Worth reading
41Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
5285
¥ millionWording
Conditional
How definitive the wording is.Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPNet Sales109,640¥ millionYear on year +93.6%Progress 41.7%
Ordinary income20,269¥ millionYear on year +35.2%Progress 31.2%
Net income attributable to owners of the parent13,880¥ millionYear on year +40.3%Progress 30.8%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥78.07
Financial position at period-end
Total assets11,397,875¥ million
of which net assets 673,437 ¥ millionEquity ratio 5.9%vs. prior year-end +0.5pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenueBanking ¥99,412 million (YoY +90.9%), Leasing ¥8,276 million (YoY +136.6%), Securities business ¥1,592 million (YoY +84.0%), Other (outside reportable segments) ¥13,047 million (YoY +10.2%)
Segment profitBanking ¥18,687 million (YoY +30.4%), Leasing ¥298 million (YoY +198.0%), Securities business ¥524 million (YoY +376.3%), Other (outside reportable segments) ¥11,422 million (YoY +9.2%)
Outlook and shareholder returns
Full-year earnings forecast
Net Sales¥263,000 million (YoY +5.5%)
Operating profitNot disclosed
Ordinary income¥65,000 million (YoY +15.9%)
Net income¥45,000 million (YoY +13.3%)
Annual Dividend Forecast¥90 → ¥102（+13.3%）
Factors Behind Changes in Business Performance
Higher gains on sales of securities, investment income and gains on stock transactions contributed to the increase in profit, while losses on sales of securities, interest paid on deposits and expenses also increased.
Disclosure regarding the going concern assumption
No applicable matters
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationAdditions: 0 companies; removals: 0 companies (no significant changes)
Impairment loss¥0 million
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets ¥21 million / Extraordinary loss Losses on disposal of fixed assets ¥67 million, Impairment Losses ¥0 million
Depreciation and amortization¥1,306 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingNo
Issued Shares at Period-End184,771,461
Treasury Shares at Period-End6,928,745
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥109,640 million (YoY +93.6%) |
| Ordinary income | ¥20,269 million (YoY +35.2%) |
| Profit attributable to owners of the parent | ¥13,880 million (YoY +40.3%) |
| Net income per share | ¥78.07 |
| Equity ratio | End of the current fiscal period 5.9 / End of previous period 5.4 |
| Total assets | ¥11,397,875 million |
| Net assets | ¥673,437 million |
| Full-year earnings forecast | Net Sales ¥263,000 million (YoY +5.5%) / Operating profit Not disclosed / Ordinary income ¥65,000 million (YoY +15.9%) / Net income ¥45,000 million (YoY +13.3%) |
| Annual Dividend Forecast | ¥90 → ¥102（+13.3%） |
| Segment revenue | Banking ¥99,412 million (YoY +90.9%), Leasing ¥8,276 million (YoY +136.6%), Securities business ¥1,592 million (YoY +84.0%), Other (outside reportable segments) ¥13,047 million (YoY +10.2%) |
| Segment profit | Banking ¥18,687 million (YoY +30.4%), Leasing ¥298 million (YoY +198.0%), Securities business ¥524 million (YoY +376.3%), Other (outside reportable segments) ¥11,422 million (YoY +9.2%) |
| Depreciation and amortization | ¥1,306 million |
| Impairment loss | ¥0 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥21 million / Extraordinary loss Losses on disposal of fixed assets ¥67 million, Impairment Losses ¥0 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | Additions: 0 companies; removals: 0 companies (no significant changes) |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | No |
| Issued Shares at Period-End | 184,771,461 |
| Treasury Shares at Period-End | 6,928,745 |
| Factors Behind Changes in Business Performance | Higher gains on sales of securities, investment income and gains on stock transactions contributed to the increase in profit, while losses on sales of securities, interest paid on deposits and expenses also increased. |
Items this document does not state (12)
Operating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary revenue increased due to higher gains on sales of securities and investment income. Ordinary profit increased as higher gross profit and gains on stock transactions more than offset lower gains and losses related to government and other bonds from bond sales and higher expenses.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.