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Other Disclosures5845ZENHOREN CO.,LTD.Financials (excluding banks)

Notice Regarding the Formation of an AI Partnership with IBM Japan, Ltd.

全保連 has entered into a partnership with IBM Japan, Ltd. to enhance guarantee services in the real estate industry using AI and data. The companies will jointly develop an AI platform for the guarantee process, screening through collaboration between AI and human personnel, and AI-assisted system development.

Worth reading
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Direction
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Scale
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Wording
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Announced details

Guarantee servicesOnline systems for improving operational efficiency at real estate companiesIBM Bob
Applicable field (uses covered by this announcement)

Guarantee services and screening operations in the real estate industry, and the development of systems to improve operational efficiency at real estate companies

Contract Date11 May 2026 (the date of the announcement that the AI partnership had been concluded; no separate contract date is stated)
What the company reported numerically
Quantitative Effects

The parties expect and will promote shorter periods to guarantee approval, shorter screening times, standardized and fairer screening criteria, higher development productivity, and more consistent quality; numerical figures are Not disclosed

Relationship between the counterparty and the company
ZENHOREN CO.,LTD.5845
Relationship with the Company

A partnership to enhance guarantee services using AI and data. The parties will jointly promote the development of an AI platform, the establishment of guarantee models, and more advanced system development.

CounterpartyIBM Japan, Ltd.

2-6-1 Toranomon, Minato-ku, Tokyo, Toranomon Hills Station Tower. The representative director and president is Yamaguchi Akio (山口 明夫). The company provides products and services related to information systems.

In this announcement the company addresses none of Contract Value / Offering price / Impact on Business Performance.

Announced details
ItemDetails
Names of Products / Services CoveredGuarantee services, Online systems for improving operational efficiency at real estate companies, IBM Bob
CounterpartyIBM Japan, Ltd.
Counterparty overview2-6-1 Toranomon, Minato-ku, Tokyo, Toranomon Hills Station Tower. The representative director and president is Yamaguchi Akio (山口 明夫). The company provides products and services related to information systems.
Relationship with the CompanyA partnership to enhance guarantee services using AI and data. The parties will jointly promote the development of an AI platform, the establishment of guarantee models, and more advanced system development.
Contract Date11 May 2026 (the date of the announcement that the AI partnership had been concluded; no separate contract date is stated)
Applicable areaGuarantee services and screening operations in the real estate industry, and the development of systems to improve operational efficiency at real estate companies
Quantitative EffectsThe parties expect and will promote shorter periods to guarantee approval, shorter screening times, standardized and fairer screening criteria, higher development productivity, and more consistent quality; numerical figures are Not disclosed
Items this document does not state (11)
Contract ValueOffering priceLaunch dateAward/certification nameAwarding / certifying bodyRegistration number and expiry dateLocationLocation scaleUsage historyImpact on Business PerformanceSource

These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.

The reasons the company gives

The company's own explanation, not something inferred from the numbers.

Needs for guarantee services in the real estate industry are changing, creating a need to accelerate the guarantee process, including screening, and to improve the explainability of guarantee decisions. The partnership is also intended to enhance operational quality and service reliability.

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Notice Regarding the Formation of an AI Partnership with IBM Japan, Ltd. | ZENHOREN CO.,LTD. (5845) timely disclosure | Komori