Strengthening the Decision-Making Process through Multiple Monitoring Frameworks
First written in FY2016. 8 of 15 entries say "Advanced", first in FY2017-Q2. Latest entry: 2026-08-21.
- FY2026AdvancedAnnual report
「During the fiscal year, the Company held meetings of the Board of Directors at least once a month, and the attendance of each director was as follows.」
The Board of Directors met 14 times during the fiscal year, and all 3 directors attended all 14 meetings. The Company continues to operate an oversight system combining the Internal Audit Office, the Audit & Supervisory Board and the Committee for Strengthening the Internal Control System. - FY2024AdvancedAnnual report
「The Company has assigned 1 dedicated internal auditor with specialised knowledge and conducts operational audits and J-SOX audits.」
In addition to participation in the existing committee and Board of Directors and checklist-based audits, the Company has assigned 1 dedicated internal auditor with specialised knowledge and conducts operational audits and J-SOX audits. - FY2024-Q1AdvancedAnnual report
「Tanabe Junichi (田辺順一), being a specially interested party, did not participate in the deliberations or resolution.」
For the extension of the repayment deadline of the related-party loan involving a conflict of interest, a multi-stage oversight and decision-making procedure was applied, comprising review by the Committee for Strengthening the Internal Control System, deliberation by an extraordinary meeting of the Board of Directors, and the exclusion of the specially interested party from the deliberations and resolution. - FY2023-Q1AdvancedAnnual report
「Based on the review by the Committee for Strengthening the Internal Control System, the extraordinary meeting of the Board of Directors carefully considered and deliberated on the matter, resolved to approve the loan and proceeded with its execution. Tanabe Junichi (田辺順一), being a specially interested party, did not participate in the deliberations or resolution.」
For the related-party loan involving a conflict of interest, a multi-stage oversight and decision-making procedure was implemented, comprising review by the Committee for Strengthening the Internal Control System, deliberation by an extraordinary meeting of the Board of Directors, and the exclusion of the specially interested party from the deliberations and resolution. - FY2022RestatedAnnual report
「In particular, the Company has prepared an internal audit checklist focused on regulatory audits for the moneylending business, Type II Financial Instruments Business and other regulated businesses, as well as fraud prevention. Comprehensive audits are conducted in all departments in accordance with the audit items listed on the checklist.」
The Company continues to conduct audits of all departments using a checklist covering regulatory audits for the moneylending business and other businesses, as well as fraud prevention. - FY2021AdvancedAnnual report
「In particular, the Company has prepared an internal audit checklist focused on regulatory audits for the moneylending business, Type II Financial Instruments Business and other regulated businesses, as well as fraud prevention. Comprehensive audits are conducted in all departments in accordance with the audit items listed on the checklist.」
In addition to oversight through participation in the existing committee and Board of Directors, the Company prepared a checklist covering regulatory audits for the moneylending business and other businesses, as well as fraud prevention, and conducted comprehensive audits in all departments. - FY2020RestatedAnnual report
「By participating from the Committee for Strengthening the Internal Control System, which discusses the initiation of transactions, through to the Board of Directors, where management makes the final decision on transactions, the head of the Internal Audit Office conducts internal audits with a full understanding of the entire decision-making process.」
The Internal Audit Office continues to be involved from the Committee for Strengthening the Internal Control System through to the Board of Directors and to audit the decision-making process. - FY2019RestatedAnnual report
「By participating from the Committee for Strengthening the Internal Control System, which discusses the initiation of transactions, through to the Board of Directors, where management makes the final decision on transactions, the head of the Internal Audit Office conducts internal audits with a full understanding of the entire decision-making process.」
The Internal Audit Office continues to participate from the Committee for Strengthening the Internal Control System through to the Board of Directors, providing a multi-stage oversight system for auditing the decision-making process. - FY2017RestatedAnnual report
「Through the initiatives described in (a) through (e) above, decisions made by the Board of Directors are checked through multiple oversight systems. In addition, outside officers who are not involved in the Company's day-to-day operations obtain important information as appropriate and participate in decision-making, and the Company believes that its internal control system has made significant progress compared with the past.」
The Company continues to operate a multi-stage oversight system involving prior reporting, the Board of Directors' operating procedures, external experts, related-party transaction rules and a whistleblower system. - FY2017-Q2AdvancedAnnual report
「In view of the fact that this loan constituted a related-party transaction involving a conflict of interest, the Company conducted a thorough prior review by the Committee for Strengthening the Internal Control System of the necessity of the loan, the appropriateness of the transaction terms, the adequacy of the collateral and the likelihood of recovery. In addition, based on the committee's review, the Board of Directors carefully considered and deliberated on the matter, resolved to approve the loan and proceeded with its execution.」
A multi-stage oversight and decision-making process, comprising a prior review by the Committee for Strengthening the Internal Control System and deliberation and approval by the Board of Directors, was implemented in a specific loan transaction. - FY2016First statedAnnual report
「Through the initiatives described in (a) through (e) above, decisions made by the Board of Directors are checked through multiple oversight systems. In addition, outside officers who are not involved in the Company's day-to-day operations obtain important information as appropriate and participate in decision-making, and the Company believes that its internal control system has made significant progress compared with the past.」
A combination of prior reporting, the Board of Directors' operating procedures, external experts, related-party transaction rules and a whistleblower system.