Numerical Targets under the Third Group Medium-Term Management Plan
First written in FY2023. 4 of 6 entries say "Advanced", first in FY2024-Q2. Latest entry: FY2026.
The whole theme swung hardest in 2025: 8 of 36 companies on the "Worse" side.
10 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「Targets for key metrics under the Fourth Group Medium-Term Management Plan and results for the fiscal year ended March 2026」
In the second year of the Fourth Plan, the Group disclosed net income of ¥37.6 billion, core operating net income of ¥48.3 billion, customer services business profit of ¥25.0 billion, an OHR of 66.2%, shareholders' equity ROE of 5.4%, and an equity ratio of 11.34%. - FY2026-H1AdvancedAnnual report
「1. Consolidated (non-consolidated) capital adequacy ratio (2/3) 11.19 10.45 10.86 11.66 10.86 11.45」
In relation to the target of a consolidated equity ratio of 10% or higher under the Third Group Medium-Term Management Plan, the consolidated equity ratio rose from 11.19% at the end of September 2024 to 11.66% at the end of September 2025. - FY2025-H1AdvancedAnnual report
「1. Consolidated (non-consolidated) capital adequacy ratio (2/3) 10.88 10.19 10.57 11.19 10.45 10.86」
In relation to the Third Group Medium-Term Management Plan's capital adequacy ratio target of 10% or higher, the consolidated capital adequacy ratio was 11.19% at the end of September 2024. It increased from 10.88% in the same period of the previous year and exceeded the target level. - FY2024-Q2AdvancedAnnual report
「1. Consolidated (non-consolidated) capital adequacy ratio (2/3) 10.78 10.07 10.51 10.88 10.19 10.57」
In relation to the Third Medium-Term Plan's capital adequacy ratio target of 10% or higher, the consolidated capital adequacy ratio was 10.07% at the end of September 2023. Although it exceeded the target level, it declined from 10.78% in the same period of the previous year. - FY2024-Q1RestatedAnnual report
「During the first quarter of the current consolidated cumulative period, there were no material changes to accounting estimates or the assumptions used in those estimates, or to management policies, management strategies or indicators.」
No material changes were identified in the indicators, including the numerical targets under the Third Group Medium-Term Management Plan. - FY2023First statedAnnual report
「Group KPIs: KPI items; final-year targets for the medium-term plan (fiscal 2023): ① Net income ¥26 billion ② Core business net profit ¥38 billion ③ Profit from customer services ¥17 billion ④ Fee income ratio of 14% or higher ⑤ OHR of 65% or lower ⑥ Shareholders' equity ROE of 4% or higher ⑦ Capital adequacy ratio of 10% or higher」
For fiscal 2023, the final year of the Third Medium-Term Plan, 7 numerical targets were established covering profit, fee income profitability, efficiency, capital efficiency and the capital adequacy ratio. Comparisons with fiscal 2022 results were also disclosed.