Announced details
Collateral eligibility assessment and evaluation for lending secured by real estate, including residential mortgages
AI performs the preliminary assessment for cases with no issues, which account for approximately 70% of cases reviewed
Processes approximately 80,000 collateral eligibility assessment and evaluation cases annually (Group actual)
4th Floor, Shin-Otemachi Building, 2-2-1 Otemachi, Chiyoda-ku, Tokyo
In this announcement the company addresses none of Contract Value / Offering price / Impact on Business Performance.
| Item | Details |
|---|---|
| Names of Products / Services Covered | Collateral Eligibility Assessment AI, MITLAS (Mitoras), an integrated property, registry and contract data platform |
| Launch date | Late September 2026 (proof of concept launched, actual); spring 2027 (phased rollout to existing customers, planned) |
| Applicable area | Collateral eligibility assessment and evaluation for lending secured by real estate, including residential mortgages |
| Location | 4th Floor, Shin-Otemachi Building, 2-2-1 Otemachi, Chiyoda-ku, Tokyo |
| Quantitative Effects | AI performs the preliminary assessment for cases with no issues, which account for approximately 70% of cases reviewed |
| Usage history | Processes approximately 80,000 collateral eligibility assessment and evaluation cases annually (Group actual) |
Items this document does not state (12)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.To incorporate practical knowledge accumulated through collateral eligibility assessment and evaluation, including assessment criteria, checklist items and operating procedures, into the design and validation of the AI, thereby enhancing collateral verification operations.