Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Operating revenue increased due to the steady growth in outstanding guarantee obligations. Operating profit was unchanged due to an increase in operating expenses. Ordinary profit increased due to improved returns on asset management and the recognition of equity-method investment gains, among other factors.
No applicable matters.
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥11,772 million (YoY +2.5%) |
| Operating profit | ¥7,724 million (YoY +0.1%) |
| Ordinary income | ¥9,335 million (YoY +7.9%) |
| Profit attributable to owners of the parent | ¥6,562 million (YoY +9.4%) |
| Net income per share | ¥49.39 |
| Equity ratio | End of the current fiscal period 49.2 / End of previous period 48.9 |
| Total assets | ¥493,710 million |
| Net assets | ¥242,970 million |
| Full-year earnings forecast | Net Sales ¥60,600 million (YoY +3.2%) / Operating profit ¥42,000 million (YoY +1.5%) / Ordinary income ¥47,200 million (YoY +1.3%) / Net income ¥32,700 million (YoY +0.5%) |
| Annual Dividend Forecast | ¥120 → ¥123（+2.5%） |
| Depreciation and amortization | ¥234 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on sale of investment securities ¥160 million / Extraordinary loss Not disclosed |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | 0 additions (company name: —), 0 exclusions (company name: —) |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | None (対象者：Not applicable) |
| Issued Shares at Period-End | 137,743,580 Shares |
| Treasury Shares at Period-End | 4,881,925 Shares |
| Factors Behind Changes in Business Performance | Operating revenue increased due to the steady growth in outstanding guarantee obligations. Operating profit was unchanged due to an increase in operating expenses. Ordinary profit increased due to improved returns on asset management and the recognition of equity-method investment gains, among other factors. |
Items this document does not state (14)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Operating revenue increased due to the steady growth in outstanding guarantee obligations. Operating profit was unchanged due to an increase in operating expenses. Ordinary profit increased due to improved returns on asset management and the recognition of equity-method investment gains, among other factors.