Worth reading
58In focus
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
120
¥100 million (2030 company-wide revenue target: more than ¥12 billion)Wording
Avoiding a definitive answer
How definitive the wording is.Items stated in the management plan
Annual updateNet SalesNot disclosed → 2030 target: more than ¥12 billion (full-year 2026 forecast: ¥5,760 million)
Operating profit marginNot disclosed → 2030 target: more than 25% (2026 plan: 8.7%)
Only the target level is shown because the current level for comparison was not provided.Key initiatives
011. GPV / revenue growth
022. Cost management
033. Other (new businesses, etc.)
04Multi-channel cashless payments
05DX Solutions
06International expansion
Plan assumptionsJapan's cashless payment ratio: 65% (2030 target, Ministry of Economy, Trade and Industry), Japan's cashless payment ratio: 80% (long-term target, Ministry of Economy, Trade and Industry)
Segment targetSegment Payments-related / Net Sales ¥5,150 million / Profit Not disclosed / Target fiscal year Full-year 2026 forecast, Segment DX / Mini-apps / Net Sales ¥410 million / Profit Not disclosed / Target fiscal year Full-year 2026 forecast, Segment Other / Net Sales ¥200 million / Profit Not disclosed / Target fiscal year Full-year 2026 forecast
Non-financial targetsIndicator Number of payment brands added / Target value 10 or more / Timing Current fiscal year
Size of the Target MarketMarket Japan's QR code payment volume / Scale ¥18.7 trillion (2024) / Growth rate CAGR +120% (2018–2024) / Source Cashless Promotion Council, "Survey of Code Payment Usage Trends" (14 March 2025), Market Japan's credit card payment volume / Scale ¥116.9 trillion (2024) / Growth rate CAGR +10% (2018–2024) / Source Japan Credit Association, "Statistical Materials Based on Survey Results" (31 March 2025), Market Japan's NFC payment volume / Scale ¥6.2 trillion (2024) / Growth rate CAGR +2% (2018–2024) / Source Bank of Japan, "Payment and Settlement Statistics (February 2025)" (31 March 2025), Market Global BOPIS market / Scale $243.8 billion (2021) to $703.2 billion (2027) / Growth rate +288％ / Source Next engine, "Global BOPIS Market", Market Global unmanned store market / Scale $86.2 billion (2024) to $376.1 billion (2029) / Growth rate +436％ / Source CNET Japan, "Unmanned Store Market Expected to Reach $376.12 Billion in 2029", Market Global self-service market / Scale $38.2 billion (2024) to $55.6 billion (2029) / Growth rate +146％ / Source Mordor Intelligence, "Self-Service Market Size and Share Analysis"
Risks identified by the company
Competition
Dependence on specific products and services
Legal and regulatory requirements, etc.
Securing human resources
| Item | Details |
|---|---|
| Plan name | Medium-Term Growth Strategy |
| Plan period | 2023–2030 (period covered by the GPV target CAGR) |
| Progress against the plan | Annual update |
| Sales Target | Not disclosed → 2030 target: more than ¥12 billion (full-year 2026 forecast: ¥5,760 million) |
| Operating profit margin target | Not disclosed → 2030 target: more than 25% (2026 plan: 8.7%) |
| Segment target | Segment Payments-related / Net Sales ¥5,150 million / Profit Not disclosed / Target fiscal year Full-year 2026 forecast, Segment DX / Mini-apps / Net Sales ¥410 million / Profit Not disclosed / Target fiscal year Full-year 2026 forecast, Segment Other / Net Sales ¥200 million / Profit Not disclosed / Target fiscal year Full-year 2026 forecast |
| Non-financial targets | Indicator Number of payment brands added / Target value 10 or more / Timing Current fiscal year |
| Plan assumptions | Japan's cashless payment ratio: 65% (2030 target, Ministry of Economy, Trade and Industry), Japan's cashless payment ratio: 80% (long-term target, Ministry of Economy, Trade and Industry) |
| Key initiatives | 1. GPV / revenue growth, 2. Cost management, 3. Other (new businesses, etc.), Multi-channel cashless payments, DX Solutions, International expansion |
| Size of the Target Market | Market Japan's QR code payment volume / Scale ¥18.7 trillion (2024) / Growth rate CAGR +120% (2018–2024) / Source Cashless Promotion Council, "Survey of Code Payment Usage Trends" (14 March 2025), Market Japan's credit card payment volume / Scale ¥116.9 trillion (2024) / Growth rate CAGR +10% (2018–2024) / Source Japan Credit Association, "Statistical Materials Based on Survey Results" (31 March 2025), Market Japan's NFC payment volume / Scale ¥6.2 trillion (2024) / Growth rate CAGR +2% (2018–2024) / Source Bank of Japan, "Payment and Settlement Statistics (February 2025)" (31 March 2025), Market Global BOPIS market / Scale $243.8 billion (2021) to $703.2 billion (2027) / Growth rate +288％ / Source Next engine, "Global BOPIS Market", Market Global unmanned store market / Scale $86.2 billion (2024) to $376.1 billion (2029) / Growth rate +436％ / Source CNET Japan, "Unmanned Store Market Expected to Reach $376.12 Billion in 2029", Market Global self-service market / Scale $38.2 billion (2024) to $55.6 billion (2029) / Growth rate +146％ / Source Mordor Intelligence, "Self-Service Market Size and Share Analysis" |
| Risks identified | Competition, Dependence on specific products and services, Legal and regulatory requirements, etc., Securing human resources |
| Publication date | March 2026 |
Items this document does not state (13)
Operating profit targetNet income targetROE targetROIC targetPayout ratio / DOE policyTreasury share acquisition policyCost of capitalSelf-assessment of PBR and share priceTotal investment planInvestment amount by sectorResults under the previous planReason for revision or withdrawalDate of board resolution
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.To accelerate the pace of growth through multiple growth drivers, including the growth of cashless payments, expansion of DX solutions, and overseas expansion.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.