management revenue increased, driven by higher gains on money trusts, gains on sales of securities and foreign exchange gains, among others, but investment management expenses also increased, mainly due to losses on sales of securities. Other ordinary revenues, including reversals of policy reserves, declined.
How to read this page
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