Komori
Business Alliances5845ZENHOREN CO.,LTD.Financials (excluding banks)

Notice of the execution of a service agreement with Dwilar, Inc. concerning screening of foreign residents

全保連 has entered into an agreement to use “Lita,” a credit assessment service for foreign nationals provided by Dwilar, Inc., in screening for rent debt guarantees for foreign tenant residents.

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42Recurring
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Improvement
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Agreements reached under this partnership

Business Alliances
5845ZENHOREN CO.,LTD.
Alliance partnerDwilar, Inc.
Details of the alliance
  1. 1

    Based on the consent of foreign tenant residents, we will use the credit scores relating to credit information from their home countries, obtained, analysed and calculated by Dwilar, including payment history, the presence or absence of late payments, and income stability, in screening for the provision of the service.

These are items that the documents state the two companies will work on. The lines above and below represent arrangements between the two companies.

Numerical targets under the alliance

The company aims to improve business performance by expanding transactions with new customers, namely foreign tenant residents. Numerical targets and the timing of achievement are Not disclosed.

About the partner
Business DescriptionProvision of “Lita,” a credit assessment service for foreign nationals
LocationCalifornia, U.S.
Impact on Business Performance

The impact of this agreement on business performance is expected to be minor.

Contract Date12 November 2026
Agreements reached under this partnership
ItemDetails
Name of alliance partnerDwilar, Inc.
Alliance partner's business activitiesProvision of “Lita,” a credit assessment service for foreign nationals
Alliance partner's locationCalifornia, U.S.
Type of allianceBusiness Alliances
Details of the allianceBased on the consent of foreign tenant residents, we will use the credit scores relating to credit information from their home countries, obtained, analysed and calculated by Dwilar, including payment history, the presence or absence of late payments, and income stability, in screening for the provision of the service.
Numerical targets under the allianceThe company aims to improve business performance by expanding transactions with new customers, namely foreign tenant residents. Numerical targets and the timing of achievement are Not disclosed.
Contract Date12 November 2026
Impact on Business PerformanceThe impact of this agreement on business performance is expected to be minor.
Items this document does not state (15)
Alliance partner's capitalAlliance partner's net salesAlliance partner's operating incomeNumber of shares acquiredAcquisition priceShareholding ratioOverview of the joint ventureOwnership ratioDispatch of directors and officersContract PeriodShareholding PolicyDate of board resolutionAlliance start dateShare Acquisition Date and Payment DateChange in major shareholders

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

Foreign tenant residents who have recently arrived in Japan have limited Japanese credit information, which restricts the information available for screening. Their credit history in their home countries will therefore be used as a new basis for assessment. This is intended to expand transactions with foreign tenant residents and improve business performance.

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