Governance structure
Company with an Audit and Supervisory Committeeexcluding a parent company) and no parent company. SBI地銀ホールディングス株式会社 holds 33.86% of voting rights as a major shareholder.
When one company holds most of the voting rights, its wishes are more likely to prevail in management. How the interests of minority shareholders are protected is a key issue.
This is the number of people reported to the exchange as independent officers. Whether someone is an outside officer and whether they qualify as independent are separate determinations.
Strategic shareholdings are held on a limited basis, within a level that is not excessive relative to total assets, when they are judged to contribute to the medium- to long-term enhancement of the corporate value of business partners or the Group, or to regional development and revitalization. Each year, the Company verifies the appropriateness of the purpose of holding each individual issue and its profitability based on ROE, and reduces holdings in shares for which an increase in corporate value is not expected, taking market conditions into account. At the end of March 2026, such holdings represented 0.0% of total assets, 1.3% of net assets and 0.3% of securities holdings.
Policy regarding shares of other companies held to maintain business relationships and for other purposes.
None (not adopted)
Pre-agreed countermeasures in preparation for an unsolicited takeover attempt.
No specific changes from the previous report are stated.
| Item | Details |
|---|---|
| Corporate Governance Structure | Company with an Audit and Supervisory Committee |
| Number of directors | 15 directors in total, including 6 outside directors |
| Number of independent officers | 5 |
| Committee | Nomination and Compensation Council (voluntary): 2 outside directors out of 4 members, with outside members accounting for 50%. Audit and Supervisory Committee: 3 outside directors out of 4 members, with outside members accounting for 75%. The Group Risk Management Committee, Group Compliance Committee, Outside Officers Liaison Meeting and Audit Opinion Exchange Meeting have also been established. |
| Policy on cross-shareholdings | Strategic shareholdings are held on a limited basis, within a level that is not excessive relative to total assets, when they are judged to contribute to the medium- to long-term enhancement of the corporate value of business partners or the Group, or to regional development and revitalization. Each year, the Company verifies the appropriateness of the purpose of holding each individual issue and its profitability based on ROE, and reduces holdings in shares for which an increase in corporate value is not expected, taking market conditions into account. At the end of March 2026, such holdings represented 0.0% of total assets, 1.3% of net assets and 0.3% of securities holdings. |
| Takeover defenses | None (not adopted) |
| Controlling shareholder | No controlling shareholder (excluding a parent company) and no parent company. SBI地銀ホールディングス株式会社 holds 33.86% of voting rights as a major shareholder. |
| Changes this time | No specific changes from the previous report are stated. |
The reasons the company gives
The company's own explanation, not something inferred from the numbers.To disclose the status of corporate governance.