Balancing fast, flexible digital services with a secure banking system
First written in FY2023-Q3. 1 of 5 entries say "Reframed", first in FY2024. Latest entry: FY2026.
No other company in this theme has enough history to compare yet.
- FY2026Cancellation of the Next-Generation Core Banking System Construction ProjectAnnual report
「Establishment of a loan servicing company, a plan to sell cross-shareholdings to improve capital efficiency, the status of meetings with institutional investors and others for shareholder relations, and a review of the cancellation of the next-generation core banking system construction project, among other matters」
A review of the cancellation of the next-generation core systems development project was disclosed as a matter reported to the Board of Directors. - 2026-05-08OtherEarnings
「As a result, consolidated ordinary income increased by ¥24.179 billion year on year to ¥99.206 billion. However, due in part to the recognition of ¥6.0 billion in settlement proceeds related to the "plan change concerning the advancement of the core banking system," as extraordinary income, net income attributable to owners of the parent increased by ¥20.932 billion year on year to ¥74.253 billion.」
Settlement proceeds of ¥6.0 billion related to the plan change concerning the advancement of the core banking system were also recognised as extraordinary income in the full-year results. - FY2026-H1Settlement Related to Changes to the Core Banking System PlanAnnual report
「The company recorded ¥6 billion in settlement proceeds as extraordinary income in connection with the ¥6 billion settlement payment related to the “plan change concerning the advancement of the core banking system,” among other items.」
It was disclosed that a ¥6 billion settlement payment related to the plan change was recorded in connection with infrastructure upgrades, including construction of the next-generation core banking system. The specific details of the system plan following the change have not been disclosed. - FY2024ReframedAnnual report
「Through further BPR initiatives, enhancement of face-to-face and non-face-to-face channels, and construction of the next-generation core banking system, we will “improve” infrastructure and systems to a more advanced level.」
In addition to maintaining the previous balance between rapid digital responses and system security, the company has organized its plan around infrastructure upgrades, including construction of the next-generation core banking system. - FY2023-Q3First statedAnnual report
「We aim to establish IT governance that balances rapid, flexible digital responses to changes in the external environment and customer needs with the maintenance of a reliable, stable and secure banking system.」
The plan is designed to achieve both rapid digital responses and system security and stability.