Results for this period
Full year1 April 2025–31 March 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Ordinary revenue increased due to higher interest income and gains on sales of shares. Although funding costs and operating expenses also increased, ordinary profit and net income rose due to higher net interest income and gains and losses related to shares, as well as lower provision expenses for loan losses.
Not applicable (no matters to report in the notes on the going concern assumption)
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Net Sales | ¥249,074 million (YoY +17.6%) |
| Ordinary income | ¥56,038 million (YoY +46.2%) |
| Profit attributable to owners of the parent | ¥39,705 million (YoY +44.7%) |
| Net income per share | ¥222.95 |
| Equity ratio | End of the current fiscal period 5.4 / End of previous period 4.9 |
| Total assets | ¥11,370,252 million |
| Net assets | ¥620,700 million |
| Cash flows from operating activities | ¥70,904 million |
| Cash flows from investing activities | ¥-293,176 million |
| Cash flows from financing activities | ¥-6,114 million |
| Cash and cash equivalents at end of period | ¥973,331 million |
| Full-year earnings forecast | Net Sales ¥263,000 million (YoY +5.5%) / Operating profit Not disclosed / Ordinary income ¥65,000 million (YoY +15.9%) / Net income ¥45,000 million (YoY +13.3%) |
| Annual Dividend Forecast | ¥62 → ¥102（+64.5%） |
| Payout ratio | 40.2 |
| Shareholder Return Policy | The company targets a dividend payout ratio of approximately 40% and aims to increase dividends through profit growth. It uses a Common Equity Tier 1 ratio of 11–12%, excluding valuation differences on securities and other items, as an indicator and will make flexible purchases of treasury shares. |
| Segment revenue | Banking ¥228,350 million (YoY +18.9%), Leasing ¥14,579 million (YoY -0.9%), Securities business ¥5,063 million (YoY +27.3%), Other ¥44,603 million (YoY +82.7%) |
| Segment profit | Banking ¥52,480 million (YoY +46.6%), Leasing ¥550 million (YoY -19.7%), Securities business ¥1,360 million (YoY +56.6%), Other ¥38,285 million (YoY +96.5%) |
| Depreciation and amortization | ¥5,268 million |
| Impairment loss | ¥30 million (fixed assets) |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥13 million / Extraordinary loss Losses on disposal of fixed assets ¥353 million, Impairment Losses ¥30 million, Provision for financial instruments transaction liability reserve ¥2 million |
| Disclosure regarding the going concern assumption | Not applicable (no matters to report in the notes on the going concern assumption) |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 1 / Excluded 0 / Company name New 合同会社ちゅうぎんエナジー１号 / Excluded Not disclosed |
| Material subsequent events | No applicable matters. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable Yes / Subject person Analysts and institutional investors |
| Issued Shares at Period-End | 184,771,461 |
| Treasury Shares at Period-End | 7,005,231 |
| Factors Behind Changes in Business Performance | Ordinary revenue increased due to higher interest income and gains on sales of shares. Although funding costs and operating expenses also increased, ordinary profit and net income rose due to higher net interest income and gains and losses related to shares, as well as lower provision expenses for loan losses. |
Items this document does not state (5)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary revenue increased due to higher interest income and gains on sales of shares, while funding costs and operating expenses also increased. By segment, the banking business benefited from higher interest income and other factors, the securities business from growth in the trading division, and the other businesses from higher dividends received from group companies. The leasing business reported lower revenue and profit due to the absence of leasing revenue from a large transaction recorded in the previous fiscal year.