Risks Related to Reliance on Rakuten Group, Inc. and Control by the Parent Company
First written in FY2023. 7 of 13 entries say "Restated". Latest entry: 2026-06-24.
53 other companies' latest entry also says "Restated".
- 2026-06-24RestatedGovernance
「当行の親会社は、楽天グループ株式会社であり、同社は、当行の議決権の49.27％を保有しています。」
楽天グループが議決権49.27％を保有する親会社であること、楽天エコシステムの顧客基盤・ブランド等を活用する関係および親会社グループとの人的・資本的関係を継続して開示している。 - FY2026RestatedAnnual report
「At the end of the fiscal year ending March 2026, approximately 50% of the Bank's deposits on a non-consolidated basis comprised deposits in Money Bridge-linked accounts, an account-linkage program with Rakuten Securities,Inc.」
The Bank continues to disclose its dependence on Rakuten Group for customer acquisition, the brand, points, Money Bridge and securitization transactions, among other areas. Rakuten Group's voting-rights ownership is 49.26%. - FY2026-H1RestatedAnnual report
「Rakuten Group,Inc. and its group companies 28,087」
The Bank recognized recurring revenue of ¥28,087 million from Rakuten Group and its group companies as major customers, indicating that business dealings with the Group continue. The company's assessment of whether this level of dependence is favorable or unfavorable is not stated. - FY2025RestatedAnnual report
「At the end of the fiscal year ended March 2025, approximately 50% of the Bank's deposits on a non-consolidated basis comprised deposits in Money Bridge-linked accounts, an account-linkage program with Rakuten Securities,Inc.」
While the ratio of Money Bridge deposits fell to approximately 50% from approximately 80% disclosed for the previous fiscal year, dependence on account acquisition through Rakuten Group, points, the brand and securitization transactions continues. - FY2025-H1RestatedAnnual report
「Rakuten Group,Inc. and its group companies 15,489」
The Bank recognized recurring revenue of ¥15,489 million from Rakuten Group and its group companies as major customers, indicating that business dealings with the Group continue. - FY2024RestatedAnnual report
「At the end of the fiscal year ended March 2024, approximately 80% of the Bank's individual deposits comprised deposits in Money Bridge-linked accounts, an account-linkage program with Rakuten Securities,Inc.」
The Bank specifically disclosed its dependence on its relationship with Rakuten Group, including the parent's 49.26% voting-rights ownership, approximately 70% of new account openings and Money Bridge-linked accounts accounting for approximately 80% of individual deposits. - FY2024-Q2RestatedAnnual report
「Rakuten Group,Inc. and its group companies 13,533」
The Bank disclosed recurring revenue of ¥13,533 million related to Rakuten Group,Inc. and its group companies, indicating that business dealings with the Group continue. - FY2023First statedAnnual report
「The Bank is a consolidated subsidiary of Rakuten Group,Inc., which continues to hold a majority of the Bank's voting rights following the issuance of new shares and secondary offering accompanying the Bank's initial listing.」
Dependence on the Rakuten brand, Rakuten Points, Money Bridge, customer acquisition through the Group and securitization of Group receivables is identified as a risk if terms change or the brand is damaged.