Numerical Targets in the Second Group Medium-Term Management Plan
First written in FY2018. 16 of 19 entries say "Advanced", first in FY2019-Q2. Latest entry: FY2024-Q3.
The whole theme swung hardest in 2021: 17 of 77 companies on the "Worse" side.
- FY2024-Q3AdvancedAnnual report
「Regarding key account balances, deposits decreased by ¥98.4 billion from the end of the previous fiscal year, mainly owing to a decrease in public-sector deposits, to ¥10.1307 trillion. Negotiable certificates of deposit increased by ¥146.4 billion, mainly owing to an increase in public-sector deposits, to ¥314.3 billion. Loans increased by ¥310.7 billion, mainly owing to an increase in lending to corporations, to ¥8.7689 trillion.」
As actual results relating to the growth indicators under the Second Group Medium-Term Management Plan, loan balances were ¥8.7689 trillion, while total deposits and negotiable certificates of deposit were ¥10.4450 trillion. The plan targets average balances, whereas these figures are period-end balances for the third quarter, so no assertion has been made that the targets were achieved. - FY2024-Q2AdvancedAnnual report
「1. Consolidated (non-consolidated) capital adequacy ratio (2/3) 10.78 10.07 10.51 10.88 10.19 10.57」
In relation to the target of a consolidated capital adequacy ratio of 10% or higher under the Second Group Medium-Term Management Plan, the ratio was 10.07% at 30 September 2023. Although it declined from the same period of the previous year, it remained above the target level. - FY2023-Q3AdvancedAnnual report
「Deposits increased by ¥87.6 billion from the end of the previous fiscal year, mainly owing to an increase in individual deposits, to ¥10.0114 trillion. Negotiable certificates of deposit increased by ¥100.6 billion, mainly owing to an increase in public-sector deposits, to ¥339.8 billion. Loans increased by ¥584.0 billion, mainly owing to an increase in lending to the public sector, to ¥8.3836 trillion.」
In relation to the growth targets under the Second Group Medium-Term Management Plan, loan balances at 31 December 2022 were ¥8.3836 trillion, while total deposits and negotiable certificates of deposit were ¥10.3512 trillion. The plan targets average balances, whereas these figures are period-end balances for the third quarter, so caution is required when making a simple comparison with the targets. - FY2023-Q2AdvancedAnnual report
「Deposits increased by ¥9.5 billion from the end of the previous fiscal year, mainly owing to an increase in individual deposits, to ¥9.9333 trillion. Negotiable certificates of deposit increased by ¥92.4 billion, mainly owing to an increase in public-sector deposits, to ¥331.6 billion. Loans increased by ¥538.8 billion, mainly owing to an increase in lending to the public sector, to ¥8.3384 trillion.」
In relation to the growth targets under the Second Group Medium-Term Management Plan, loan balances at 30 September 2022 were ¥8.3384 trillion, while total deposits and negotiable certificates of deposit were ¥10.2650 trillion. The plan targets average balances, whereas these figures are period-end balances at the end of the first half, so caution is required when making a simple comparison with the targets. - FY2023-Q1AdvancedAnnual report
「Deposits increased by ¥190.5 billion from the end of the previous fiscal year, mainly owing to an increase in individual deposits, to ¥10.1143 trillion. Negotiable certificates of deposit increased by ¥172.9 billion, mainly owing to an increase in public-sector deposits, to ¥412.0 billion. Loans increased by ¥274.7 billion, mainly owing to an increase in lending to the public sector, to ¥8.0743 trillion.」
In relation to the growth targets under the Second Group Medium-Term Management Plan, loan balances at 30 June 2022 were ¥8.0743 trillion, while total deposits and negotiable certificates of deposit were ¥10.5264 trillion. The plan targets average balances, whereas these figures are period-end balances for the first quarter. - FY2022-Q3AdvancedAnnual report
「Deposits increased by ¥169.7 billion from the end of the previous fiscal year, mainly owing to an increase in individual deposits, to ¥9.6791 trillion. Negotiable certificates of deposit increased by ¥218.7 billion, mainly owing to an increase in public-sector deposits, to ¥366.0 billion. Loans increased by ¥180.5 billion, mainly owing to an increase in lending to individuals, to ¥7.7609 trillion.」
In relation to the growth targets under the Second Group Medium-Term Management Plan, loan balances at 31 December 2021 were ¥7.7609 trillion, while total deposits and negotiable certificates of deposit were ¥10.045167 trillion. The plan targets average balances, whereas these figures are period-end balances for the third quarter. - FY2022-Q2AdvancedAnnual report
「Deposits increased by ¥14.3 billion from the end of the previous fiscal year, mainly owing to an increase in individual deposits, to ¥9.5237 trillion. Negotiable certificates of deposit increased by ¥208.4 billion, mainly owing to an increase in public-sector deposits, to ¥355.7 billion. Loans increased by ¥125.3 billion, mainly owing to an increase in lending to the public sector, to ¥7.7057 trillion.」
In relation to the growth targets under the Second Group Medium-Term Management Plan, loan balances at 30 September 2021 were ¥7.7057 trillion, while total deposits and negotiable certificates of deposit were ¥9.8794 trillion. The plan targets average balances, whereas these figures are period-end balances at the end of the first half. - FY2022-Q1AdvancedAnnual report
「Deposits increased by ¥202.7 billion from the end of the previous fiscal year, mainly owing to an increase in individual deposits, to ¥9.7120 trillion. Negotiable certificates of deposit increased by ¥199.7 billion, mainly owing to an increase in public-sector deposits, to ¥347.1 billion. Loans increased by ¥56.3 billion, mainly owing to an increase in lending to the public sector, to ¥7.6367 trillion.」
In relation to the growth targets under the Second Group Medium-Term Management Plan, loan balances at 30 June 2021 were ¥7.6367 trillion, while total deposits and negotiable certificates of deposit were ¥10.0593 trillion. The plan targets average balances, whereas these figures are period-end balances for the first quarter. - FY2021-Q3AdvancedAnnual report
「Deposits increased by ¥698.3 billion from the end of the previous fiscal year, mainly owing to an increase in individual deposits, to ¥9.2573 trillion. Negotiable certificates of deposit increased by ¥139.3 billion, mainly owing to an increase in public-sector deposits, to ¥346.6 billion. Loans increased by ¥373.5 billion, mainly owing to an increase in lending to the public sector, to ¥7.5604 trillion.」
The period-end balances for the third quarter relating to the growth targets under the Second Group Medium-Term Management Plan have been updated. Loans were ¥7.5604 trillion, while total deposits and negotiable certificates of deposit were ¥9.6040 trillion. The plan targets average balances, whereas these figures are period-end balances, so no simple comparison with the targets has been made. - FY2021-Q2AdvancedAnnual report
「1. Consolidated (non-consolidated) capital adequacy ratio (2/3) 11.29 10.64」
In relation to the target of a consolidated capital adequacy ratio of 10% or higher under the Second Group Medium-Term Management Plan, the ratio was 10.64% at 30 September 2020. Although it declined from the same period of the previous year, it remained above the target level for the final year. - FY2021-Q1AdvancedAnnual report
「Deposits increased by ¥525.7 billion from the end of the previous consolidated fiscal year, due in part to an increase in individual deposits, to ¥9.0847 trillion. Negotiable certificates of deposit increased by ¥148.7 billion, due in part to an increase in public-sector deposits, to ¥356.0 billion. Loans increased by ¥268.3 billion, due in part to an increase in public-sector lending, to ¥7.4552 trillion.」
In relation to the growth targets under the Second Group Medium-Term Management Plan, loan balances at 30 June 2020 were ¥7.4552 trillion, while total deposits and negotiable certificates of deposit were ¥9.4647 trillion. The plan targets average balances, whereas these figures are period-end balances for the first quarter. - FY2020SoftenedAnnual report
「The forecast for the fiscal year ending March 2021 reflects the expected impact of the spread of COVID-19, with consolidated net income attributable to owners of the parent expected to decline to ¥15 billion.」
Against the final-year targets, the forecast for the fiscal year ending March 2021 was revised downward in light of the spread of COVID-19, to net income of ¥15 billion, profit from customer-oriented service operations of ¥10.3 billion and return on shareholders' equity of 2.4%. - FY2020-Q3AdvancedAnnual report
「Deposits increased by ¥76.7 billion from the end of the previous consolidated fiscal year, due in part to an increase in individual deposits, to ¥8.3915 trillion. Negotiable certificates of deposit increased by ¥165.1 billion, due in part to an increase in public-sector deposits, to ¥417.9 billion. Loans increased by ¥306.3 billion, due in part to an increase in public-sector lending, to ¥7.1595 trillion.」
In relation to the growth targets of the Second Group Medium-Term Management Plan, deposits plus negotiable certificates of deposit totaled ¥8.809451 trillion at the end of the third quarter, while loans totaled ¥7.1595 trillion. The plan targets average balances, whereas the figures reported this time are period-end balances. - FY2020-Q1AdvancedAnnual report
「Deposits increased by ¥154.1 billion from the end of the previous consolidated fiscal year, due in part to an increase in individual deposits, to ¥8.469 trillion. Negotiable certificates of deposit increased by ¥216.3 billion, due in part to an increase in public-sector deposits, to ¥469.0 billion. Loans increased by ¥196.8 billion, due in part to an increase in public-sector lending, to ¥7.05 trillion.」
Quarter-end balances related to the growth targets of the Second Group Medium-Term Management Plan were updated, with loans at ¥7.05 trillion and deposits plus negotiable certificates of deposit at ¥8.938 trillion. The disclosed figures are quarter-end balances, not the average-balance targets under the plan. - FY2019AdvancedAnnual report
「Second Group Medium-Term Management Plan targets and fiscal 2019 results Average loan balance: ¥7.6 trillion; ¥6.7 trillion Average deposits and NCD balance: ¥9.2 trillion; ¥8.5 trillion Net income: ¥25 billion; ¥22.2 billion Profit from customer-oriented service operations: ¥14 billion; ¥12.1 billion Return on shareholders' equity: 4% range; 3.7% OHR: Below 70%; 68.2% Capital adequacy ratio: 10% or higher; 11.34%」
First-year results against the final-year targets of the Second Plan were disclosed. Progress was quantified for each metric, including an average loan balance of ¥6.7 trillion, an average deposits and NCD balance of ¥8.5 trillion, net income of ¥22.2 billion, an OHR of 68.2% and a capital adequacy ratio of 11.34%. - FY2019-Q3AdvancedAnnual report
「Deposits decreased by ¥119.6 billion from the end of the previous consolidated fiscal year, due in part to a decline in public-sector deposits, to ¥8.226 trillion. Negotiable certificates of deposit increased by ¥136.8 billion, due in part to an increase in public-sector deposits, to ¥364.1 billion. Loans increased by ¥406.2 billion from the end of the previous consolidated fiscal year, due in part to an increase in corporate lending, to ¥6.8524 trillion.」
In relation to the growth targets of the Second Group Medium-Term Management Plan, the loan balance at the end of the third quarter was ¥6.8524 trillion, while deposits plus negotiable certificates of deposit totaled ¥8.5901 trillion. The disclosed figures represent period-end balances, not the average-balance targets themselves. - FY2019-Q2AdvancedAnnual report
「30 September 2018 ① Consolidated capital adequacy ratio (②/③) 11.53」
Against the Second Group Medium-Term Management Plan's final-year target of a capital adequacy ratio of 10% or higher, the consolidated capital adequacy ratio was 11.53% at the end of September 2018. The interim results were above the target level. - FY2019-Q1RestatedAnnual report
「During the first quarter of the current consolidated cumulative period, there were no material changes to management policies, management strategies or indicators.」
No material changes were reported to the metrics and other indicators under the Second Group Medium-Term Management Plan. - FY2018First statedAnnual report
「6. Metric targets Item Target for final year Basis Growth A. Average balance of loans ¥7.6 trillion Combined for the two banks B. Average balance of deposits and NCDs ¥9.2 trillion Profitability A. Net income ¥25 billion Consolidated B. Profit from customer-oriented service operations* ¥14 billion C. Return on shareholders' equity 4% range Efficiency A. OHR Below 70% Soundness A. Capital adequacy ratio 10% or higher」
Targets were set for growth, profitability, efficiency and soundness toward the final year of the Second Plan, including an average loan balance of ¥7.6 trillion, an average deposits and NCD balance of ¥9.2 trillion, and net income of ¥25 billion.