Numerical Targets under the 4th Group Medium-Term Management Plan
First written in FY2025. 1 of 2 entries say "Advanced", first in FY2026. Latest entry: FY2026.
The whole theme swung hardest in 2025: 8 of 35 companies on the "Worse" side.
10 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「Metric Final-year target under the medium-term plan (fiscal 2026) ① Net income ¥45.0 billion ② Core operating net income ¥62.0 billion ③ Customer services business profit ¥32.0 billion ④ OHR 60.0% ⑤ Consolidated-to-non-consolidated ratio (net income) 1.00x ⑥ Shareholders' equity ROE 6.0% ⑦ Equity ratio 11.00% ⑧ RORA 0.66% ⑨ PBR 0.88x or higher」
Comparing fiscal 2025 second-year results with the targets, the Group disclosed net income of ¥37.6 billion, core operating net income of ¥48.3 billion, an equity ratio of 11.34%, ROE of 5.4% and PBR of 0.62x. The equity ratio exceeded the target, while net income, ROE and PBR remained below target. - FY2025First statedAnnual report
「Metric Final-year target under the medium-term plan (fiscal 2026) ① Net income: ¥36.0 billion ② Core operating net income: ¥53.0 billion ③ Customer services business profit: ¥32.5 billion ④ OHR: 61.0% ⑤ Consolidated-to-non-consolidated ratio (net income): 1.03x ⑥ Shareholders' equity ROE: 5.0% ⑦ Equity ratio: 10.50% ⑧ RORA: 0.52% ⑨ PBR: 0.88x or higher」
For the Fourth Plan, which ends in fiscal 2026, the Group set numerical targets for 9 metrics covering profits, customer-related revenue, efficiency, capital efficiency, soundness and PBR, and also presented fiscal 2024 results.