Financial Institutions’ Lending Stance and Funding Environment
First written in FY2016. 14 of 33 entries say "Mitigated", first in FY2017-Q1. Latest entry: 2026-09-30.
The whole theme swung hardest in 2025: 12 of 50 companies on the "Worse" side.
23 other companies' latest entry also says "Mitigated".
- 2026-09-30MitigatedTimely disclosure
「本契約に基づきコミットメント期限が 1 年間延長されました。」
財務上の特約が付された33.5億円のコミットメントラインについて、コミットメント期限の延長により金融機関からの資金調達手段が維持された。 - FY2026MitigatedAnnual report
「The Group raises funds for its business through borrowings from financial institutions. It is therefore exposed to the risk of being unable to meet its obligations if the financing environment deteriorates or for other reasons. To address liquidity risk and provide flexible and stable financing, the Group has entered into a syndicated-loan commitment line agreement.」
While continuing to recognize liquidity risk arising from dependence on borrowings, the Group secured a new agreement with a ¥3,350 million limit and ¥1,240 million of undrawn capacity. - FY2026-H1WorsenedAnnual report
「To enable flexible and stable funding, we have entered into a ¥2,500 million syndicated loan commitment line agreement (¥2,500 million drawn during the interim consolidated accounting period).」
The financing arrangement through borrowings from financial institutions was maintained, but the commitment line was fully drawn at the end of the interim period, increasing from ¥1,200 million drawn at the end of the previous fiscal year. - FY2025-H1WorsenedAnnual report
「To enable flexible and stable funding, we have entered into a ¥2,500 million syndicated loan commitment line agreement (¥2,400 million drawn during the interim consolidated accounting period).」
The financing arrangement dependent on borrowings from financial institutions was maintained, but the amount drawn under the commitment line increased from ¥1,200 million at the end of the previous fiscal year to ¥2,400 million. - FY2024MitigatedAnnual report
「The total amount and usage of the commitment line are as follows: Commitment line: drawn ¥1,200 million; undrawn ¥1,300 million; total ¥2,500 million.」
An updated financing agreement secured a ¥2,500 million limit, with ¥1,200 million drawn at fiscal year-end. The amount drawn decreased from ¥1,626 million at the end of the previous fiscal year, when the limit was ¥2,540 million. - FY2024-Q3Increase in amount drawnAnnual report
「To enable flexible and stable funding, we have entered into a ¥2,540 million syndicated loan commitment line agreement (¥2,337 million drawn during the third quarter).」
Under the financing arrangement dependent on borrowings from financial institutions, the amount drawn at the end of the third quarter was ¥2,337 million against the ¥2,540 million limit. - FY2024-Q2RestatedAnnual report
「To enable flexible and stable funding, we have entered into a ¥2,540 million syndicated loan commitment line agreement (¥2,032 million drawn during the second quarter).」
It was reconfirmed that the ¥2,540 million syndicated loan remains in place as a financing arrangement dependent on borrowings from financial institutions. - FY2024-Q1RestatedAnnual report
「To enable flexible and stable funding, we have entered into a ¥2,540 million syndicated loan commitment line agreement (¥2,134 million drawn during the first quarter).」
It was reconfirmed that the financing arrangement dependent on borrowings from financial institutions remains in place. The amount drawn increased from ¥1,626 million at the end of the previous fiscal year to ¥2,134 million at the end of the first quarter. - FY2023MitigatedAnnual report
「For the existing syndicated loan agreement, which was scheduled to mature on 23 March 2023 and had a ¥2,540 million limit, we entered into an extension agreement with a maturity date of 29 March 2024 and a ¥2,540 million limit.」
The financing agreement was extended through March 2024, and the amount drawn at fiscal year-end decreased from the ¥2,540 million limit to ¥1,626 million, improving the status of the financing arrangement from the previous fiscal year. - FY2023-Q3RestatedAnnual report
「To enable flexible and stable funding, we have entered into a ¥2,540 million syndicated loan commitment line agreement (¥2,540 million drawn as of the end of the third quarter).」
It was reconfirmed that, in a financing environment dependent on borrowings from financial institutions, the commitment line with a ¥2,540 million limit was fully drawn. - FY2023-Q2RestatedAnnual report
「The Company has entered into a ¥2,540 million syndicated loan commitment line to secure flexible and stable financing, of which ¥2,540 million had been drawn as of the end of the second quarter of the current consolidated fiscal year.」
It was reconfirmed that, in a financing environment dependent on borrowings from financial institutions, the commitment line was fully drawn. - FY2023-Q1WorsenedAnnual report
「To enable flexible and stable funding, we have entered into a ¥2,540 million syndicated loan commitment line agreement (¥2,540 million drawn during the first quarter).」
The financing arrangement was maintained, but the full ¥2,540 million limit was drawn at the end of the current quarter, compared with ¥2,210 million drawn at the end of the previous fiscal year. - FY2022MitigatedAnnual report
「The Company has entered into a ¥2,540 million syndicated-loan commitment line agreement to provide flexible and stable financing, of which ¥2,210 million was drawn at the end of the consolidated fiscal year.」
It was disclosed that a syndicated-loan commitment line with a new limit of ¥2,540 million had been secured, with ¥2,210 million drawn at fiscal year-end. - FY2022-Q3RestatedAnnual report
「To secure working capital, we have entered into a ¥2,140 million bilateral commitment line agreement (¥2,140 million drawn during the third quarter).」
It was reconfirmed that, in a financing environment dependent on borrowings from financial institutions, the bilateral commitment line was fully drawn. - FY2022-Q2ReframedAnnual report
「The Company has entered into a ¥2,140 million bilateral commitment line agreement to secure working capital, of which ¥2,140 million was drawn during the current second-quarter consolidated accounting period.」
As a response to the financing environment, the contractual arrangement was changed from a syndicated loan to a bilateral commitment line. The full ¥2,140 million limit has been drawn. - FY2022-Q1RestatedAnnual report
「The Company has entered into a ¥2,140 million syndicated loan commitment line to secure flexible and stable financing, of which ¥2,140 million was drawn during the first quarter of the current consolidated fiscal year.」
It was reconfirmed that, in a financing environment dependent on borrowings from financial institutions, the ¥2,140 million bilateral commitment line was fully drawn. - FY2021RestatedAnnual report
「Borrowings from relationship banks are essential to operating the business. However, if changes in economic conditions cause financial institutions to adopt stricter lending policies, making it difficult for the Group to obtain new borrowings from its relationship financial institutions or continue existing borrowings, the Group's operating results and financial condition may be adversely affected.」
The financing risk associated with lending attitudes at financial institutions and the continuation of borrowings was reiterated. - FY2021-Q3RestatedAnnual report
「The Company has entered into a ¥2,140 million syndicated loan commitment line to secure flexible and stable financing, of which ¥2,140 million was drawn during the third quarter of the current consolidated fiscal year.」
It was reconfirmed that the financing arrangement through the syndicated loan remains in place. - FY2021-Q2MitigatedAnnual report
「A 6-month extension agreement was entered into for the existing syndicated loan agreement, which had been due to mature on 27 September 2020 and had a limit of ¥2,140 million, to solicit new lenders and for other purposes.」
The financing arrangement was maintained by extending the existing syndicated loan by 6 months and pursuing the solicitation of new lenders. - FY2020-Q3MitigatedAnnual report
「For the existing syndicated loan agreement, which was scheduled to mature on 27 December 2019 and had a ¥2,650 million limit, we entered into an extension agreement with a maturity date of 27 April 2020 and a ¥2,140 million limit to solicit new lenders and for other purposes.」
The existing syndicated loan was extended to 27 April 2020, maintaining the financing arrangement. The limit was reduced to ¥2,140 million. - FY2020-Q2MitigatedAnnual report
「For the existing syndicated loan agreement, which was due to mature on 27 September 2019 and had a limit of ¥2,650 million, the company entered into a three-month extension agreement to solicit participation from new banks and for other purposes.」
The existing syndicated loan was extended by 3 months, and efforts were made to solicit new lenders. The financing arrangement remains in place, but the extension period is limited. - FY2019-Q1RestatedAnnual report
「As the Group has secured sufficient support from its principal relationship banks and others for the future, it has determined that no material uncertainty exists regarding the going concern assumption.」
The explanation that sufficient support had been secured from the principal relationship banks and others was reconfirmed. - FY2018-Q3RestatedAnnual report
「To resolve the event or circumstances, we formulated a funding plan and renewed the syndicated loan agreement during the second quarter, securing sufficient funding facilities.」
The explanation that funding facilities from the principal relationship banks and others had been secured through renewal of the syndicated loan agreement was reconfirmed. - FY2018-Q2MitigatedAnnual report
「To ensure flexible and stable funding, the company has entered into a ¥2,800 million commitment line agreement under a syndicated loan, of which ¥2,220 million was drawn during the cumulative second quarter.」
The syndicated loan agreement was renewed, securing funding facilities through a ¥2,800 million commitment line. - FY2018-Q1RestatedAnnual report
「As the Group has secured sufficient support from its principal relationship banks and others for the future, it has determined that no material uncertainty exists regarding the going concern assumption.」
The explanation that sufficient support had been secured from the principal relationship banks and others was reconfirmed. - FY2017RestatedAnnual report
「To ensure flexible and stable funding, the company has entered into a ¥2,900 million commitment line agreement under a syndicated loan, of which ¥2,300 million was drawn at the end of the consolidated fiscal year.」
The ¥2,900 million commitment line and ¥2,300 million drawn amount were disclosed, reconfirming reliance on borrowings and the available funding facilities. - FY2017-Q3RestatedAnnual report
「The company has renewed its syndicated loan agreement and secured sufficient funding facilities.」
The explanation that funding facilities had been secured through the renewal of the syndicated loan agreement was reconfirmed. - FY2017-Q2MitigatedAnnual report
「The company has renewed its syndicated loan agreement and secured sufficient funding facilities.」
The company stated that it had secured funding facilities by renewing its syndicated loan agreement. - FY2017-Q1MitigatedAnnual report
「The Group has secured sufficient support from its principal relationship banks and other financial institutions for the future.」
The company stated that it had secured sufficient support from its principal relationship banks and others, indicating its response to the funding environment. - FY2016First statedAnnual report
「Borrowings from relationship banks are essential to operating the business. However, if changes in economic conditions cause financial institutions to adopt stricter lending policies, making it difficult for the Group to obtain new borrowings from its relationship financial institutions or continue existing borrowings, the Group's operating results and financial condition may be adversely affected.」
Funding risk arising from reliance on syndicated loans and commitment lines.