Komori
Monthly7157LIFENET INSURANCE COMPANYFinancials (excluding banks)

Preliminary Results for July 2026

As of the end of July 2026, annualized in-force premiums were ¥37,979 million, or 107% of the prior-year figure at the end of the same month, and the number of in-force individual insurance policies exceeded 700,000. Meanwhile, annualized premiums on new contracts and the number of new contracts were below the prior-year levels, while insurance benefit and claim payments increased.

Worth reading
60In focus
Scored from 4 of 5 sections
Direction
Mixed performance
Direction inferred from the company’s description.
Scale
107
Year-on-year (%)
Wording
Conditional
How definitive the wording is.

Sales for this month

July 2026
Year-on-year change by component
Group credit life insurance
+9.0%
Annualized premiums in force (total)
+7.0%
Individual insurance
+7.0%
The bars use a logarithmic scale. This allows the relative sizes of the other items to be read even when one item is much larger than the others.
Monthly Commentary

As of the end of July 2026, annualized in-force premiums were ¥37,979 million, or 107% of the prior-year figure at the end of the same month, and the number of in-force individual insurance policies exceeded 700,000.

Factors Affecting the Change

Figures for group credit life insurance related to Kyoto Shinkin Bank for policies initiated in July 2026 were not included in this flash report.

Measures from the following month onward

Figures related to Kyoto Shinkin Bank will be reflected progressively from the flash performance report for the following month onward.

Next Scheduled Disclosure

To be reflected progressively from the flash performance report for the following month onward (specific date of the next disclosure: Not disclosed)

Sales for this month
ItemDetails
Month CoveredJuly 2026
Year-on-year change by categoryName Annualized premiums in force (total) / Year on year 107, Name Individual insurance / Year on year 107, Name Group credit life insurance / Year on year 109
Sales by categoryAnnualized premiums in force (total) ¥37,979 million, Individual insurance ¥29,307 million, Group credit life insurance ¥8,672 million
Key KPIsNumber of individual insurance policies in force 702,377 Engagements, Annualized premiums from new business ¥249 million, Number of new policies 6,371 Engagements, Insurance claims and benefits paid ¥658 million, Lapse rate 4.8 %
Monthly CommentaryAs of the end of July 2026, annualized in-force premiums were ¥37,979 million, or 107% of the prior-year figure at the end of the same month, and the number of in-force individual insurance policies exceeded 700,000.
Factors Affecting the ChangeFigures for group credit life insurance related to Kyoto Shinkin Bank for policies initiated in July 2026 were not included in this flash report.
Measures from the following month onwardFigures related to Kyoto Shinkin Bank will be reflected progressively from the flash performance report for the following month onward.
Next Scheduled DisclosureTo be reflected progressively from the flash performance report for the following month onward (specific date of the next disclosure: Not disclosed)
Items this document does not state (14)
Fiscal Year CoveredScope of aggregationNet sales for the monthYear-on-year change in monthly net salesTotal-store sales, year on yearSame-Store Sales, Year on YearYear-on-Year Change in Customer CountYear-on-Year Change in Average Spend per CustomerCumulative Sales from Start of PeriodCumulative Year-on-Year Change from Start of PeriodNumber of Stores at Period-EndNumber of stores opened during the monthNumber of stores closed during the monthMonthly trend for the same period last year

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

The company explained that figures for group credit life insurance related to Kyoto Shinkin Bank, which it began offering in July 2026, were not included in this flash report as of the reporting date and will be reflected progressively from the following month onward. No explanation was provided for changes in annualized in-force premiums or new contracts.

How to read this page

This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
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Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.
Preliminary Results for July 2026 | LIFENET INSURANCE COMPANY (7157) timely disclosure | Komori