Chugin Financial Group (5832) · RiskWorsened
Worsening Domestic and Overseas Funding Conditions and Foreign-Currency Liquidity
First written in FY2023-Q3. 1 of 3 entries say "Mitigated", first in FY2023. Latest entry: FY2026.
3entries
4years
0from disclosures
How it moved
Same theme, other companies
Bank Foreign-Currency Liquidity and Funding Constraint RiskA theme 7 companies write about · 7 as a headwind · 0 as a tailwind
Chugin Financial Group moved to the "Worse" side of this theme in 2026.
0 other companies' latest entry also says "Worsened".
Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
- FY2026WorsenedAnnual report
「As competition for deposits intensifies, funding costs will rise and earnings will deteriorate.」
In addition to the existing risks of deteriorating domestic and overseas funding conditions and foreign-currency liquidity, the company explicitly identifies competition for deposits as a top risk. - FY2023MitigatedAnnual report
「Deposits account for the majority of our funding, and our cash flow is stable. However, to prepare for unforeseen circumstances, we are also diversifying our funding methods, including market-based funding using securities held by the company.」
The company demonstrates the stability of its cash flow while diversifying funding methods, including market-based funding using securities. - FY2023-Q3First statedAnnual report
「The company places particular emphasis on managing foreign currencies because it relies heavily on market-based funding.」
Against the backdrop of its reliance on the market for foreign-currency funding, the company places particular emphasis on managing foreign-currency cash flows, refinancing and the foreign-currency stable funding ratio.