Announced details
Asset building, asset management, investment trusts, insurance, fund wraps, inheritance, pensions, financial education, and online financial services
The disclosure states that processing times will be shortened and that the resulting time savings will allow more time for customer dialogue. The specific time and percentage reductions are not disclosed.
Assets under custody at the end of FY2025 were ¥929.3 billion. The sales ratio for funds managed by the Group’s asset management company was 0.3%. The selection ratio for products managed by the Group’s asset management company under Hybrid Anshin Life 2 was 22.7%.
きらぼし銀行, きらぼしライフデザイン証券, and UI銀行 are Group companies. KLD証券 has entered into an agreement with きらぼし銀行 and UI銀行 to provide financial instruments intermediary services. スカイオーシャン・アセットマネジメント is the Group’s asset management company.
株式会社きらぼし銀行 (President: Watanabe Toshinobu (渡邊壽信)), きらぼしライフデザイン証券株式会社 (Representative Director and President: Iwasaki Yasushi (岩崎靖史)), and 株式会社UI銀行. スカイオーシャン・アセットマネジメント株式会社 is the asset management company of the Group. Other information, including location, capital, and year established, is not disclosed.
Kiraboshi Digital Lab SAGAMIHARA (location not disclosed)
The purchase fee for investment trusts is effectively free for customers with assets under custody of ¥10 million or more at KLD証券 and for online trading customers. Other fees vary by product.
No information on the impact on financial results: Not disclosed.
The company does not address Contract Value.
Financial Services Agency, “Principles for Customer-Oriented Business Conduct”; Financial Services Agency, “Supplementary Principles for Product Governance”; Financial Services Agency website.
| Item | Details |
|---|---|
| Names of Products / Services Covered | Wealth Advisor, Mutual Funds, Insurance Products, Fund Wraps, Kiraboshi Wrap (fund wrap), Financial Product Brokerage Services, きらぼしDigital Lab SAGAMIHARA |
| Counterparty | Kiraboshi Bank, Ltd., きらぼしライフデザイン証券株式会社, 株式会社UI銀行, スカイオーシャン・アセットマネジメント株式会社 |
| Counterparty overview | 株式会社きらぼし銀行 (President: Watanabe Toshinobu (渡邊壽信)), きらぼしライフデザイン証券株式会社 (Representative Director and President: Iwasaki Yasushi (岩崎靖史)), and 株式会社UI銀行. スカイオーシャン・アセットマネジメント株式会社 is the asset management company of the Group. Other information, including location, capital, and year established, is not disclosed. |
| Relationship with the Company | きらぼし銀行, きらぼしライフデザイン証券, and UI銀行 are Group companies. KLD証券 has entered into an agreement with きらぼし銀行 and UI銀行 to provide financial instruments intermediary services. スカイオーシャン・アセットマネジメント is the Group’s asset management company. |
| Offering price | The purchase fee for investment trusts is effectively free for customers with assets under custody of ¥10 million or more at KLD証券 and for online trading customers. Other fees vary by product. |
| Launch date | Kiraboshi Digital Lab SAGAMIHARA has already opened. The launch dates for the other services are not disclosed. |
| Applicable area | Asset building, asset management, investment trusts, insurance, fund wraps, inheritance, pensions, financial education, and online financial services |
| Location | Kiraboshi Digital Lab SAGAMIHARA (location not disclosed) |
| Quantitative Effects | The disclosure states that processing times will be shortened and that the resulting time savings will allow more time for customer dialogue. The specific time and percentage reductions are not disclosed. |
| Usage history | Assets under custody at the end of FY2025 were ¥929.3 billion. The sales ratio for funds managed by the Group’s asset management company was 0.3%. The selection ratio for products managed by the Group’s asset management company under Hybrid Anshin Life 2 was 22.7%. |
| Impact on Business Performance | No information on the impact on financial results: Not disclosed. |
| Source | Financial Services Agency, “Principles for Customer-Oriented Business Conduct”; Financial Services Agency, “Supplementary Principles for Product Governance”; Financial Services Agency website. |
Items this document does not state (6)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.To pursue customers’ best interests, provide products and services aligned with their needs and life plans, improve customer satisfaction, maintain and enhance the quality of the product lineup, manage conflicts of interest, and foster a customer-oriented corporate culture.