Results for this period
Full year1 April 2025–31 March 2026Non-consolidated (standalone)Japanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Synergies from the capital and business alliance with MUFG companies, introductions of high-quality real estate companies by MUFG Group companies, wider adoption of Z-WEB2.0, growth in the proportion of electronic applications and electronic contracts, and more advanced screening and lower credit costs through the use of AI.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Non-consolidated (standalone) |
| Period Covered | 1 April 2025–31 March 2026 |
| Net Sales | ¥26,188 million (YoY +2.1%) |
| Operating profit | ¥3,173 million (YoY +24.5%) |
| Ordinary income | ¥3,178 million (YoY +25.2%) |
| Profit attributable to owners of the parent | ¥1,728 million (YoY +6.6%) |
| Net income per share | ¥66.06 |
| Operating Margin | 12.1% |
| Equity ratio | End of the current fiscal period 32.5% / End of previous period 31.6% |
| Total assets | ¥24,904 million |
| Net assets | ¥8,096 million |
| Cash flows from operating activities | ¥5,143 million |
| Cash flows from investing activities | ¥-1,086 million |
| Cash flows from financing activities | ¥-1,890 million |
| Cash and cash equivalents at end of period | ¥9,435 million |
| Full-year earnings forecast | Net Sales ¥27,416 million (YoY +4.7%) / Operating profit ¥3,530 million (YoY +11.2%) / Ordinary income ¥3,532 million (YoY +11.1%) / Net income ¥2,524 million (YoY +46.0%) |
| Annual Dividend Forecast | ¥40 → ¥48（+20.0%） |
| Payout ratio | 50.0% (forecast for the fiscal year ending March 2027) |
| Shareholder Return Policy | Dividend payout ratio of 50.0% (forecast for the fiscal year ending March 2027) |
| Depreciation and amortization | ¥863 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Loss on Disposal of Fixed Assets ¥45 million, Provision for directors' retirement benefits ¥600 million / Total extraordinary loss ¥645 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Material subsequent events | No applicable matters |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Yes (for analysts and institutional investors) |
| Issued Shares at Period-End | 26,653,900 shares |
| Treasury Shares at Period-End | 426,287 shares |
| Factors Behind Changes in Business Performance | Synergies from the capital and business alliance with MUFG companies, introductions of high-quality real estate companies by MUFG Group companies, wider adoption of Z-WEB2.0, growth in the proportion of electronic applications and electronic contracts, and more advanced screening and lower credit costs through the use of AI. |
Items this document does not state (7)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The company cited synergies from its capital and business alliance with MUFG companies, expansion of its customer base through referrals to real estate companies from MUFG Group companies, wider adoption of Z-WEB2.0, and more advanced screening and lower credit costs through the use of AI.