Worth reading
67In focus
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Mixed performance
Direction inferred from the company’s description.Scale
10
Year-on-year change in consolidated revenue (%)Wording
Conditional
How definitive the wording is.Contents of this document
Presentation materials for financial resultsFiscal year ending February 2027, second quarter10 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales¥2,605 million+10.0%
Operating profit¥159 million+0.4%
Ordinary income¥155 million-2.0%
Net income¥120 million-4.6%
Results for the three months of the current quarter
Net Sales
¥1,360 million
Operating profit
¥66 million
Full-year earnings forecast
Net Sales
¥6,211 million
Operating profit
¥624 million
Ordinary income
¥619 million
Net income
¥425 million
Progress against full-year forecast 通期の予想に対して、いまどこまで進んだかの割合です。
Net Sales41.9%
Operating profit25.5%
Ordinary income25.0%
Net income28.2%
What the company explained in this material
Self-assessment against the planThe company's self-assessment against its own plan.
Profit exceeded the interim forecast. The full-year forecast remains unchanged.Breakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
- Increase in gross profit¥101 million
- Provision for allowance for doubtful accounts¥-28 million
- Selling, General and Administrative Expenses¥-163 million
- Increase in investment in human capital¥-10 million
- Business Investment
New initiatives
- Launch of services related to the repayment of housing loans and expansion of service coverage
- Consolidation of inheritance-related services under ミトラ相続支援株式会社
- Preparation to provide the new eKYC identity verification services “ミトラeye／サムポロeye”
- Consolidation of collateral eligibility assessment operations at the Osaka Operations Center
- Commencement of interim dividend payments from the fiscal year ending February 2027
Key KPIsA metric the company considers important as a management benchmark.
- Number of municipalities using AI inheritance administration platform Mitsuro-kun25 Local government
- Number of inheritance relationship diagrams prepared180 Cases/month
- Number of real estate auction transactions completed1.5 times the year-earlier periodYear on year against the same period last year+50.0%
- Number of Samporonia users2,617 users
Segment results
Financial Solutions Business
Net Sales
¥1,004 million+10.3%
Segment profit
¥459 million+9.9%
Real Estate Solutions Business
Net Sales
¥403 million+37.9%
Segment profit
¥-53 million
Construction Solutions Business
Net Sales
¥718 million+7.9%
Segment profit
¥77 million-14.5%
Professional Services Solutions Business
Net Sales
¥476 million-3.9%
Segment profit
¥63 million+10.6%
Medium-term management plan targets
Consolidated revenue
Target value¥6,200 million
Target fiscal yearFiscal year ending February 2028
Consolidated operating profit
Target value¥1,000 million
Target fiscal yearFiscal year ending February 2028
Financial targets
Cost of shareholders’ equity
6.6 %
ROE
FY2027/2 forecast5.4 %
Capital expenditures
¥0 million
Annual Dividend
Annual dividend per share¥6
Interim Dividend¥3
Year-end dividend¥3
Payout ratio
73.7 %
| Item | Details |
|---|---|
| Document type | Presentation materials for financial results |
| Fiscal Period Covered | Fiscal year ending February 2027, second quarter |
| Net Sales | ¥2,605 million (YoY +10.0%) |
| Operating profit | ¥159 million (YoY +0.4%) |
| Ordinary income | ¥155 million (YoY -2.0%) |
| Net income | ¥120 million (YoY -4.6%) |
| Results for the three months of the current quarter | Net Sales ¥1,360 million / Operating profit ¥66 million |
| Full-year earnings forecast | Net Sales ¥6,211 million / Operating profit ¥624 million / Ordinary income ¥619 million / Net income ¥425 million |
| Progress against full-year forecast | Net Sales 41.9% / Operating profit 25.5% / Ordinary income 25.0% / Net income 28.2% |
| Self-assessment against the plan | Profit exceeded the interim forecast. The full-year forecast remains unchanged. |
| Segment results | Financial Solutions Business Net Sales ¥1,004 million (YoY +10.3%) / Segment profit ¥459 million (YoY +9.9%) / Real Estate Solutions Business Net Sales ¥403 million (YoY +37.9%) / Segment profit ¥-53 million / Construction Solutions Business Net Sales ¥718 million (YoY +7.9%) / Segment profit ¥77 million (YoY -14.5%) / Professional Services Solutions Business Net Sales ¥476 million (YoY -3.9%) / Segment profit ¥63 million (YoY +10.6%) |
| Breakdown of Factors Affecting the Change | Factors Increase in gross profit / Amount ¥101 million, Factors Provision for allowance for doubtful accounts / Amount ¥-28 million, Factors Selling, General and Administrative Expenses / Amount ¥-163 million, Factors Increase in investment in human capital / Amount ¥-10 million, Factors Business Investment / Amount Not disclosed |
| Key KPIs | Indicator name Number of municipalities using AI inheritance administration platform Mitsuro-kun / Value 25 Local government / Year on year against the same period last year Not disclosed, Indicator name Number of inheritance relationship diagrams prepared / Value 180 Cases/month / Year on year against the same period last year Not disclosed, Indicator name Number of real estate auction transactions completed / Value 1.5 times the year-earlier period / Year on year against the same period last year 50 times, Indicator name Number of Samporonia users / Value 2,617 users / Year on year against the same period last year Not disclosed |
| Medium-term management plan targets | Consolidated revenue Target value ¥6,200 million / Target fiscal year Fiscal year ending February 2028 / Consolidated operating profit Target value ¥1,000 million / Target fiscal year Fiscal year ending February 2028 |
| Financial targets | Cost of shareholders’ equity 6.6 % / ROE 5.4 % |
| Annual Dividend | Annual dividend per share ¥6 / Interim Dividend ¥3 / Year-end dividend ¥3 |
| Payout ratio | 73.7 % |
| Capital expenditures | ¥0 million |
| New initiatives | Launch of services related to the repayment of housing loans and expansion of service coverage, Consolidation of inheritance-related services under ミトラ相続支援株式会社, Preparation to provide the new eKYC identity verification services “ミトラeye／サムポロeye”, Consolidation of collateral eligibility assessment operations at the Osaka Operations Center, Commencement of interim dividend payments from the fiscal year ending February 2027 |
Items this document does not state (12)
Gross Profit MarginOperating profit marginSelling, general and administrative expensesUnit price and quantity metricsNumber of stores and locationsNumber of employeesAssumptions Underlying the Business OutlookRisk amount incorporated into the outlookAcquisition of treasury sharesOrders received and order backlogMarket Size / ShareKey points of the Q&A
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Revenue growth in trust services, real estate auctions and construction support services contributed to results, as did higher trust fees from an increase in the number of trust service contracts and an increase in the number of completed real estate auction transactions. On the profit front, investment in human capital, selling, general and administrative expenses and business investments increased, while a reversal of the allowance for doubtful accounts was recorded following the collection of certain receivables.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.