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property technologies (5527) · InitiativeAdvanced

Working Capital Funding through Overdraft Facilities and Lending Commitments with Multiple Banks

First written in FY2023-Q1. 6 of 9 entries say "Advanced", first in FY2023-Q2. Latest entry: FY2026-H1.

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ProgressHeldSoftenedWorseAdvancedFY2023-Q2 – FY2023RestatedFY2024-Q1 – FY2024-Q2AdvancedFY2025-H1 – FY2026-H12023: 320232024: 320242025: 120252026: 22026
Same theme, other companies
Securing liquidity through commitment lines and other facilitiesA theme 334 companies write about · 30 as a headwind · 305 as a tailwind

41 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 197 companies compared. The sentences above are computed from all 197.Comparing 200 of the theme's 337 threads.
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  1. FY2026-H1AdvancedAnnual report

    「The consolidated subsidiaries Home Net Co., Ltd., Sanko Home Co., Ltd. and First Home Co., Ltd. have entered into overdraft agreements and lending commitment agreements with 38 relationship banks to obtain working capital efficiently.」

    The number of relationship banks increased from 36 to 38, and total overdraft limits and lending commitments expanded from ¥23,643.31 million to ¥24,623.98 million. Borrowings drawn were ¥17,486.536 million.
  2. FY2025AdvancedAnnual report

    「The consolidated subsidiaries Home Net Co., Ltd., Sanko Home Co., Ltd. and First Home Co., Ltd. have entered into overdraft agreements and lending commitment agreements with 36 relationship banks to obtain working capital efficiently.」

    The number of relationship banks increased from 32 to 36, with total overdraft limits and lending commitments of ¥23,643.31 million and borrowings drawn of ¥15,166.143 million.
  3. FY2025-H1AdvancedAnnual report

    「The consolidated subsidiaries Home Net Co., Ltd., Sanko Home Co., Ltd. and First Home Co., Ltd. have entered into overdraft agreements and lending commitment agreements with 32 relationship banks to obtain working capital efficiently. Some of the agreements contain financial covenants based on certain indicators and other criteria.」

    The number of relationship banks increased from 26 at the end of the previous fiscal year to 32, and total overdraft limits and lending commitments expanded from ¥16,450 million to ¥22,150 million. Borrowings drawn were ¥15,639.062 million.
  4. FY2024-Q2RestatedAnnual report

    「The consolidated subsidiaries Home Net Co., Ltd., Sanko Home Co., Ltd. and First Home Co., Ltd. have entered into overdraft agreements and lending commitment agreements with 26 relationship banks to obtain working capital efficiently. Some of the agreements contain financial covenants based on certain indicators and other criteria.」

    The company maintains overdraft and lending commitment agreements with 26 relationship banks, with total facilities of ¥16,450 million. Borrowings drawn decreased from ¥10,614 million to ¥10,080.133 million.
  5. FY2024-Q1RestatedAnnual report

    「The consolidated subsidiaries Home Net Co., Ltd., Sanko Home Co., Ltd. and First Home Co., Ltd. have entered into overdraft agreements and lending commitment agreements with 26 relationship banks to obtain working capital efficiently. Some of the agreements contain financial covenants based on certain indicators and other criteria.」

    The company maintains overdraft and lending commitment agreements with 26 relationship banks, with total facilities of ¥16,450 million. Borrowings drawn increased from ¥10,614 million at the end of the previous fiscal year to ¥11,316.403 million.
  6. FY2023AdvancedAnnual report

    「The consolidated subsidiaries Home Net Co., Ltd., Sanko Home Co., Ltd. and First Home Co., Ltd. have entered into overdraft agreements and lending commitment agreements with 26 relationship banks to obtain working capital efficiently.」

    The number of relationship banks increased from 25 to 26, and total overdraft limits and lending commitments also expanded to ¥16,450 million.
  7. FY2023-Q3AdvancedAnnual report

    「The consolidated subsidiaries Home Net Co., Ltd., Sanko Home Co., Ltd. and First Home Co., Ltd. have entered into overdraft agreements and lending commitment agreements with 25 relationship banks to obtain working capital efficiently. Some of the agreements contain financial covenants based on certain indicators and other criteria.」

    The number of relationship banks increased from 24 to 25, with total overdraft limits and lending commitments of ¥15,647.4 million and borrowings drawn of ¥12,679.486 million.
  8. FY2023-Q2AdvancedAnnual report

    「The consolidated subsidiaries Home Net Co., Ltd., Sanko Home Co., Ltd. and First Home Co., Ltd. have entered into overdraft agreements and lending commitment agreements with 24 relationship banks to obtain working capital efficiently. Some of the agreements contain financial covenants based on certain indicators and other criteria. The undrawn balance under the overdraft agreements and lending commitments at the end of the second quarter of the current consolidated fiscal period is as follows.」

    The number of relationship banks increased from 22 to 24, with total working-capital facilities of ¥14,955.8 million and borrowings drawn of ¥11,470.126 million.
  9. FY2023-Q1First statedAnnual report

    「The consolidated subsidiaries Home Net Co., Ltd., Sanko Home Co., Ltd. and First Home Co., Ltd. have entered into overdraft agreements and lending commitment agreements with 22 relationship banks to obtain working capital efficiently.」

    The mechanism for financing working capital at the group subsidiaries through agreements with 22 banks is shown.
Moved together

"Detailed Acquisition and Sales Supply of Used Homes in Major Cities Nationwide" moved the same way as this thread, in the same document, in 3 of its 9 moves.

332222★123456
  1. ★This thread
  2. 1Detailed Acquisition and Sales Supply of Used Homes in Major Cities Nationwide3×
  3. 2Stable Dividends Alongside Retained Earnings and Growth Investment3×
  4. 3Decline in Used Condominium Transactions and Increase in Inventory2×
  5. 4Listing on the Tokyo Stock Exchange Growth Market and Issuance of New Shares2×
  6. 5The KAITRY platform combining actual transaction data, a brokerage-firm network and AI-powered valuations2×
  7. 6Flexible capital policy through share repurchases2×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

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Working Capital Funding through Overdraft Facilities and Lending Commitments with Multiple Banks | property technologies Inc. (5527) | Komori