Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Ordinary income increased, mainly due to higher funds investment income, including interest on loans and interest and dividends on securities, as well as higher gains on sales of stocks and other securities. Ordinary expenses increased, mainly due to higher funding costs, including interest on deposits and other liabilities, as well as higher losses on sales of Japanese government bonds and other bonds.
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| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Ordinary income | ¥83,393 million (YoY +26.5%) |
| Profit attributable to owners of the parent | ¥57,297 million (YoY +23.2%) |
| Net income per share | ¥108.34 |
| Equity ratio | End of the current fiscal period 7.9 / End of previous period 7.7 |
| Total assets | ¥15,670,684 million |
| Net assets | ¥1,237,824 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥173,000 million (YoY +32.8%) / Net income ¥120,000 million (YoY +32.6%) |
| Revision to Earnings Forecast | Ordinary income 167,000 / Profit attributable to owners of the parent 115,000 → Ordinary income 173,000 / Profit attributable to owners of the parent 120,000 |
| Annual Dividend Forecast | ¥80 → ¥113 |
| Impairment loss | ¥454 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Item Gain on disposal of fixed assets / Amount ¥0 million / Extraordinary loss Item Loss on disposal of non-current assets / Amount ¥175 million, Item Impairment loss / Amount ¥454 million |
| Disclosure regarding the going concern assumption | None |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | None in either additions or exclusions (no material changes) |
| Material subsequent events | Acquisition of treasury shares. At a meeting of the Board of Directors held on 10 November 2026, the company resolved to acquire shares from 13 November through 23 December 2026, up to a maximum of 4,000 thousand common shares and a total acquisition cost of ¥10 billion. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Yes (for institutional investors and analysts) |
| Issued Shares at Period-End | 580,129,069 |
| Treasury Shares at Period-End | 53,885,746 |
| Factors Behind Changes in Business Performance | Ordinary income increased, mainly due to higher funds investment income, including interest on loans and interest and dividends on securities, as well as higher gains on sales of stocks and other securities. Ordinary expenses increased, mainly due to higher funding costs, including interest on deposits and other liabilities, as well as higher losses on sales of Japanese government bonds and other bonds. |
Items this document does not state (14)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased, mainly due to higher interest on loans, interest and dividends on securities, and gains on sales of stocks and other securities. Ordinary expenses increased, mainly due to higher interest on deposits and other liabilities and losses on sales of Japanese government bonds and other bonds. The full-year forecasts were revised based on results for the interim period and current conditions.