Worth reading
78Important
Scored from 4 of 6 sectionsDirection
Mixed performance
Direction inferred from the company’s description.Scale
102266
¥ million (year-on-year increase in ordinary profit)Wording
Definitive
How definitive the wording is.Contents of this document
Supplementary materials to the earnings reportFY2025 (1 April 2025–31 March 2026)4 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Ordinary income¥273,247 million+59.8%
Net income¥170,197 million+37.1%
What the company explained in this material
Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
- Increase in investment incomeUp ¥116.9 billion year on year
- Increase in Investment ExpensesUp ¥165.7 billion year on year
- Decrease in net investment resultDown ¥48.8 billion year on year
- Reversal of policy reserves2,112,204 million yen
- Reversal of price fluctuation reserve110,697 million yen
New initiatives
- A 3-for-1 split of common sharesImplementation Date1 April 2026
- Cancellation of 30,650,400 treasury sharesScheduled Date30 June 2026
Key KPIsA metric the company considers important as a management benchmark.
- Amount of insurance in force: Individual insurance¥333,584 hundred millionYear on year against the same period last year+94.2%
- Amount of insurance in force: Individual annuity insurance¥4,400 hundred millionYear on year against the same period last year+75.9%
- New business amount: Individual insurance¥11,658 hundred millionYear on year against the same period last year+55.0%
- Annualized premiums from insurance in force: Total¥21,367 hundred millionYear on year against the same period last year+93.3%
- Annualized premiums from new business: Total¥973 hundred millionYear on year against the same period last year+55.6%
- Underlying profit¥418,938 millionYear on year against the same period last year+173.0%
- Total assets¥584,507 hundred millionYear on year against the same period last year+98.1%
- General account investment yield1.54 %Year on year against the same period last year-0.0%
Acquisition of treasury shares
Acquisition amount¥79,999 million
| Item | Details |
|---|---|
| Document type | Supplementary materials to the earnings report |
| Fiscal Period Covered | FY2025 (1 April 2025–31 March 2026) |
| Ordinary income | ¥273,247 million (YoY +59.8%) |
| Net income | ¥170,197 million (YoY +37.1%) |
| Breakdown of Factors Affecting the Change | Factors Increase in investment income / Amount Up ¥116.9 billion year on year, Factors Increase in Investment Expenses / Amount Up ¥165.7 billion year on year, Factors Decrease in net investment result / Amount Down ¥48.8 billion year on year, Factors Reversal of policy reserves / Amount 2,112,204 million yen, Factors Reversal of price fluctuation reserve / Amount 110,697 million yen |
| Key KPIs | Indicator name Amount of insurance in force: Individual insurance / Value ¥333,584 hundred million / Year on year against the same period last year ¥94.2 hundred million, Indicator name Amount of insurance in force: Individual annuity insurance / Value ¥4,400 hundred million / Year on year against the same period last year ¥75.9 hundred million, Indicator name New business amount: Individual insurance / Value ¥11,658 hundred million / Year on year against the same period last year ¥55 hundred million, Indicator name Annualized premiums from insurance in force: Total / Value ¥21,367 hundred million / Year on year against the same period last year ¥93.3 hundred million, Indicator name Annualized premiums from new business: Total / Value ¥973 hundred million / Year on year against the same period last year ¥55.6 hundred million, Indicator name Underlying profit / Value ¥418,938 million / Year on year against the same period last year ¥173 million, Indicator name Total assets / Value ¥584,507 hundred million / Year on year against the same period last year ¥98.1 hundred million, Indicator name General account investment yield / Value 1.54 % / Year on year against the same period last year -0.03 % |
| Acquisition of treasury shares | Acquisition amount ¥79,999 million / Period Not disclosed |
| New initiatives | Measures A 3-for-1 split of common shares / Implementation Date 1 April 2026, Measures Cancellation of 30,650,400 treasury shares / Scheduled Date 30 June 2026 |
Items this document does not state (23)
Net SalesOperating profitGross Profit MarginOperating profit marginSelling, general and administrative expensesResults for the three months of the current quarterFull-year earnings forecastProgress against full-year forecastSelf-assessment against the planSegment resultsUnit price and quantity metricsNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookMedium-term management plan targetsFinancial targetsAnnual DividendPayout ratioCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&A
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Investment income increased, mainly due to higher gains on money trusts, while investment expenses also increased due to higher losses on the sale of securities and other factors. The increase in ordinary profit also included increases in reversals of policy reserves and the price fluctuation reserve.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.