Revised forecast
Fiscal year ending March 2027 · Cumulative second quarterPrevious forecast published 15 May 2026The bar length represents the relative magnitude of change, based on the item that changed the most in this document. The percentage change shown by the dotted line is calculated from the two reported figures because the company did not provide the rate.
This is because Kirayaka Bank is expected to benefit from higher net interest income accompanying the rise in interest rates and lower credit-related expenses, while Sendai Bank is expected to benefit from higher net interest income accompanying the rise in interest rates and lower expenses, resulting in both banks' ordinary profit and interim net income exceeding the previous forecasts.
| Item | Details |
|---|---|
| Ordinary income | ¥1,400 million → ¥2,200 million（+57.1%） |
| Profit attributable to owners of the parent | 1,200 million yen (interim net income) → 1,600 million yen (interim net income)（+33.3%） |
| Net income per share | 44.86 yen and sen (interim earnings per share) → 59.91 yen and sen (interim earnings per share) |
| Fiscal Period Covered | Fiscal year ending March 2027 |
| Period Covered | Cumulative second quarter |
| Publication date of previous forecast | 15 May 2026 |
| Previous-period results | Ordinary profit: ¥1,464 million; interim net income attributable to owners of the parent: ¥1,482 million; interim net income per share: ¥55.42 (second quarter of the fiscal year ended March 2026) |
| Reason for the revision | This is because Kirayaka Bank is expected to benefit from higher net interest income accompanying the rise in interest rates and lower credit-related expenses, while Sendai Bank is expected to benefit from higher net interest income accompanying the rise in interest rates and lower expenses, resulting in both banks' ordinary profit and interim net income exceeding the previous forecasts. |
| Dividend forecast revision | No revision. The year-end dividend on common shares is expected to be ¥5.00 per share, with no interim dividend and the dividend consolidated into the year-end dividend. The prescribed dividend on preferred shares is expected to be paid in full. |
| Consolidated / non-consolidated | Consolidated (standalone earnings forecasts for the subsidiary banks, which are consolidated subsidiaries, are also provided for reference) |
Items this document does not state (3)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.This is because Kirayaka Bank is expected to benefit from higher net interest income accompanying the rise in interest rates and lower credit-related expenses, while Sendai Bank is expected to benefit from higher net interest income accompanying the rise in interest rates and lower expenses, resulting in both banks' ordinary profit and interim net income exceeding the previous forecasts.