Announced details
Subscription e-commerce and payment services for e-commerce and mail-order businesses
The switching rate from pay-later to credit card payments is up to 25%. In subscription e-commerce, LTV for credit card payments tends to be approximately 30% higher on average than for pay-later payments. Under conventional measures, switching rates may remain below 1% in some cases.
SCORE has been adopted by more than 3,000 companies (as of: Not disclosed). The pilot version achieved a switching rate of up to 25%.
SCORE is a wholly owned subsidiary of DG Financial Technology. Use of the service requires a contract for a pay-later service from either SCORE or DGFT.
Patent number: 7876048. Expiration date: Not disclosed
The availability and amount of discounts at the time of switching can be customized. Specific pricing: Not disclosed
The service supports subscription e-commerce businesses in improving customer retention and stabilizing their earnings structure. The impact on SCORE’s own results: Not disclosed
The company does not address Contract Value.
Mail-order businesses interviewed by SCORE (details of the survey sample: Not disclosed)
| Item | Details |
|---|---|
| Names of Products / Services Covered | SCORE Atokara Card® (post-purchase card payment service), SCORE Pay Later, VeriTrans Pay Later |
| Relationship with the Company | SCORE is a wholly owned subsidiary of DG Financial Technology. Use of the service requires a contract for a pay-later service from either SCORE or DGFT. |
| Offering price | The availability and amount of discounts at the time of switching can be customized. Specific pricing: Not disclosed |
| Launch date | 8 July 2026 (formal launch; actual date) |
| Applicable area | Subscription e-commerce and payment services for e-commerce and mail-order businesses |
| Registration number and expiry date | Patent number: 7876048. Expiration date: Not disclosed |
| Quantitative Effects | The switching rate from pay-later to credit card payments is up to 25%. In subscription e-commerce, LTV for credit card payments tends to be approximately 30% higher on average than for pay-later payments. Under conventional measures, switching rates may remain below 1% in some cases. |
| Usage history | SCORE has been adopted by more than 3,000 companies (as of: Not disclosed). The pilot version achieved a switching rate of up to 25%. |
| Impact on Business Performance | The service supports subscription e-commerce businesses in improving customer retention and stabilizing their earnings structure. The impact on SCORE’s own results: Not disclosed |
| Source | Mail-order businesses interviewed by SCORE (details of the survey sample: Not disclosed) |
Items this document does not state (8)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The service is intended to reduce customer drop-off caused by entering card details at the time of the initial purchase in subscription e-commerce and encourage repeat purchases by pay-later users. SCORE explains that the ability to prompt customers to register a card at the natural point after product delivery contributed to the high switching rate.