Results for this period
Third quarter1 January 2026 to 30 September 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
In the Medical Assistance Business, revenue increased due to commissioned work from major overseas non-life insurers, new large-scale projects, contract fee revisions, an increase in the number of people covered for corporate travel, increased orders and the reacquisition of government agency projects. In the Life Assistance Business, revenue increased as contract revisions were driven by growth in the number of card members. Selling, general and administrative expenses decreased 7.0% year on year.
There are no applicable matters.
| Item | Details |
|---|---|
| Fiscal Period Classification | Third quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 January 2026 to 30 September 2026 |
| Net Sales | ¥2,999 million (YoY +10.6%) |
| Operating profit | ¥201 million (YoY +860.7%) |
| Ordinary income | ¥207 million (YoY +363.7%) |
| Profit attributable to owners of the parent | ¥142 million (YoY +179.2%) |
| Net income per share | ¥56.39 |
| Equity ratio | End of the current fiscal period 46.3% / End of previous period 48.7% |
| Total assets | ¥4,281 million |
| Net assets | ¥2,012 million |
| Full-year earnings forecast | Net Sales ¥4,000 million (YoY +7.7%) / Operating profit ¥200 million (YoY +108.1%) / Ordinary income ¥200 million (YoY +93.1%) / Net income ¥140 million (YoY +37.4%) |
| Revision to Earnings Forecast | No |
| Annual Dividend Forecast | ¥9 → Undecided |
| Segment revenue | Medical assistance business ¥2,619,510 thousand (YoY +11.3%), Life assistance business ¥380,296 thousand (YoY +5.9%) |
| Segment profit | Medical assistance business ¥531,364 thousand (YoY +52.5%), Life assistance business ¥58,140 thousand (YoY -28.5%) |
| Depreciation and amortization | ¥30,655 thousand |
| Impairment loss | Not applicable (material impairment loss relating to fixed assets) |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on sale of non-current assets ¥9 thousand, Gain on reversal of stock acquisition rights ¥537 thousand / Extraordinary loss Loss on retirement of non-current assets ¥8 thousand |
| Disclosure regarding the going concern assumption | There are no applicable matters. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | No (0 additions, 0 exclusions) |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | No (participants: none applicable) |
| Issued Shares at Period-End | 2,519,600 shares |
| Treasury Shares at Period-End | 466 shares |
| Factors Behind Changes in Business Performance | In the Medical Assistance Business, revenue increased due to commissioned work from major overseas non-life insurers, new large-scale projects, contract fee revisions, an increase in the number of people covered for corporate travel, increased orders and the reacquisition of government agency projects. In the Life Assistance Business, revenue increased as contract revisions were driven by growth in the number of card members. Selling, general and administrative expenses decreased 7.0% year on year. |
Items this document does not state (10)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.In the Medical Assistance Business, revenue was supported by commissioned work from major overseas non-life insurers, new large-scale projects, contract fee revisions, increased orders and the reacquisition of government agency projects. In the Life Assistance Business, an increase in card members and contract revisions contributed to higher revenue. Selling, general and administrative expenses decreased 7.0% year on year.