Revised forecast
Fiscal year ending March 2027 · Cumulative second quarter, Full yearPrevious forecast published 13 May 2026The bar length represents the relative magnitude of change, based on the item that changed the most in this document. The percentage change shown by the dotted line is calculated from the two reported figures because the company did not provide the rate.
Against the backdrop of the Bank of Japan's policy rate hike in June 2026 and other factors, yields on loans and securities investments are expected to rise, resulting in funding income, including interest on loans and interest and dividends on securities, exceeding the initial forecast. The dividend was increased because full-year net income attributable to owners of the parent is expected to exceed the previous forecast, in accordance with the shareholder return policy.
| Item | Details |
|---|---|
| Ordinary income | Cumulative second-quarter results 69,000 / Full year 139,000 → Cumulative second-quarter results 82,000 / Full year 153,500（Cumulative second-quarter results 18.8％ / Full year 10.4％） |
| Profit attributable to owners of the parent | Cumulative second-quarter results 47,000 / Full year 95,000 → Cumulative second-quarter results 56,000 / Full year 105,000（Cumulative second-quarter results 19.1％ / Full year 10.5％） |
| Net income per share | Cumulative second-quarter results 50.07 / Full year 101.21 → Cumulative second-quarter results 59.66 / Full year 111.87 |
| Fiscal Period Covered | Fiscal year ending March 2027 |
| Period Covered | Cumulative second quarter, Full year |
| Publication date of previous forecast | 13 May 2026 |
| Previous-period results | Second quarter: ordinary profit of ¥59,694 million, interim net income attributable to owners of the parent of ¥43,773 million, and interim earnings per share of ¥46.03. Full year: ordinary profit of ¥115,668 million, net income attributable to owners of the parent of ¥84,163 million, and earnings per share of ¥89.03. |
| Reason for the revision | Against the backdrop of the Bank of Japan's policy rate hike in June 2026 and other factors, yields on loans and securities investments are expected to rise, resulting in funding income, including interest on loans and interest and dividends on securities, exceeding the initial forecast. The dividend was increased because full-year net income attributable to owners of the parent is expected to exceed the previous forecast, in accordance with the shareholder return policy. |
| Dividend forecast revision | The interim dividend has been increased from ¥20 to ¥22 and the year-end dividend from ¥20 to ¥22, raising the annual dividend from ¥40 to ¥44. |
| Consolidated / non-consolidated | Consolidated |
Items this document does not state (3)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Against the backdrop of the Bank of Japan's policy rate hike in June 2026 and other factors, yields on loans and securities investments are expected to rise, resulting in funding income, including interest on loans and interest and dividends on securities, exceeding the initial forecast. The dividend was increased because full-year net income attributable to owners of the parent is expected to exceed the previous forecast, in accordance with the shareholder return policy.