Risk of Higher Guarantee Limits for Transactions Using H'OURS
First written in FY2020. 17 of 22 entries say "Worsened", first in FY2021-Q1. Latest entry: 2026-10-07.
No other company in this theme has enough history to compare yet.
- 2026-10-07MitigatedEarnings
「当中間連結会計期間における保証極度相当額679,132,872千円のうち509,292,875千円は第三者の保険会社により保証されており、保険により補填されない額は169,839,997千円となります。」
保証極度相当額は前連結会計年度末の716,905,939千円から679,132,872千円へ、保険で補填されない額は183,582,271千円から169,839,997千円へ減少した。 - FY2027-H1MitigatedAnnual report
「This guarantee service is covered by the Company's E&O insurance. Of the guarantee limit equivalent of ¥716,905.939 million at the end of the previous consolidated fiscal year, ¥533,323.667 million was guaranteed by a third-party insurance company, leaving ¥183,582.271 million not covered by insurance. During the interim consolidated accounting period, of the guarantee limit equivalent of ¥679,132.872 million, ¥509,292.875 million was guaranteed by a third-party insurance company, leaving ¥169,839.997 million not covered by insurance.」
The guarantee limit equivalent for H'OURS transactions declined from ¥716,905.939 million to ¥679,132.872 million, while the amount not covered by insurance also declined from ¥183,582.271 million to ¥169,839.997 million. - FY2026MitigatedAnnual report
「Of the guarantee-limit equivalent of ¥716,905.939 million for the current consolidated fiscal year, ¥533,323.667 million was guaranteed by third-party insurance companies. The amount not covered by insurance, namely the total amount the Company may recover from the principal obligors, was ¥183,582.271 million.」
The guarantee-limit equivalent for transactions using H'OURS decreased from ¥764,232.947 million at the end of the previous fiscal year to ¥716,905.939 million, while the amount recoverable but not covered by insurance also decreased from ¥203,763.438 million to ¥183,582.271 million. - FY2026-H1MitigatedAnnual report
「This guarantee service is covered by the E&O insurance taken out by the Company. Accordingly, of the guarantee-limit equivalent of ¥764,232.947 million at the end of the previous consolidated fiscal year, ¥560,469.508 million was guaranteed by third-party insurance companies, and the amount not covered by insurance was ¥203,763.438 million. In addition, of the guarantee-limit equivalent of ¥743,272.098 million at the end of the current interim consolidated accounting period, ¥548,864.310 million was guaranteed by third-party insurance companies, and the amount not covered by insurance was ¥194,407.788 million.」
The guarantee-limit equivalent for transactions using H'OURS decreased from ¥764,232.947 million at the end of the previous fiscal year to ¥743,272.098 million, while the amount not covered by insurance also decreased from ¥203,763.438 million to ¥194,407.788 million. - FY2025WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥764,232.947 million at the end of the current consolidated fiscal year, ¥560,469.508 million was guaranteed by third-party insurance companies. The amount not covered by insurance, namely the total amount the Company may recover from the principal obligors, was ¥203,763.438 million.」
The guarantee-limit equivalent for transactions using H'OURS increased from ¥669,294.898 million at the end of the previous fiscal year to ¥764,232.947 million, while the amount recoverable but not covered by insurance increased from ¥193,303.209 million to ¥203,763.438 million. - FY2025-H1WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥746,517.837 million at the end of the current interim consolidated accounting period, ¥540,218.920 million was guaranteed by third-party insurance companies. The amount not covered by insurance was ¥206,298.917 million.」
The guarantee-limit equivalent for real estate transactions using H'OURS increased from ¥669,294.898 million at the end of the previous fiscal year to ¥746,517.837 million, while the amount not covered by insurance increased from ¥193,303.209 million to ¥206,298.917 million. The Company continued to state that no covered transaction had resulted in an incident in the past. - FY2025-Q1WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥714,874.610 million at the end of the current consolidated first quarter, ¥513,374.895 million was guaranteed by third-party insurance companies. The amount not covered by insurance was ¥201,499.714 million.」
The guarantee-limit equivalent for transactions using H'OURS increased from ¥669,294.898 million at the end of the previous fiscal year to ¥714,874.610 million, while the amount not covered by insurance increased from ¥193,303.209 million to ¥201,499.714 million. - FY2024WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥669,294.898 million at the end of the current consolidated fiscal year, ¥475,991.688 million was guaranteed by third-party insurance companies. The amount not covered by insurance, namely the total amount the Company may recover from the principal obligors, was ¥193,303.209 million.」
The guarantee-limit equivalent for transactions using H'OURS increased from ¥475,332.712 million at the end of the previous fiscal year to ¥669,294.898 million, while the amount recoverable but not covered by insurance increased from ¥146,818.147 million to ¥193,303.209 million. The Company continued to state that no covered transaction had resulted in an incident in the past. - FY2024-Q3WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥633,209.472 million at the end of the current consolidated third quarter, ¥446,985.482 million was guaranteed by third-party insurance companies. The amount not covered by insurance was ¥186,223.990 million.」
The guarantee-limit equivalent for transactions using H'OURS increased from ¥475,332.712 million at the end of the previous consolidated fiscal year to ¥633,209.472 million, while the amount not covered by insurance increased from ¥146,818.147 million to ¥186,223.990 million. The Company continued to state that no covered transaction had resulted in an incident in the past. - FY2024-Q2WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥593,152.992 million at the end of the current consolidated second quarter, ¥416,572.855 million was guaranteed by third-party insurance companies. The amount not covered by insurance was ¥176,580.136 million.」
The guarantee-limit equivalent for transactions using H'OURS increased from ¥475,332.712 million at the end of the previous consolidated fiscal year to ¥593,152.992 million, while the amount not covered by insurance increased from ¥146,818.147 million to ¥176,580.136 million. The Company continued to state that no covered transaction had resulted in an incident in the past. - FY2024-Q1WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥541,512.879 million at the end of the current consolidated first quarter, ¥378,103.509 million was guaranteed by third-party insurance companies. The amount not covered by insurance was ¥163,409.370 million.」
The guarantee-limit equivalent for transactions using H'OURS increased from ¥475,332.712 million at the end of the previous consolidated fiscal year to ¥541,512.879 million, while the amount not covered by insurance increased from ¥146,818.147 million to ¥163,409.370 million. The Company continued to state that no covered transaction had resulted in an incident in the past. - FY2023-Q3WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥424,257.569 million at the end of the current consolidated third quarter, ¥290,685.650 million was guaranteed by third-party insurance companies. The amount not covered by insurance was ¥133,571.919 million.」
The guarantee-limit equivalent for real estate transactions using H’OURS increased from ¥245,956.865 million at the end of the previous consolidated fiscal year to ¥424,257.569 million, while the amount not covered by insurance increased from ¥85,014.930 million to ¥133,571.919 million. The Company continued to state that no covered transaction had resulted in an incident in the past. - FY2023-Q2WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥371,339.196 million at the end of the current consolidated second quarter, ¥251,616.885 million was guaranteed by third-party insurance companies. The amount not covered by insurance was ¥119,722.310 million.」
The guarantee-limit equivalent for transactions using H'OURS increased from ¥245,956.865 million at the end of the previous consolidated fiscal year to ¥371,339.196 million, while the amount not covered by insurance increased from ¥85,014.930 million to ¥119,722.310 million. The Company continued to state that no covered transaction had resulted in an incident in the past. - FY2023-Q1WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥312,644.016 million at the end of the current consolidated first quarter, ¥208,984.834 million was guaranteed by third-party insurance companies. The amount not covered by insurance was ¥103,659.181 million.」
The guarantee-limit equivalent for transactions using H'OURS increased from ¥245,956.865 million at the end of the previous consolidated fiscal year to ¥312,644.016 million, while the amount not covered by insurance increased from ¥85,014.930 million to ¥103,659.181 million. The Company continued to state that no covered transaction had resulted in an incident in the past. - FY2022-Q3WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥202,258.628 million at the end of the current consolidated third quarter, ¥131,440.744 million was guaranteed by third-party insurance companies. The amount not covered by insurance was ¥70,817.884 million.」
The guarantee-limit equivalent for transactions using H'OURS increased from ¥80,732.366 million at the end of the previous consolidated fiscal year to ¥202,258.628 million, while the amount not covered by insurance increased from ¥30,050.714 million to ¥70,817.884 million. The Company also continued to state that no covered transaction had resulted in an incident in the past. - FY2022-Q2WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥162,956.320 million at the end of the current consolidated second quarter, ¥105,448.449 million was guaranteed by third-party insurance companies. The amount not covered by insurance was ¥57,507.871 million.」
The guarantee-limit equivalent for transactions using H'OURS increased from ¥80,732.366 million at the end of the previous consolidated fiscal year to ¥162,956.320 million, while the amount not covered by insurance increased from ¥30,050.714 million to ¥57,507.871 million. The Company continued to state that no covered transaction had resulted in an incident in the past. - FY2022-Q1WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥125,733.950 million at the end of the current consolidated first quarter, ¥80,774.001 million was guaranteed by third-party insurance companies. The amount not covered by insurance was ¥44,959.949 million.」
The guarantee-limit equivalent for transactions using H'OURS increased from ¥80,732.366 million at the end of the previous consolidated fiscal year to ¥125,733.950 million, while the amount not covered by insurance increased from ¥30,050.714 million to ¥44,959.949 million. The Company continued to state that no covered transaction had resulted in an incident in the past. - FY2021WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥80,732.366 million at the end of the current consolidated fiscal year, ¥50,681.651 million was guaranteed by third-party insurance companies. The amount not covered by insurance, namely the total amount the Company may recover from the principal obligors, was ¥30,050.714 million.」
The guarantee-limit equivalent for transactions using H'OURS increased substantially from ¥13,493.780 million at the end of the previous fiscal year to ¥80,732.366 million, while the amount recoverable but not covered by insurance increased from ¥7,134.551 million to ¥30,050.714 million. The Company continued to state that no covered transaction had resulted in an incident in the past. - FY2021-Q3WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥50,303.274 million at the end of the current consolidated third quarter, ¥30,497.295 million was guaranteed by third-party insurance companies. The amount not covered by insurance, namely the total amount the Company may recover from the principal obligors, was ¥19,805.978 million.」
The guarantee-limit equivalent for transactions using H'OURS increased from ¥30,493.854 million in the previous quarter to ¥50,303.274 million, while the amount recoverable but not covered by insurance increased from ¥13,307.864 million to ¥19,805.978 million. - FY2021-Q2WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥30,493.854 million at the end of the current consolidated second quarter, ¥17,185.989 million was guaranteed by third-party insurance companies. The amount not covered by insurance, namely the total amount the Company may recover from the principal obligors, was ¥13,307.864 million.」
The guarantee-limit equivalent for real estate transactions using H'OURS increased from ¥13,493.780 million to ¥30,493.854 million, while the amount recoverable but not covered by insurance increased from ¥7,134.551 million to ¥13,307.864 million. The Company continued to state that no covered transaction had resulted in an incident in the past. - FY2021-Q1WorsenedAnnual report
「Of the guarantee-limit equivalent of ¥21,239.510 million at the end of the current consolidated first quarter, ¥11,012.085 million was guaranteed by third-party insurance companies. The amount not covered by insurance, namely the total amount the Company may recover from the principal obligors, was ¥10,227.425 million.」
The guarantee-limit equivalent for transactions using H'OURS increased from ¥13,493.780 million at the end of the previous consolidated fiscal year to ¥21,239.510 million, while the amount recoverable but not covered by insurance increased from ¥7,134.551 million to ¥10,227.425 million. The Company also continued to explain that the probability of an incident was extremely low and that no covered transaction had resulted in an incident in the past. - FY2020First statedAnnual report
「Of the guarantee-limit equivalent of ¥13,493.780 million at the end of the fiscal year, ¥6,359.229 million was guaranteed by third-party insurance companies. The amount not covered by insurance, namely the total amount the Company may recover from the principal obligors, was ¥7,134.551 million.」
The guarantee-limit equivalent for transactions using H'OURS was ¥13,493.780 million, including ¥7,134.551 million recoverable but not covered by insurance. Although the transactions subject to guarantees have increased, it was stated that no covered transaction had resulted in an incident in the past.