Decision and Details
Board of DirectorsLoan Receivables Securitization
Because economic rationality is expected to be secured in terms of the transaction conditions and other factors. Because the Company has taken into account the overall benefits, including expanding its funding base, ALM management and credit risk management. To actively provide the funds raised to local business partners and strengthen earnings.
A gain on the transfer of loan receivables of ¥850 million is expected to be recognized as other operating income in the second quarter (interim period) and full fiscal year of the fiscal year ending March 2027. There is no change to the earnings forecast announced on 15 May 2026.
| Item | Details |
|---|---|
| Matter Covered | Loan Receivables Securitization |
| Decision-Making Body | Board of Directors |
| Decision Date | 18 September 2026 |
| Implementation Date | 29 September 2026 (scheduled) |
| Period Covered | Gain on the transfer is expected to be recognized in the second quarter (interim period) and full fiscal year of the fiscal year ending March 2027 |
| Amount | Securitization amount: ¥33,900 million (planned); gain on transfer of loan receivables to be recognized: ¥850 million (expected) |
| Impact on Business Performance | A gain on the transfer of loan receivables of ¥850 million is expected to be recognized as other operating income in the second quarter (interim period) and full fiscal year of the fiscal year ending March 2027. There is no change to the earnings forecast announced on 15 May 2026. |
| Reason | Because economic rationality is expected to be secured in terms of the transaction conditions and other factors. Because the Company has taken into account the overall benefits, including expanding its funding base, ALM management and credit risk management. To actively provide the funds raised to local business partners and strengthen earnings. |
| Related previous disclosures | Earnings forecast announced on 15 May 2026 (title: Not disclosed) |
| Future plans | Securitization is scheduled to be carried out on 29 September 2026. A gain on the transfer of loan receivables of ¥850 million is expected to be recognized in the second quarter (interim period) and full fiscal year of the fiscal year ending March 2027. |
Items this document does not state (2)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Because economic rationality is expected to be secured in terms of the transaction conditions and other factors. The Company will take into account the overall benefits, including expanding its funding base, ALM management and credit risk management, and will actively provide the funds raised to local business partners to strengthen earnings.