Risk of Unstable Funding and Liquidity
First written in FY2016. 3 of 6 entries say "Restated". Latest entry: FY2026.
The whole theme swung hardest in 2026: 3 of 15 companies on the "Worse" side.
3 other companies' latest entry also says "Mitigated".
- FY2026MitigatedAnnual report
「Deposits, including negotiable certificates of deposit, increased by ¥2.7 billion from the end of the previous consolidated fiscal year to ¥2.2859 trillion, owing to increases in individual and corporate deposits.」
Total deposits and negotiable certificates of deposit, which had declined substantially in the previous fiscal year, increased by ¥2.7 billion, representing a modest recovery in the funding base. The outflow of cash flow from operating activities also narrowed from ¥190.230 billion in the previous fiscal year to ¥19.644 billion. - FY2025WorsenedAnnual report
「Deposits, including negotiable certificates of deposit, decreased by ¥167.9 billion from the end of the previous consolidated fiscal year to ¥2.2832 trillion, due to a decrease in individual deposits.」
Total deposits and negotiable certificates of deposit decreased by ¥167.9 billion from the end of the previous fiscal year, and cash flow from operating activities was an outflow of ¥190.230 billion. The contraction in the funding base was disclosed at a substantial level, while liquidity management continues. - FY2019RestatedAnnual report
「In accordance with its rules and standards for liquidity risk management, the Group's liquidity risk management division manages daily funding appropriately and stably by monitoring market conditions and analyzing the status of fund investment and procurement.」
In addition to managing daily funding and cash flows, the Group continues to maintain liquidity reserves and report to the Group Risk Management Committee. - FY2018RestatedAnnual report
「In accordance with its rules and standards for liquidity risk management, the Group's liquidity risk management division manages daily funding appropriately and stably by monitoring market conditions and analyzing the status of fund investment and procurement.」
The Group continues to address funding and liquidity risk through its policy of managing daily funding and cash flows. - FY2017RestatedAnnual report
「In accordance with its rules and standards for liquidity risk management, the Group's liquidity risk management division manages daily funding appropriately and stably by monitoring market conditions and analyzing the status of fund investment and procurement.」
The Group has reaffirmed its policies for managing daily liquidity and addressing funding risk associated with market concerns and deterioration in financial condition. - FY2016First statedAnnual report
「Losses arising when the necessary funds can no longer be secured or funding is compelled at materially higher interest rates than usual」
This indicates funding and liquidity risk triggered by market concerns, adverse rumors, or deterioration in business performance and financial condition.