Results for this period
Interim period (second quarter)1 January 2026–30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ thousand).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
The Medical Assistance business reported higher revenue and profit due to contracts from major overseas non-life insurers, the EMIS business, contract fee reviews and increased orders. The Life Assistance business reported higher revenue due to growth in the number of cardholders and contract reviews, but profit declined due to the costs of implementing Genesys Cloud.
No applicable matters ("There are no applicable matters")
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 January 2026–30 June 2026 |
| Net Sales | ¥1,965 million (YoY +8.2%) |
| Operating profit | ¥105 million (YoY +167.8%) |
| Ordinary income | ¥110 million (YoY +158.6%) |
| Profit attributable to owners of the parent | ¥78 million (YoY +80.8%) |
| Net income per share | ¥31.07 |
| Equity ratio | End of the current fiscal period 47.1 / End of previous period 48.7 |
| Total assets | ¥4,112 million |
| Net assets | ¥1,965 million |
| Cash flows from operating activities | ¥14,603 thousand |
| Cash flows from investing activities | ¥-1,341 thousand |
| Cash flows from financing activities | ¥-19,949 thousand |
| Cash and cash equivalents at end of period | ¥2,295,792 thousand |
| Full-year earnings forecast | Net Sales ¥4,000 million (YoY +7.7%) / Operating profit ¥200 million (YoY +108.1%) / Ordinary income ¥200 million (YoY +93.1%) / Profit attributable to owners of the parent ¥140 million (YoY +37.4%) |
| Annual Dividend Forecast | ¥9 → To be determined（To be determined） |
| Segment revenue | Medical assistance business ¥1,712,679 thousand (YoY +8.5%), Life assistance business ¥252,966 thousand (YoY +5.8%) |
| Segment profit | Medical assistance business ¥335,214 thousand (YoY +33.4%), Life assistance business ¥32,522 thousand (YoY -42.7%) |
| Depreciation and amortization | ¥20,373 thousand |
| Impairment loss | No applicable matters. |
| Breakdown of extraordinary income (loss) | Gain on sale of non-current assets ¥10 thousand, Loss on Disposal of Fixed Assets ¥8 thousand |
| Disclosure regarding the going concern assumption | No applicable matters ("There are no applicable matters") |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | No matters to report (0 additions, 0 exclusions) |
| Material subsequent events | The Life Assistance business began operating the cloud-based customer experience platform Genesys Cloud in July 2026. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | None (対象者：Not applicable) |
| Issued Shares at Period-End | 2,519,600 |
| Treasury Shares at Period-End | 466 |
| Factors Behind Changes in Business Performance | The Medical Assistance business reported higher revenue and profit due to contracts from major overseas non-life insurers, the EMIS business, contract fee reviews and increased orders. The Life Assistance business reported higher revenue due to growth in the number of cardholders and contract reviews, but profit declined due to the costs of implementing Genesys Cloud. |
Items this document does not state (6)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Revenue increased due to the provision of assistance services to major overseas non-life insurers, the Ministry of Health, Labour and Welfare's EMIS business, and contract reviews against a backdrop of growth in the number of cardholders at existing customers. Operating profit increased due to higher revenue and other factors, including a 5.4% year-on-year decline in selling, general and administrative expenses. Meanwhile, implementation costs for Genesys Cloud temporarily compressed profit in the Life Assistance business.