Chugin Financial Group (5832) · RiskRestated
Decline in net interest income due to prolonged low interest rates
First written in FY2023-Q3. 1 of 2 entries say "Restated". Latest entry: FY2026.
2entries
4years
0from disclosures
How it moved
Same theme, other companies
Changes in net interest income (lending and securities investment income) driven by the interest-rate environment and repricing spreadsA theme 21 companies write about · 20 as a headwind · 2 as a tailwind
The whole theme swung hardest in 2025: 6 of 18 companies on the "Worse" side.
3 other companies' latest entry also says "Restated".
Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 21 companies compared. The sentences above are computed from all 21.Full recordFilings, disclosures and news, newest first
- FY2026RestatedAnnual report
「Lower interest rates or a prolonged low-interest-rate environment」
The company continues to disclose the risk of declining net interest income due to lower interest rates or a prolonged low-interest-rate environment. - FY2023-Q3First statedAnnual report
「If a low-interest-rate environment continues for an extended period due to negative interest rate policies or other factors, the decline in net interest income from assets will continue.」
The company identifies declining net interest income due to lower interest rates or a prolonged low-interest-rate environment as a risk.