Worth reading
52Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
65
¥ millions (year-on-year change in operating income)Wording
Conditional
How definitive the wording is.Contents of this document
Presentation materials on financial resultsSecond quarter (interim period) of the fiscal year ending December 20268 items taken from the company’s own explanation
Financial Results Figures (The key points of this material are explained below)
Net Sales¥1,965 million+8.2%
Operating profit¥105 million+167.8%
Ordinary income¥110 million+158.6%
Net income¥78 million+80.8%
Full-year earnings forecast
Net Sales
¥4,000 million
Operating profit
¥200 million
Ordinary income
¥200 million
Profit attributable to owners of the parent
¥140 million
Earnings per share
¥55.57
Progress against full-year forecast 通期の予想に対して、いまどこまで進んだかの割合です。
Net Sales49.1%
Operating profit52.5%
Ordinary income55.2%
Net income for the current fiscal year55.9%
Medical assistance revenue target47.4%
Inbound medical tourism revenue target65.1%
Life and non-medical revenue target50.6%
What the company explained in this material
Self-assessment against the planThe company's self-assessment against its own plan.
Progressing steadily / on trackBreakdown of Factors Affecting the ChangeReasons cited by the Company for the change in the figures.
Increase in revenue
¥148 million
Increase in cost of sales
¥-104 million
Decrease in selling, general and administrative expenses
¥21 million
Assumptions Underlying the Business OutlookThe assumptions used by the company in preparing its forecast.
The assumptions mention the trend toward a weaker yen, interest rates, exchange-rate fluctuations and government laws and regulations, but specific figures are Not disclosedNew initiatives
- A next-generation app, EAJ Members, is scheduled to be launched in December 2026 for members with corporate contracts
- Genesys Cloud was introduced at the contact center of the life assistance business in July 2026
- Medical cooperation between Japan and China through the conclusion of MOUs with Southern Tohoku General Hospital and Shanghai Jiahui International Hospital
- Implementation and launch of new functions for the EMIS business
- Winning contracts for the foreign-patient medical consultation desk business and emergency telephone support services for the Ministry of Foreign Affairs
Segment results
Medical assistance business
Net Sales
¥1,712 million
Segment profit
¥335 million
Year-on-year change in revenue8.5%
Year-on-year change in profit33.4%
Life assistance business
Net Sales
¥252 million
Segment profit
¥32 million
Year-on-year change in revenue5.8%
Year-on-year change in profit△42.7%
Adjustments
Net Sales
¥0 million
Segment profit
¥-262 million
Medium-term management plan targets
Target fiscal yearFY2027.12
Net Sales
¥5,000 million
Operating profit
¥350 million
Operating Margin7.0%
ROE10.0%
Financial targets
ROE
Plan for the fiscal year ending December 20269.0%
Plan for the fiscal year ending December 202710.0%
Equity ratio
Plan30%～40%
Actual results for the fiscal year ended December 202548.7%
Payout ratio
Plan20%～30%
Actual results for the fiscal year ended December 202522.3%
Payout ratio
20%–30% (target under the medium-term management plan)| Item | Details |
|---|---|
| Document type | Presentation materials on financial results |
| Fiscal Period Covered | Second quarter (interim period) of the fiscal year ending December 2026 |
| Net Sales | ¥1,965 million (YoY +8.2%) |
| Operating profit | ¥105 million (YoY +167.8%) |
| Ordinary income | ¥110 million (YoY +158.6%) |
| Net income | ¥78 million (YoY +80.8%) |
| Full-year earnings forecast | Net Sales ¥4,000 million / Operating profit ¥200 million / Ordinary income ¥200 million / Profit attributable to owners of the parent ¥140 million / Earnings per share ¥55.57 |
| Progress against full-year forecast | Net Sales 49.1% / Operating profit 52.5% / Ordinary income 55.2% / Net income for the current fiscal year 55.9% / Medical assistance revenue target 47.4% / Inbound medical tourism revenue target 65.1% / Life and non-medical revenue target 50.6% |
| Self-assessment against the plan | Progressing steadily / on track |
| Segment results | Medical assistance business Net Sales ¥1,712 million / Segment profit ¥335 million / Year-on-year change in revenue 8.5% / Year-on-year change in profit 33.4% / Life assistance business Net Sales ¥252 million / Segment profit ¥32 million / Year-on-year change in revenue 5.8% / Year-on-year change in profit △42.7% / Adjustments Net Sales ¥0 million / Segment profit ¥-262 million |
| Breakdown of Factors Affecting the Change | Increase in revenue ¥148 million / Increase in cost of sales ¥-104 million / Decrease in selling, general and administrative expenses ¥21 million |
| Assumptions Underlying the Business Outlook | The assumptions mention the trend toward a weaker yen, interest rates, exchange-rate fluctuations and government laws and regulations, but specific figures are Not disclosed |
| Medium-term management plan targets | Target fiscal year FY2027.12 / Net Sales ¥5,000 million / Operating profit ¥350 million / Operating Margin 7.0% / ROE 10.0% |
| Financial targets | ROE Plan for the fiscal year ending December 2026 9.0% / Plan for the fiscal year ending December 2027 10.0% / Equity ratio Plan 30%～40% / Actual results for the fiscal year ended December 2025 48.7% / Payout ratio Plan 20%～30% / Actual results for the fiscal year ended December 2025 22.3% |
| Payout ratio | 20%–30% (target under the medium-term management plan) |
| New initiatives | A next-generation app, EAJ Members, is scheduled to be launched in December 2026 for members with corporate contracts, Genesys Cloud was introduced at the contact center of the life assistance business in July 2026, Medical cooperation between Japan and China through the conclusion of MOUs with Southern Tohoku General Hospital and Shanghai Jiahui International Hospital, Implementation and launch of new functions for the EMIS business, Winning contracts for the foreign-patient medical consultation desk business and emergency telephone support services for the Ministry of Foreign Affairs |
Items this document does not state (15)
Gross Profit MarginOperating profit marginSelling, general and administrative expensesResults for the three months of the current quarterKey KPIsUnit price and quantity metricsNumber of stores and locationsNumber of employeesRisk amount incorporated into the outlookAnnual DividendAcquisition of treasury sharesCapital expendituresOrders received and order backlogMarket Size / ShareKey points of the Q&A
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The medical assistance business secured new orders from a major overseas non-life insurer, strategically revised prices for services provided to corporations and universities, and benefited from increased demand from visitors to Japan. The effect of higher revenue absorbed the increase in costs, while operating expense efficiencies also contributed.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.