Revised forecast
Fiscal year ending March 2026 · Full yearPrevious forecast published 12 November 2025The bar length represents the relative magnitude of change, based on the item that changed the most in this document. The percentage change shown by the dotted line is calculated from the two reported figures because the company did not provide the rate.
Kirayaka Bank is expected to exceed its previous forecast due to an increase in net interest income resulting from higher interest rates and a decrease in credit-related expenses, among other factors. At Sendai Bank, the increase in credit-related expenses is expected to be offset by an increase in net interest income resulting from higher interest rates and other factors, with results expected to be in line with the previous forecast. The consolidated earnings forecast has been revised upward, primarily due to the upward revision for Kirayaka Bank.
| Item | Details |
|---|---|
| Ordinary income | ¥2,200 million → ¥3,100 million（+40.9%） |
| Profit attributable to owners of the parent | ¥1,700 million → ¥2,500 million（+47.0%） |
| Net income per share | 63.25 yen and sen → 86.76 yen and sen |
| Fiscal Period Covered | Fiscal year ending March 2026 |
| Period Covered | Full year |
| Publication date of previous forecast | 12 November 2025 |
| Previous-period results | Ordinary profit: ¥2,130 million; net income attributable to owners of the parent: ¥1,563 million; earnings per share: ¥58.15 (fiscal year ended March 2025) |
| Reason for the revision | Kirayaka Bank is expected to exceed its previous forecast due to an increase in net interest income resulting from higher interest rates and a decrease in credit-related expenses, among other factors. At Sendai Bank, the increase in credit-related expenses is expected to be offset by an increase in net interest income resulting from higher interest rates and other factors, with results expected to be in line with the previous forecast. The consolidated earnings forecast has been revised upward, primarily due to the upward revision for Kirayaka Bank. |
| Dividend forecast revision | No change. The year-end dividend on common shares is expected to be ¥5.00 per share, and the prescribed dividend on preferred shares is expected to be paid in full. |
| Consolidated / non-consolidated | Consolidated |
Items this document does not state (3)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.At Kirayaka Bank, ordinary profit and net income are expected to exceed the previous forecasts due to an increase in net interest income resulting from higher interest rates and a decrease in credit-related expenses. At Sendai Bank, although credit-related expenses increased, this is expected to be offset by an increase in net interest income resulting from higher interest rates and other factors, with results expected to be in line with the previous forecasts.