Worth reading
47Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Deterioration
Direction inferred from the company’s description.Scale
-39
% (year-on-year change in ordinary profit)Wording
Conditional
How definitive the wording is.Results for this period
Interim period (second quarter)1 April 2026–30 September 2026ConsolidatedJapanese GAAPNet Sales2,661,656Millions of yenYear on year -7.6%Progress 49.9%
Ordinary income112,200Millions of yenYear on year -39.0%Progress 56.1%
Net income attributable to owners of the parent87,035Millions of yenYear on year -7.3%Progress 50.6%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥80.61
Financial position at period-end
Total assets58,449,103Millions of yen
of which net assets 4,546,323 Millions of yenEquity ratio 7.8%vs. prior year-end +0.7pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Outlook and shareholder returns
Full-year earnings forecast
Net Sales5,330,000 Millions of yen (YoY -5.3%)
Operating profitNot disclosed
Ordinary income200,000 Millions of yen (YoY -26.5%)
Net income172,000 Millions of yen (YoY +1.9%)
Annual Dividend Forecast124 Yen → 52 Yen
Shareholder Return PolicyAim for an average total payout ratio of approximately 55% over the medium-term management plan period.
Factors Behind Changes in Business Performance
An increase in investment-related gains and losses resulting from higher stock dividends and lower required interest payments, despite a decrease in insurance-related gains and losses due to a decline in policies in force and other factors.
Disclosure regarding the going concern assumption
No applicable matters
Change in accounting policy
基準改正に伴う変更 Noneそれ以外の変更 None見積りの変更 None修正再表示 None
Changes in the scope of consolidationNo applicable items
Material subsequent eventsAt a meeting of the Board of Directors held on 13 November 2026, the company resolved to repurchase treasury shares. The repurchase will be capped at 50,000,000 shares and a total acquisition price of ¥47 billion, and will run from 16 November 2026 through 31 March 2027.
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets and other assets 369 Millions of yen, Reversal of price fluctuation reserve 80,265 Millions of yen / Extraordinary loss Loss on disposal of fixed assets and other assets 33 Millions of yen
Availability of Supplementary Financial Results MaterialsAvailable
Availability of Financial Results BriefingHeld (for institutional investors and analysts)
Issued Shares at Period-End1,084,817,700
Treasury Shares at Period-End1,144,982
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026–30 September 2026 |
| Net Sales | 2,661,656 Millions of yen (YoY -7.6%) |
| Ordinary income | 112,200 Millions of yen (YoY -39.0%) |
| Profit attributable to owners of the parent | 87,035 Millions of yen (YoY -7.3%) |
| Net income per share | ¥80.61 |
| Equity ratio | End of the current fiscal period 7.8 / End of previous period 7.1 |
| Total assets | 58,449,103 Millions of yen |
| Net assets | 4,546,323 Millions of yen |
| Full-year earnings forecast | Net Sales 5,330,000 Millions of yen (YoY -5.3%) / Operating profit Not disclosed / Ordinary income 200,000 Millions of yen (YoY -26.5%) / Net income 172,000 Millions of yen (YoY +1.9%) |
| Annual Dividend Forecast | 124 Yen → 52 Yen |
| Shareholder Return Policy | Aim for an average total payout ratio of approximately 55% over the medium-term management plan period. |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets and other assets 369 Millions of yen, Reversal of price fluctuation reserve 80,265 Millions of yen / Extraordinary loss Loss on disposal of fixed assets and other assets 33 Millions of yen |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards None / Other changes None / Change in accounting estimate None / Restatement None |
| Changes in the scope of consolidation | No applicable items |
| Material subsequent events | At a meeting of the Board of Directors held on 13 November 2026, the company resolved to repurchase treasury shares. The repurchase will be capped at 50,000,000 shares and a total acquisition price of ¥47 billion, and will run from 16 November 2026 through 31 March 2027. |
| Availability of Supplementary Financial Results Materials | Available |
| Availability of Financial Results Briefing | Held (for institutional investors and analysts) |
| Issued Shares at Period-End | 1,084,817,700 |
| Treasury Shares at Period-End | 1,144,982 |
| Factors Behind Changes in Business Performance | An increase in investment-related gains and losses resulting from higher stock dividends and lower required interest payments, despite a decrease in insurance-related gains and losses due to a decline in policies in force and other factors. |
Items this document does not state (14)
Operating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioSegment revenueSegment profitRegional salesOrders received and order backlogDepreciation and amortizationImpairment loss
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.This was due to an increase in investment-related gains and losses resulting from higher stock dividends and lower required interest payments, despite a decrease in insurance-related gains and losses due to a decline in policies in force and other factors.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.