Worth reading
76Important
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Mixed performance
Direction inferred from the company’s description.Scale
-153
¥ million (variance from operating profit forecast)Wording
Conditional
How definitive the wording is.Contents of this document
Financial results presentationFull fiscal year ended February 202612 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales¥5,078 million+7.1%
Operating profit¥323 million-33.0%
Ordinary income¥316 million-34.9%
Net income¥189 million-45.7%
Results for the three months of the current quarter
Net Sales
¥1,392 million
Operating profit
¥32 million
Full-year earnings forecast
Fiscal year ending February 2027
Net Sales
¥6,211 million
Operating profit
¥624 million
Ordinary income
¥619 million
Net income
¥425 million
What the company explained in this material
Self-assessment against the planThe company's self-assessment against its own plan.
Below forecastBreakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
- Increase in gross profit¥497 million
- Increase in investment in human capital¥-88 million
- Increase in business investment¥-97 million
- Increase in capital expenditures¥0 million
- Increase in research and development expenses¥-12 million
Assumptions Underlying the Business OutlookThe assumptions used by the company in preparing its forecast.
The plan reflects unstable interest rate trends. Numerical assumptions were not disclosed.New initiatives
- Expand the scope of services provided to existing customers
- Launch of new services
- Roll out and strengthen AI checking services and an AI inheritance system
- Provide onboarding support for H’OURS and add ancillary services
- Opening of the Osaka Operations Center
- Increase the outsourcing ratio for PAD Co. in Vietnam
- Begin paying an interim dividend from the fiscal year ending February 2027
Key KPIsA metric the company considers important as a management benchmark.
- Number of system users at financial institutions45,050 Engagements
- Number of H’OURS users6,895 Engagements
- Number of architectural service users18,164 units
- Number of Samporonia users2,598 users
Segment results
Financial Solutions Business
Net Sales
¥1,946 million+0.5%
Segment profit
¥793 million-1.1%
Real Estate Solutions Business
Net Sales
¥822 million-7.3%
Segment profit
¥-42 million
Construction Solutions Business
Net Sales
¥1,281 million+35.0%
Segment profit
¥117 million0.0%
Professional Services Solutions Business
Net Sales
¥1,019 million+6.2%
Segment profit
¥91 million-44.8%
Medium-term management plan targets
Target fiscal yearFiscal year ending February 2028
Consolidated revenue
¥6,200 million
Consolidated operating profit
¥1,000 million
Financial targets
ROE
Fiscal year ended February 2026 results5.4%
FY2027/2 forecast11.9%
Cost of shareholders’ equity6.6%
Number of stores and locations
Opened the Osaka Operations Center. The number of stores and locations at fiscal year-end and the number of openings and closures during the period were not disclosed.Capital expenditures
¥0 million increase included in the analysis of changes in operating profit for the fiscal year ending February 2027
Annual Dividend
FY2027/2 forecast
Annual total¥6 per share
Interim¥3 per share
End of period¥3 per share
Payout ratio
FY2027/2 forecast73.7 %
| Item | Details |
|---|---|
| Document type | Financial results presentation |
| Fiscal Period Covered | Full fiscal year ended February 2026 |
| Net Sales | ¥5,078 million (YoY +7.1%) |
| Operating profit | ¥323 million (YoY -33.0%) |
| Ordinary income | ¥316 million (YoY -34.9%) |
| Net income | ¥189 million (YoY -45.7%) |
| Results for the three months of the current quarter | Net Sales ¥1,392 million / Operating profit ¥32 million |
| Full-year earnings forecast | Fiscal year ending February 2027 Net Sales ¥6,211 million / Operating profit ¥624 million / Ordinary income ¥619 million / Net income ¥425 million |
| Self-assessment against the plan | Below forecast |
| Segment results | Financial Solutions Business Net Sales ¥1,946 million (YoY +0.5%) / Segment profit ¥793 million (YoY -1.1%) / Real Estate Solutions Business Net Sales ¥822 million (YoY -7.3%) / Segment profit ¥-42 million / Construction Solutions Business Net Sales ¥1,281 million (YoY +35.0%) / Segment profit ¥117 million (YoY 0.0%) / Professional Services Solutions Business Net Sales ¥1,019 million (YoY +6.2%) / Segment profit ¥91 million (YoY -44.8%) |
| Breakdown of Factors Affecting the Change | Factors Increase in gross profit / Amount ¥497 million, Factors Increase in investment in human capital / Amount ¥-88 million, Factors Increase in business investment / Amount ¥-97 million, Factors Increase in capital expenditures / Amount ¥0 million, Factors Increase in research and development expenses / Amount ¥-12 million |
| Key KPIs | Indicator name Number of system users at financial institutions / Value 45,050 Engagements / Year on year against the same period last year Not disclosed, Indicator name Number of H’OURS users / Value 6,895 Engagements / Year on year against the same period last year Not disclosed, Indicator name Number of architectural service users / Value 18,164 units / Year on year against the same period last year Not disclosed, Indicator name Number of Samporonia users / Value 2,598 users / Year on year against the same period last year Not disclosed |
| Number of stores and locations | Opened the Osaka Operations Center. The number of stores and locations at fiscal year-end and the number of openings and closures during the period were not disclosed. |
| Assumptions Underlying the Business Outlook | The plan reflects unstable interest rate trends. Numerical assumptions were not disclosed. |
| Medium-term management plan targets | Target fiscal year Fiscal year ending February 2028 / Consolidated revenue ¥6,200 million / Consolidated operating profit ¥1,000 million |
| Financial targets | ROE Fiscal year ended February 2026 results 5.4% / FY2027/2 forecast 11.9% / Cost of shareholders’ equity 6.6% |
| Annual Dividend | FY2027/2 forecast Annual total ¥6 per share / Interim ¥3 per share / End of period ¥3 per share |
| Payout ratio | FY2027/2 forecast 73.7 % |
| Capital expenditures | ¥0 million (increase included in the analysis of changes in operating profit for the fiscal year ending February 2027) |
| New initiatives | Expand the scope of services provided to existing customers, Launch of new services, Roll out and strengthen AI checking services and an AI inheritance system, Provide onboarding support for H’OURS and add ancillary services, Opening of the Osaka Operations Center, Increase the outsourcing ratio for PAD Co. in Vietnam, Begin paying an interim dividend from the fiscal year ending February 2027 |
Items this document does not state (11)
Gross Profit MarginOperating profit marginSelling, general and administrative expensesProgress against full-year forecastUnit price and quantity metricsNumber of employeesRisk amount incorporated into the outlookAcquisition of treasury sharesOrders received and order backlogMarket Size / ShareKey points of the Q&A
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The main factors behind the ¥153 million shortfall against the operating profit forecast were the recognition of a ¥100 million allowance for doubtful accounts and delays in the timing of contracts and settlements for real estate auctions, particularly for large properties.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.