Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Ordinary income increased, primarily due to higher interest income and other operating income, while ordinary expenses increased, mainly due to higher other operating expenses. Ordinary profit increased because the rise in gross operating profit, mainly attributable to higher net interest income, more than offset increases in credit-related expenses and operating expenses.
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| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Ordinary income | 32,538 Millions of yen (YoY +8.6%) |
| Profit attributable to owners of the parent | 22,266 Millions of yen (YoY +6.9%) |
| Net income per share | ¥52.71 |
| Equity ratio | End of the current fiscal period 5.8 / End of previous period 5.6 |
| Total assets | 13,561,514 Millions of yen |
| Net assets | 791,820 Millions of yen |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income 65,000 Millions of yen (YoY +20.8%) / Profit attributable to owners of the parent 45,000 Millions of yen (YoY +19.4%) |
| Annual Dividend Forecast | 29 Yen → 38 Yen |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets 105 Millions of yen / Extraordinary loss Loss on disposal of fixed assets 50 Millions of yen |
| Disclosure regarding the going concern assumption | None |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name Not applicable |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Yes (target audience: Not disclosed) |
| Issued Shares at Period-End | 463,375,978 Shares |
| Treasury Shares at Period-End | 43,157,547 Shares |
| Factors Behind Changes in Business Performance | Ordinary income increased, primarily due to higher interest income and other operating income, while ordinary expenses increased, mainly due to higher other operating expenses. Ordinary profit increased because the rise in gross operating profit, mainly attributable to higher net interest income, more than offset increases in credit-related expenses and operating expenses. |
Items this document does not state (17)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased, primarily due to higher interest income and other operating income, while ordinary expenses also increased, mainly due to higher other operating expenses. The full-year forecast remains unchanged because, although provisions, repair expenses, donations and other costs related to the Kumamoto Earthquake are expected to increase, net interest income and gains and losses on stocks and other securities are also expected to increase.