Worth reading
73In focus
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Mixed performance
Direction inferred from the company’s description.Scale
750
¥100 millionWording
Conditional
How definitive the wording is.Items stated in the management plan
Partially revisedNet Sales-75.0%
基準 1,000Target250100 million
Each line is the climb from the baseline the document states to the target it sets. The slope is scaled against the largest climb in this document. The increase shown by the dotted line is calculated from the two reported figures because the company did not provide the amount of growth.
Operating profitNot disclosed → ¥25 100 million
Operating profit marginNot disclosed → 10 %
Only the target level is shown because the current level for comparison was not provided.Investment amount by sectorField Investments to strengthen the business foundation / Amount Not disclosed, Field Growth investment in existing and new businesses / Amount Not disclosed, Field M&A to create new businesses / Amount Not disclosed
Statements about the use of capital
Payout ratio / DOE policyTarget level: Not disclosed. “Dividends will be considered in line with profit growth.”The payout ratio is the proportion of profit paid out as dividends, while DOE is the ratio of dividends to net assets.
Key initiatives
01Renewal investment to build an uninterrupted payment infrastructure platform
02Internal business infrastructure and systems investment
03Investment to expand the payments business
04Expansion into the financial services and marketing sectors
05M&A to create new businesses
06Consider dividends in line with profit growth
Plan assumptionsCenter usage fees: 10% CAGR growth based on historical growth rates, QR settlement fees: 12% CAGR growth based on market growth forecasts, Launch the financial services and marketing businesses in earnest from FY28/3, Based on demand from new projects and terminal replacements, maintain an average annual increase of 120,000 in the number of operating connected terminals, Operating margin growth is expected to moderate due to rising global IT infrastructure costs, the weaker yen and other factors
Segment targetSegment Payment Services / Indicator FY30/3 revenue / Target ¥18 billion, Segment New businesses and subsidiaries / Indicator FY30/3 revenue / Target ¥7 billion
Non-financial targetsIndicator Number of active connected terminals / Target 1.7 million units / Timing FY30/3
Size of the Target MarketMarket Domestic cashless payment value in 2025 / Scale ¥162.7 trillion / Source Ministry of Economy, Trade and Industry, “Cashless Payment Ratio in 2025,” 31 March 2026, Market Store and merchant terminal market / Scale Approximately 4 million units / Source JEITA, “Statistical Survey Guidebook 2025–2026,” and JCCA, “48th Fiscal-Year Business Report”, Market Vending machine and payment machine market / Scale Approximately 4 million units / Source JVMA, “2025 Edition: Number of Vending Machines in Operation”, Market Domestic cashless payment ratio / Scale 58.0% (2025) / Source Ministry of Economy, Trade and Industry, “Cashless Payment Ratio in 2025,” 31 March 2026, Market Smart payment market in 2031 / Scale Approximately ¥243 trillion / Source 株式会社野村総合研究所 press release, “Smart Payments Market to Expand to Approximately ¥243 Trillion in 2031,” 16 March 2026
Risks identified by the company
Delays in launching new businesses
Recent rapid changes in the macroeconomic environment
Rising global IT infrastructure costs
Yen depreciation
Reason for revision or withdrawal
Consideration of delays in launching new businesses and recent rapid changes in the macroeconomic environment, among other factors
| Item | Details |
|---|---|
| Plan name | Vision for 2030 |
| Plan period | FY26/3–FY30/3 (FY26/3 actual results, FY27/3–FY30/3 forecasts) |
| Progress against the plan | Partially revised |
| Sales Target | ¥1,000 100 million → ¥250 100 million（-75%） |
| Operating profit target | Not disclosed → ¥25 100 million |
| Operating profit margin target | Not disclosed → 10 % |
| Payout ratio / DOE policy | Target level: Not disclosed. “Dividends will be considered in line with profit growth.” |
| Investment amount by sector | Field Investments to strengthen the business foundation / Amount Not disclosed, Field Growth investment in existing and new businesses / Amount Not disclosed, Field M&A to create new businesses / Amount Not disclosed |
| Segment target | Segment Payment Services / Indicator FY30/3 revenue / Target ¥18 billion, Segment New businesses and subsidiaries / Indicator FY30/3 revenue / Target ¥7 billion |
| Non-financial targets | Indicator Number of active connected terminals / Target 1.7 million units / Timing FY30/3 |
| Plan assumptions | Center usage fees: 10% CAGR growth based on historical growth rates, QR settlement fees: 12% CAGR growth based on market growth forecasts, Launch the financial services and marketing businesses in earnest from FY28/3, Based on demand from new projects and terminal replacements, maintain an average annual increase of 120,000 in the number of operating connected terminals, Operating margin growth is expected to moderate due to rising global IT infrastructure costs, the weaker yen and other factors |
| Key initiatives | Renewal investment to build an uninterrupted payment infrastructure platform, Internal business infrastructure and systems investment, Investment to expand the payments business, Expansion into the financial services and marketing sectors, M&A to create new businesses, Consider dividends in line with profit growth |
| Reason for revision or withdrawal | Consideration of delays in launching new businesses and recent rapid changes in the macroeconomic environment, among other factors |
| Size of the Target Market | Market Domestic cashless payment value in 2025 / Scale ¥162.7 trillion / Source Ministry of Economy, Trade and Industry, “Cashless Payment Ratio in 2025,” 31 March 2026, Market Store and merchant terminal market / Scale Approximately 4 million units / Source JEITA, “Statistical Survey Guidebook 2025–2026,” and JCCA, “48th Fiscal-Year Business Report”, Market Vending machine and payment machine market / Scale Approximately 4 million units / Source JVMA, “2025 Edition: Number of Vending Machines in Operation”, Market Domestic cashless payment ratio / Scale 58.0% (2025) / Source Ministry of Economy, Trade and Industry, “Cashless Payment Ratio in 2025,” 31 March 2026, Market Smart payment market in 2031 / Scale Approximately ¥243 trillion / Source 株式会社野村総合研究所 press release, “Smart Payments Market to Expand to Approximately ¥243 Trillion in 2031,” 16 March 2026 |
| Risks identified | Delays in launching new businesses, Recent rapid changes in the macroeconomic environment, Rising global IT infrastructure costs, Yen depreciation |
| Publication date | 13 November 2026 |
Items this document does not state (9)
Net income targetROE targetROIC targetTreasury share acquisition policyCost of capitalSelf-assessment of PBR and share priceTotal investment planResults under the previous planDate of board resolution
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.This reflects consideration of delays in launching new businesses and recent rapid changes in the macroeconomic environment, among other factors.
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